Comprehensive Health Insurance for the Self-Employed

The health insurance you need is called "Comprehensive"

Health insurance for the self-employed

Benefit from a great health insurance policy for the self-employed from a net premium per insured party of just €40.50 a month(1).

Dental supplement included

Includes 14 basic services free of charge and agreed maximum prices for the rest of treatments provided.

No copayments

A health insurance so complete that it includes no copayments other than €8 for psychology consultations.

Extraordinary team of doctors

With the very best professionals, including all specialities, emergencies and hospitalisation.

A health insurance with coverage designed for the self-employed


Primary healthcare: general medicine, paediatrics and nursing.


Includes all medical specialities: gynaecology, rehabilitation and physiotherapy, ophthalmology, psychology, orthopaedics, etc.


Unlimited hospitalisation whatever the type of hospitalisation it may be (except psychiatric hospitalisation).


Hospital and home emergencies, including single room in the event of hospitalisation.


Infertility and assisted reproduction diagnoses. Childbirth preparation programme and postpartum home care.


Dental supplement.


Seguro de Salud de Autónomos de Unicaja Banco

Benefit from your insurance from €40.50 a month

Net premium per insured party(1)



If you take out the insurance before 30 June 2021(2).



Exclusively for the self-employed, designed for you. Do you want to know how to benefit from them? It's very easy.

Benefit from the irresistible advantages offered by your Health Insurance for the Self-Employed

Seguro de Salud de Unicaja Banco

Nootric: start taking care of your eating habits

We give you 4) a complete information plan to improve your eating habits. Includes online physical activity programmes!


Free serological test

If you take out your Health Insurance for the Self-Employed between 15 March and 14 September 2021 (5).

Seguro de Salud de Unicaja Banco

Gift voucher worth €100 for dental treatment

We give you a €100 dental discount voucher for dentures, orthodontics and implants, or a voucher worth a €30 discount for other kinds of treatment (6).

Seguro de Salud de Unicaja Banco

Visit your doctor without having to leave home

Access the digital medical service that adapts to your pace of life wherever and whenever you want.

Take out your Health Insurance for the Self-Employed at Unicaja Banco

You can go to any Unicaja Banco branch if you want to take out the Comprehensive Health Insurance for the Self-Employed. Remember that you can request a prior appointment!

Request prior appointment

Frequently asked questions about Health Insurance for the Self-Employed

Can self-employed workers deduct health insurance from their taxes?

Self-employed workers included under the direct estimation scheme can deduct the health insurance premiums they have paid for themselves and for their spouse and children under the age of 25 with whom they live. The premiums must have been paid by the self-employed workers themselves and the maximum limit amounts to €500 per year for each insured party. In the case of a person suffering some kind of disability, the limit which applies to said insured person amounts to €1,500 a year.

Does the Unicaja Banco Health Insurance for the Self-Employed have an exclusion period?

The Comprehensive Health Insurance for the Self-Employed has the exclusion periods set out below:

  •  First 10 months: childbirth assistance.
  • First 24 months: assisted reproduction (for both members of the couple).

Can I take out the health insurance if I have a pre-exiting health condition?

After the medical questionnaire is studied, it may be the case that some injuries, pathologies or diseases suffered prior to the insurance policy being taken out will result in their exclusion from the policy's coverage. If this is the case, you can benefit from private health insurance, except for any pathologies you already had at the time the policy was taken out.

Does the Unicaja Health Insurance for the Self-Employed involve any copayments?

The Comprehensive Health Insurance for the Self-Employed does not involve any copayments, apart from €8 for the psychology speciality.

Is there a maximum age limit to take out the Health Insurance for the Self-Employed?

The maximum age limit to take out the Comprehensive Health Insurance for the Self-Employed is 69 years.

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