Aren't COF transactions MIT transactions?

No, in COF transactions the cardholder performs an action which triggers the purchase order like, for instance, clicking on "Pay" or "Buy". However, for a transaction to be considered a MIT transaction, an action performed by the customer to trigger the payment is not necessary. The customer must be absent when the payment is ordered. MIT transactions are similar to direct debits, but they are charged to cards.


Return to frequent questions on PSD2 for stores

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