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This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.

Risk score related to the account.

Plan Cero Profesional (Companies)

WITH US, YOU ARE CHOOSING A RELATIONSHIP OF TRUST AND FREE FROM FEES

Are you a customer but still don't have login details?

Account 

Your associated account with no administration or maintenance fees (1) .

Card or POS

Tus tarjetas de crédito profesional o de empresa asociadas al contrato de tarjetas designado o TPV móvil inalámbrico (GPRS, Bluetooth, WiFi o Virtual) vinculados sin comisión(2) de mantenimiento.

Online transfers

Make all the transfers you need without paying a fee (3).

Cheque negotiation and clearance

You won't pay any fees (4) for depositing cheques into your account.

plan_cero_empresas_02 plan_cero_empresas_02

THE BEST PLAN FOR YOUR BUSINESS

Carry out your most common services at no cost

There's a simple way to avoid any fees associated with your business's cash management You must link your business to Unicaja Banco, use your card or POS and meet the other conditions detailed in the requirements section. In doing this, you will become part of the Fee-Free Plan for Companies and will be eligible to carry out your usual transactions at no cost.

Consulta las bases del Plan Cero Profesional para empresas

CONSULTAR BASES PLAN CERO

Requirements

Se requiere cumplir al completo alguna de las dos opciones (1ª opción/2ª opción) para poder disfrutar del programa de exenciones del Plan Cero Profesional.

 

1ª OPCIÓN

 

Requisitos básicos (se han de cumplir simultáneamente):

  • Negocio vinculado* por importe igual o superior a 12.000 € en los últimos 12 meses.
  • Consumo en tarjetas de crédito asociadas a la cuenta de tu negocio por importe igual o superior a 1.200 € anuales o consumo en TPV por importe igual o superior a 600 € mensuales (Consultar en Bases del Plan Cero Profesional el tipo de operaciones tenidas en cuenta para el cálculo del consumo). 

 

Requisitos opcionales (se debe cumplir, al menos, uno de ellos):

  • Saldo por importe total o superior a 6.000 € en la Entidad de los que seas titular en: Fondos de inversión (incluidos Gestión Discrecional de Cartera de Inversión).
  • Tener contratado y en vigor con la Entidad uno o varios seguros** cuya suma de las primas pagadas sea igual o superior a 200 €.

 

2ª OPCIÓN

 

Requisito básico:

  • Saldos por importe total igual o superior a 20.000 € en la Entidad, de los que seas titular en: Fondos de inversión (incluidos Gestión Discrecional de Cartera de Inversión). 

 

Requisitos opcionales (se debe cumplir, al menos, uno de ellos):

  • Consumo en tarjetas de crédito por importe igual o superior a 1.200 € anuales (Consultar en Bases del Plan Cero Profesional el tipo de operaciones tenidas en cuenta para el cálculo del consumo).
  • Consumo en TPV por importe igual o superior a 600 € mensuales.
  • Tener contratado y en vigor con la Entidad uno o varios seguros** cuya suma de las primas pagadas sea igual o superior a 200 €.

Contractual process

To enroll in the Plan Cero Profesional for Companies, you can go to any Unicaja Banco branch, where we will be delighted to help you.

 

If you prefer, you can request the Plan Cero Profesional for Companies by filling in the  application form  and indicating in which office you prefer to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team on+34 952 07 62 24.

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