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This number indicates the product risk, where 1/6 indicates the lowest risk and 6/6 the greatest risk.
Unicaja Banco, S.A. has adhered to a deposit guarantee fund for lending institutions, created by Royal Decree Act 16/2011, of 14th October, with a coverage of the maximum amount of € 100,000 (or, in cases of deposits not denominated in euros, the equivalent in the currency concerned) per depositer and bank.
Indicator linked to the account.
Without expenses or maintenance commissions (1)
Maintaining it does not cost anything and it can provide you a lot.
Without minimum opening amount
We only need your child to be under 18 years of age.
Remunerated with (2) points that may be exchanged for articles
Enjoyment is guaranteed by the Fun Catalogue.
Total, immediate liquidity
Your money is always available when you need it.
The Teen Account allows you to plan the future for your children while they learn to save in a fun way.
Just by opening the Teen Account with a minimum amount of € 50, we assign you 150 points that you can exchange or continue adding points to get items from the Funny Catalog. You need the minor's national ID card number to open the account (*).
The Teen Account also allows you to obtain discounts on the Unicaja Campus, que se organicen debido al contexto de COVID, one of the most complete camp offers in Andalucia.
Si das de alta una transferencia periódica mensual de al menos 30€ a la Cuenta Teen (**).
To open a Teen Account, you can go to any of our branches of Unicaja Banco, where we will be delighted to attend you.
If you prefer, you may also apply for the Teen Account by filling in the subscription form and stating which branch you want to process it at. We shall shortly contact you.
Remember that if you have any doubt or query, you can call our customer care service: +34 901 24 62 46 or +34 952 07 62 63.
(1) Account without opening or maintenance commissions, 0% AER.
(2) These accounts do not offer any return in cash. One point (maximum of 15 points a month) is awarded for every net monthly increase in the balance of €10.
Maximum AER of 1.110% calculated, assuming a net monthly increase in the balance of €150, earning a total of €1,800 over a twelve-month period with a return in kind of 180 points without any maintenance fees and if all the points earned are exchanged for items in the Fun Catalogue at the end of the settlement period in question. A return of one point is equivalent to €0.06 (including VAT and Capital Gains Tax).
0% AER if the account records no net monthly increase.
Exchanging points for items in the catalogue is subject to taxation and deemed as a return in kind for assigning one's own capital to third parties according to Article 25(2) of Act 35/2006 on Income Tax which is in force. Unicaja Banco will withhold income tax and pay it according to article 74(2) of the Income Tax Regulation, without passing on the costs of this payment to the customer. If the item chosen is unavailable, Unicaja Banco will reimburse the points exchanged. Ask about the terms and conditions at your branch.
(*) Exclusive promotion for new customers (14-17 years) valid until 31 December 2020.
(**) Promoción limitada a disfrutar una sola vez por cliente titular de la Cuenta Teen y válida hasta el 31 de diciembre de 2020.
Access your Unicaja Banco products and accounts by computer. The perfect tool to manage your daily finances. financiero.
Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.
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A credit card that makes your life easier and allows you greater flexibility in payment methods.
see Mastercard Credit Card
The financing system that allows you to comfortably defer the payment of your purchases.
See Defer your purchases
The card so youths between 14 and 17 years can have money with them in case any unforeseen event arises.
See Teen CardFor Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.