Mastercard Credit Card
A credit card that makes your life easier and allows you flexibility in payment methods.
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No maintenance fee in the first year**
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Convenient, practical and safe
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Flexible payment methods
Choose the Credit* card that best suits your lifestyle
A credit card that makes your life easier and allows you flexibility in payment methods.
No maintenance fee in the first year**
Convenient, practical and safe
Flexible payment methods
It's an ideal credit card to plan more expensive purchases, since you can split their payments over 3, 6, 9 and 12 months.
Choose the term that suits you best for each purchase
You can also split your bills
The perfect companion for your other cards
Feel the Real Madrid spirit. Always carry your pride around with you with the Real Madrid credit card.
Choose your design
Decide how to pay, the following month or deferred payment (revolving)
Security for your purchases and transactions
All the benefits of a credit card with all the privileges of Espacio Joven Uni. Just for being young.
For people under the age of 28
Practical, convenient and secure
Flexible payment methods***
If you haven't found the card you want, we have an extensive catalogue you can consult at any of our branches.
A flexible credit card
Flexible instalments or payment methods depending on the credit card you apply for.
You can pay with your mobile phone at shops
Pay with your credit card from any mobile device. Add it to your favourite platform and benefit from this digital advantage.
Turn your credit card on and off
Activate and deactivate your card whenever you want or need to on the Digital Banking service.
Receive your credit card at home
No need to go to a branch. In addition, you can also activate your credit card on the Digital Banking service.
(*) Granting of our credit cards is subject to the institution's criteria.
(**) Exempt from maintenance fee as from the second year according to terms and conditions: Mastercard Contactless Credit Card. Otherwise, the maintenance fee of the above-mentioned cards amounts to €44 per year.
AER applicable to credit card transactions made using said cards with the deferred (revolving) payment method in a typical example that draws down the card's credit on the first day of the current month for a purchase at a Spanish shop amounting to €1,500 over 48 months, French amortisation method (periodic constant instalments which include capital and interest).
• Without card maintenance fee: APR: 19.00%. AER: 20.74%. Total cost of credit: €651.57. Total amount owed: €2,151.57 (of which €651.57 amount to interest) to be paid in 47 monthly instalments of €44.83 and a last instalment of €44.56.
• With card maintenance fee (€44 per year): APR: 19.00%. AER: 27.00%. Total cost of credit: €827.57. Total amount owed: €2,327.57 (of which €651.57 amount to interest) to be paid in 47 monthly instalments of €44.83 and a last instalment of €44.56. The AER varies depending on the amount and term. The maintenance fee is paid annually through a single payment at the beginning of each yearly period.
(***) Includes revolving payment method.
You can go to any Unicaja branch to apply for our credit cards, where we will be delighted to help you out.
You can also apply for a card in each credit card's fact sheet by filling in the application form, where you can indicate the branch where you would like it to be processed. We will then get in touch with you shortly.
However, don't forget that if you have any queries or doubts, you can call any of our Customer Service telephone numbers: +34 952 07 62 63 / 900 151 948
Boost the balance of your savings account with the credit on your card. A quick and easy service.
Your Unicaja accounts and products always at hand. Anytime, anywhere.
Choose the card to carry with you for your day-to-day life. The one you need at each moment.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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