See all frequently asked questions

What is a Unit-Linked savings insurance policy?

It is an insurance policy that allows you to save in a comfortable and flexible way. It is a savings product with a periodic, one-off or extraordinary premium having a recommended term of at least 3 years, but without a specified term, in which the policyholder assumes the investment risk (Unit-Linked modality). 


Unit-Linked policies are characterised by the fact that they can invest the premiums in any asset or structure, essentially because the insurance company does not guarantee any return at all. It is the policyholder / insured party who assumes the investment risk.

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.