1 / 6

This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.

Business Account Flat Rate

choose the flat rate for your business account

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Flat rate for your services

Carry out your business activity under a reduced rate of €7/month.(1)

e-Business Mastercard Card

Linked to your Business Account and without maintenance fees subject to conditions.(2)

Accident insurance(3) for free

With the coverage you deserve when performing your activity.

Discounts(4) on other insurance

Pay 10 % less on the contracting of essential insurance for your business.



Flat rate for financial services

With the Business Account you can make up to 5 national or community transfers of up to 50,000 euros, 5 deposits and issue 5 cheques in euros per month. And all for only 7 euros a month.

Linked to a current account

The Business Account flat rate must be associated to a current or credit account from which the social security contributions of self-employed workers, employees and members of professional associations are paid by direct debit*.

Convenient and flexible management

The Business Account also includes Digital Banking service and the mobile alert service to maximise the efficiency of your business operations. 

Better rates for essential insurance**

In addition to free accident insurance, the Business Account offers you a 10 % discount on Free-Life Insurance and Multi-Risk Trade Insurance.

Contracting process

Open a Business Account at any of our Unicaja Banco branches, where we will be happy to assist you.


If you prefer, you can also apply for the Business Account by filling out the application form and indicating the branch where you'd like to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our  customer service team at: +34 952 07 62 24.

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Other means of contacting us.

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related products and services


Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to manage your daily finances.


Mobile Banking

Instant access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.

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