1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.

Risk score related to the account.

Fee-Free Plan For Companies


Are you a customer but still don't have login details?


Your associated account with no administration or maintenance fees (1) .

Card or POS

Your associated card or GPRS, Bluetooth and WiFi technological POS, with no maintenance or issuance fees (2).

Online transfers

Make all the transfers you need without paying a fee (3).

Negociación y compensación de cheques

You won't pay any fees (4) for depositing cheques into your account.

plan_cero_empresas_02 plan_cero_empresas_02


Carry out your most common services at no cost

There's a simple way to avoid any fees associated with your business's cash management You must link your business to Unicaja Banco, use your card or POS and meet the other conditions detailed in the requirements section. In doing this, you will become part of the Fee-Free Plan for Companies and will be eligible to carry out your usual transactions at no cost.

Practical information



  • Business linked* for an amount equal to or greater than 12,000 euros in the last 12 months.


Spending with Cards or POS

  • Spending with credit or debit cards for an amount equal to or greater than €1,200 per year or POS use equal to or greater than €600 per month.


Balance or Insurance

  • Balances of a total amount of €6,000 or more in the institution (of which you are the account holder in demand accounts, investment funds, pension plans and savings insurance policies), or having at least one contracted insurance policy** other than the entity's savings insurance policy with a total premium in the last 12 months equal to or greater than €200.

Contractual process

To enroll in the Fee-Free Plan for Companies, you can go to any Unicaja Banco branch, where we will be delighted to help you.


If you prefer, you can request the Fee-Free Plan for Companies by filling in the  application form  and indicating in which office you prefer to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our customer service team on+34 952 07 62 24.

related products and services


Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to help you manage your daily finances.


Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.

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