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This number indicates the product risk, where 1/6 indicates the lowest risk and 6/6 the greatest risk.
Unicaja Banco, S.A. has adhered to a deposit guarantee fund for lending institutions, created by Royal Decree Act 16/2011, of 14th October, with a coverage of the maximum amount of € 100,000 (or, in cases of deposits not denominated in euros, the equivalent in the currency concerned) per depositer and bank.
Indicator linked to the account.
Without expenses or maintenance commissions (1)
Maintaining it does not cost anything and it can provide you a lot.
Without minimum opening amount
We only need your child to be under 18 years of age.
Remunerated with (2) points that may be exchanged for articles
Enjoyment is guaranteed by the Fun Catalogue.
Total, immediate liquidity
Your money is always available when you need it.
The Teen Account allows you to plan the future for your children while they learn to save in a fun way.
The Teen Account also allows you to obtain discounts on the Unicaja Campus, one of the most complete camp offers in Andalucia.
To open a Teen Account, you can go to any of our branches of Unicaja Banco, where we will be delighted to attend you.
If you prefer, you may also apply for the Teen Account by filling in the subscription form and stating which branch you want to process it at. We shall shortly contact you.
Remember that if you have any doubt or query, you can call our customer care service: +34 901 24 62 46 or +34 952 07 62 63.
(1) Account without opening or maintenance commissions, 0% AER.
(2) This account hasn't cash remuneration. Each € 6 increase in net monthly balance obtains 1 point (maximum 20 points) calculated at the end of each month. Maximum AER of 1.05 %. An example of remuneration for a monthly increase in balance of € 120 with a total € 1,440 within a term of 12 months, obtains a maximum of 240 points. The average cost of 1 point is € 0.063 (this includes VAT and Canary Sales Tax). If the account does not have monthly balance increases, the remuneration will be 0 % AER. Exchanging points for articles from the catalogue is subject to taxation and has the tax classification of yield on moveable assets in species, obtained by assignment of own capital to third parties, by virtue of Article 25.2 of the current Act 35/2006 on Personal Income Tax. Unicaja Banco shall perform the withholding and deposit to account of Personal Income Tax, by virtue of Article 74.2 of the Personal Income Tax Regulations, without the cost of that deposit being repercussed on the client. If the article chosen is no available, Unicaja Banco shall return the points exchanged. Consult the conditions at your branch.
Access your Unicaja Banco products and accounts by computer. The perfect tool to manage your daily finances. financiero.
Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.
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Other means of contacting us.
A credit card that makes your life easier and allows you greater flexibility in payment methods.
see Mastercard Credit Card
The financing system that allows you to comfortably defer the payment of your purchases.
See Defer your purchases
The card so youths between 14 and 17 years can have money with them in case any unforeseen event arises.
See Teen CardFor Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.