• - Potentially less performance
  • Potentially more performance +
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Low risk
  • High risk

This information describes the Pension Scheme and may vary over time. It is calculated on the basis of simulated data that, however, may not be considered to constitute a reliable indication of the future risk profile of the Scheme. The risk profile information of each Scheme is available at The scale of risk of the pension schemes promoted ranges from 1 to 7. 

Collecting the pension payments or exercising the redemption right is only possible in the case of any of the contingencies or exceptional liquidity cases governed by the regulations on Pension Schemes and Funds taking place.


The value of the mobilisation fees, of the pension payments and the exceptional cases of liquidity depend on the market value of the Pension Fund assets and this may cause relevant losses.

Planes de pensiones de Unicaja Banco entre 38 y 45 años
If you are between 38 and 45 years old

You used to sleep under the stars, now you prefer 5 stars

If you change, our Plan does too

Uniplan Contigo 2046

It is the time to think of a Pension Plan because, if you are between 38 and 45 years old, your retirement is foreseen around the year 2046. And as we will all change until our retirement arrives, we offer you a Pension Plan that adapts to you.


For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.