(1) Account without opening or maintenance commissions, 0% AER.
(2) Each increase in the monthly net balance by €6 provides 1 point (max. 20 puntos). In the birthday month, points are doubled (maximum 40 points). It has no cash remuneration. Exchanging points for articles is subject to taxation and is classified as yield in species on securities capital obtained by cession of own capital to third parties, by virtue of Article 25.2 of the current Act 35/2006 on Personal Income Tax. Unicaja Banco shall perform the withholding and deposit the Income Tax to account, by virtue of Article 74.2 of the Personal Income Tax Regulations, without repercussing the cost of that deposit on the client. If the article chosen is not available, Unicaja will return the points exchanged. Consult the conditions at your branch.
(*) Exclusive promotion for new clients.