Avoid cash payments
At this time when cybersecurity is so important
Using cards and wallets
So you don’t have to enter the PIN
Thanks to this service, you can defer payment of the purchases you have already made and therefore plan for any expenses that might have arisen during this difficult time better. You can choose to pay at the end of the month or defer it depending on the payment method used for the transaction. This can be a good solution to reorganise your purchases and adjust them to whatever you need.
If you need liquidity in your account, this service provides it to you. It allows you to transfer money from your card's credit to your account, so you can use it for whatever you need. You can therefore have a positive balance in your account to cover any payments that might arise in this situation we are going through and chose the repayment method that suits you best (weekly, end-of-the-month or deferred).
* Deferral subject to availability of the card's credit limit and solely for purchases made during the current and preceding month up to 15 days after the settlement date (settlement date is on the 1st day of the current month) with MasterCard or Visa credit cards having debit, weekly or end-of-the-month settlement methods. For purchases whose amount is equivalent to or greater than €60 with a minimum capital repayment amount as from €20 a month. Terms and conditions that apply, including interest rate, according to the contract in force. No purchase deferral fee. Customers who have requested a credit card payment deferral are not eligible for this service. Having subscribed to Unicaja Banco Remote Services is necessary to request deferral through the Digital Banking service.
** The Instant Funds service consists of transferring money from you card's credit to your current account or drawing down your card's credit through ATM cash withdrawals. Transfer or draw-down subject to availability of the card's credit line. Customers who have requested a credit card payment deferral are not eligible for this service. The fee for drawing down money from your credit by making deposits into your account or cash withdrawals at Unicaja Banco branches or ATMs is 4.00% (minimum of €3.50). The terms and conditions which apply to your credit card contract shall apply to credit draw-downs. In order to perform the operation through UniVía or our Customer Service Department at +34 952 07 62 63, it is necessary to have subscribed to Unicaja Banco Electronic Banking services and have the passwords to operate with them.
At Unicaja Banco, we remain by your side to help you out by placing our digital channels at your disposal: Digital Banking through the website or app and Telephone Banking. We thank you for your collaboration.
WE'RE HERE FOR YOU, WE'RE #CLOSETOYOU
Though at a distance, we're even closer to you. With the utmost security and the trust you've always placed in us.
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