If you are between 30 and 37 years old
UNIPLAN CONTIGO 2054
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Risk-tolerant profile (risk 5/7)
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Retirement time frame around 2054
Each age requires a differentiated savings strategy
Thus, savings involving greater risks potentially earn higher returns and usually have a lengthier savings target term. A longer time frame is therefore designed for younger people.
Inversely, savings involving lower risks potentially earn lower returns and usually have a shorter savings target term. That is why they are recommended for people who are approaching retirement age.
If what you are seeking is to forget about your worries and not shift your savings around
There are products that do it for you automatically like Life-Cycle Pension Plans, which adjust your pension plan automatically on the basis of your age.
Adjust savings risks involving risky assets in a decreasing way as retirement approaches.
If you are between 38 and 45 years old
UNIPLAN CONTIGO 2046
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Risk-tolerant profile (risk 5/7)
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Retirement time frame around 2046
If you are between 46 and 53 years old
UNIPLAN CONTIGO 2038
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Moderate risk profile (risk 4/7)
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Retirement time frame around 2038
If you are between 54 and 61 years old
UNIPLAN CONTIGO 2030
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Risk-averse profile (risk 3/7)
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Retirement time frame around 2030
Non-operational FFPP liquidation
- Unión Duero Vida PDF (178.72Kb)
- Unicorp Vida PDF (26.75Kb)
Contracting process Pension Plans
To contract our Pension Plans, you can go to any of our Unicaja Banco branches, where we will be delighted to help you.
If you prefer, you can also apply for a Pension Plan filling out an application form and indicating at which branch you'd like it to be processed. We will contact you shortly.
Remember, if you have any questions or queries, you can call our customer service team: +34 952 07 62 63 or +34 900 15 19 48.
(1) The tax benefit indicated is general and may be subject to future changes in tax legislation.
Documents containing essential data for the holder of all pension plans are available for download and consultation in the Pension Plans Catalogue. The sponsors of said pension plans are: Unicorp Vida, Cía de Seguros y Reaseguros S.A./Unicaja Banco S.A. and Unión del Duero, Compañía de Seguros de Vida, S.A. Broker: Unimediación S.L.U. through the branch network of Unicaja Banco S.A. Management companies: Unicorp Vida, Cía. de Seguros y Reaseguros S.A. and Unión del Duero, Compañía de Seguros de Vida, S.A. Depositary institution: CECABANK, S.A.
