Private and personal banking

  • - Potentially less performance
  • Potentially more performance +
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Low risk
  • High risk

This datum is an indication of the Pension Scheme and may vary over time. It is calculated using simulated data that may, however, not constitute a reliable indication of the future risk profile of the Scheme. Information on the risk profile of each Scheme is available at The scale of risk of the pension schemes promoted ranges from 1 to 7.


The collection of the benefit or the exercise of the redemption right is only possible in the event of the occurrence of one of the contingencies or exceptional circumstances of liquidity regulated in the laws governing Spanish pension schemes and plans.

The value of the portability rights, the benefits and the exceptional circumstances of liquidity depend on the market value of the assets of the pension scheme and may cause substantial losses.

Banca personal



Personal banking means workering closer with you through a personal advisor who will look after all your financial interests. With our personal banking you will receive exclusive service that is more personal and direct.


All of that with support and experience from a socially and regionally committed bank that works for customers like you. The perfect partner for your business, thanks to a century of solvency and financial strength.

Personal Advisor

Your personal banking advisor can assist and guide you and is responsible for your satisfaction. You will also feel equally looked after when doing digital banking for your day-to-day tasks since we offer a series of services to simplify them.




Being a personal banking customer means receiving differential treatment regardless of where you are. For this reason, we offer you an exclusive telephone line where you can resolve any doubts you have about our financial products or services, or if you wish you can arrange a meeting with the advisor at your branch. You will also be able to use our Próxima Hotline, a special telephone number for dealing with any urgent matters: +34 952 07 62 49.




With UniVía you can conveniently pay your taxes with total security, as well as make any type of transfer.




Enjoy all the management potential offered by Unicaja Banco through your tablet or smartphone. With our mobile app, you can carry out the most common transactions.




With the electronic correspondence service through UniVía you can have access to all the receipts for your transactions on your computer, to consult or print in PDF format whenever you want and free of charge.




With Unicaja's Mobile Alerts service you will instantly receive information on the most relevant movements in your accounts. Through a short message to your mobile phone and/or e-mail address, we will notify you of payroll payments, transactions made with cards, new deposits, refunds from the Tax Authority, and pretty much everything that may be of interest to you.

Personal guidance



In addition to choosing from among a large number of investment funds, with PRÓXIMA you will have the guidance of a personal advisor. Through UniVía, you can obtain detailed information about investment funds, make transfers between funds to defer tax payments to a time that best suits you, and conveniently and quickly manage your investment funds from your mobile phone.


Funds with great support


Unigest SGIIC, the investment fund management company of Unicaja Banco, has twice won the Award for the Best Spanish Asset Management Company by European Funds Trophy by Fundclass, a prestigious European independent fund rating agency, in collaboration with some of the main European media.


(1) To have the chance of earning a greater return, you need to accept more risk. Past performance is not indicative of future results.


Investment Funds managed by Unigest, S.G.I.I.C., S.A. registered in the CNMV (Spanish National Securities and Exchange Commission) on 21/05/1992 with no. 154. Depositary: CECABANK, S.A. Investments Funds managed by Imantia Capital, S.G.I.I.C., S.A. registered in the CNMV (Spanish National Securities and Exchange Commission) on 11/06/1990 with no. 128. Depositary: CECABANK, S.A. See the prospectus and KIID (Key Investor Information Document) at y




The pension plans offered by our personal banking are a perfect complement for your retirement. With your personal advisor, you can adjust your investment in these plans and obtain a regular detailed report of your position to see how well your product is performing.


Through UniVía you can plan your savings and obtain the maximum tax benefit, subject to modifications depending on the investor's personal situation. You can also quickly and securely manage your pension plans whenever and wherever you want. 


(2) The key information documents for all pension plan participants are available for viewing and downloading at the following website:, with the following operating entities: Unicorp Vida, Cía de Seguros y Reaseguros S.A./Unicaja Banco S.A. and Caja España Vida, Compañía de Seguros y Reaseguros S.A. Administration Offices: Unicorp Vida, Cía. de Seguros y Reaseguros S.A. and Caja España Vida, Compañía de Seguros y Reaseguros S.A. Depositary: CECABANK, S.A.




Being a Unicaja Banco private banking customer has its advantages, including being able to enjoy financing solutions adapted to all your needs.


(3) Granting subject to the bank's criteria.




Feeling protected brings us peace of mind. That is why at Unicaja Banco it is an absolute priority that you secure your well-being and that of your family, so that you are prepared for whatever life throws your way. You can access a range of insurance policies    for your home, car and health with the greatest coverage.


(4) Home, Car and Health insurance policies arranged with CASER Grupo Asegurador, through Unimediación, S.L., associated bank and insurance operator registered in the Special Administrative Registry of Insurance Brokers, Reinsurance Brokers and their senior managers, held by the Directorate General for Insurance and Pension Fund (Registration No. OV-0010), acting through Red de Distribución de Unicaja Banco, S.A. CL Insurance arranged in accordance with Law 26/2006 of 17 July. It has financial capacity in accordance with the legislation in force. You can find the insurance companies with which Unimediación SL has signed an agency contract at Insurance company: CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A. -CASER- Tax ID (CIF): A-28013050. Mercantile Registry of Madrid - Volume 2245 - Folio 179 - Sheet M - 39662 - Avda. de Burgos, 109 (28050) Madrid.

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