What is PSD2?

It is a regulation with the main objective of establishing a regulatory framework on the European payment service market, fundamentally in the digital environment, with the following main objectives: 

  • To facilitate and improve security in use of payment systems on the Internet.
  • To enhance standards of user protection against fraud and potential abuse.
  • To promote innovation in payment services using mobile phones and the Internet.


La PSD2 ha hecho de la seguridad en los pagos electrónicos uno de sus ejes principales. Las medidas y procedimientos se articulan en torno al concepto de “autenticación reforzada del cliente” ("SCA", por sus siglas en inglés). Infórmate en el resto de preguntas frecuentes.


Our section Notice Board provides Information on PSD2.


Moreover, in the following link you will find information for Third Party Providers of payment services on PSD2


Return to frequent questions on PSD2 for individuals.

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