Am I less protected when you do not ask me to input SCA when shopping on the Internet?

No, when you make any payment by card, you will always be protected, as if we do not ask you for the PIN in presence-based purchases, or the 2 authentication factors, it is because the type of operation has less risk and the legislator has considered it appropriate to not have to request it.


Return to frequent questions on PSD2 for individuals.

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.