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What is a Unit-Linked savings insurance policy?

It is an insurance policy that allows you to save in a comfortable and flexible way. It is a savings product with a periodic, one-off or extraordinary premium having a recommended term of at least 3 years, but without a specified term, in which the policyholder assumes the investment risk (Unit-Linked modality). 

 

Unit-Linked policies are characterised by the fact that they can invest the premiums in any asset or structure, essentially because the insurance company does not guarantee any return at all. It is the policyholder / insured party who assumes the investment risk.

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