Back

How does PSD2 affect my online payments con cargo en cuenta?

In September 2019, a new form of payment has begun, defined in the regulations as a "Payment initiation service: a service that allows a payment order to be initiated at the request of the user of the payment service, with regard to a payment account open with another payment service provider". This service is also called Payment Initiation Service (PIS).

 

That is, this service may be used to pay on the Internet from your account, instead of using a card. At that moment, you will be sharing the account you have in Digital Banking with the third party so you may exclusively initiate a payment order (a transfer) with your authorisation. Due to this, at the moment of giving an order, a Unicaja Banco Digital Banking authorisation screen will appear, on which you will authorise that store to access your account to make the payment.

 

If you have any doubt at any time regarding granting authorisation, you may contact us on the telephones +34 901 246 246 or +34 952 076 263

 

Return to frequent questions on PSD2 for individuals.

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.