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This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.

Risk score related to the account.

Grant advance

Your grant money when you need it

Are you a client and do not have access codes?

Don’t wait

If you have been awarded a grant, we advance 100 % of the grant the Ministry of Education has awarded you, up to € 3,000(*)

Don't pay any interest or fees(*)

We advance you the money without any costs and you won't have to pay any front-end or assessment fees.

Easy to obtain

If you have an account and a debit card, along with the Digital Banking service, which are free(**) if you are between 18 and 27 years of age.

The whole academic year to repay it

Because you have a term of up to 9 months to return the amount of the grant(*).

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GET YOUR GRANT PAID IN ADVANCE INTEREST-FREE

Apply for a Unicaja Banco Grant Advance and you can receive an advance on the money of the grant you have been awarded up to a maximum of €3,000 at a 0% interest rate(*).

 

Focus on your studies with the peace of mind of knowing that you'll have the amount of the grant deposited into your account without any delays and with the ease of repaying the advance in a single payment at maturity without any kind of fees.

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We advance you official study grants

No matter what kind of studies you may be doing, you can take advantage of a Grant Advance, provided you receive a study grant from an official organisation like the European Union, the Ministry of Education and Vocational Training or a regional Department of Education.

 

Thanks to our offering of financing products for studies, you can apply for an advance on your grant for any of the following kinds of studies whatever your age may be:

 

University studies to obtain official bachelor's degrees.

Intermediate or advanced non-university vocational training studies, professional artistic studies, advanced artistic studies, sports training, advanced religious studies or foreign language courses at official foreign language schools.

Additional postgraduate studies.

Can I apply for an advance on Ministry of Education and Science grants?

You can apply for an advance on any grant awarded by official organisations like the European Union, Ministry of Education and Vocational Training grants or grants awarded by regional Departments of Education.

Can I apply for an advance on Spanish University Interchange System grants? And what about an Erasmu

Yes, you can. Seeing as they are grants awarded by official organisations, you can apply for an advance on SICUE or Erasmus programme grants.

Do I have to wait until the resolution awarding a grant to apply for an advance?

Yes, you do because you'll have to submit documentary proof to us that you have effectively been awarded the grant.

When is the amount of a grant deposited into my account?

You don't have to know how long they'll take to deposit the amount of the grant you have been awarded with the Unicaja Banco Grant Advance. You can apply for the advance if you have proof it has been awarded.

Some Uni Young Space tips

All the key points you need to know to study abroad

All the key points you need to know to study abroad

Sometimes the studies you are doing are not enough. Have you ever broached the possibility of studying abroad? Find out everything you need to know to study abroad.

View key points to study abroad
Things you need to know before applying for your Erasmus grant

Things you need to know before applying for your Erasmus grant

What procedures do I have to follow? How can I find accommodation? We want to help you with the things you need to know before applying for your Erasmus grant.

View Erasmus Grant Tips
Undergraduate and master's degree combinations that will open up the doors to the labour market for you

Undergraduate and master's degree combinations that will open up the doors to the labour market for you

Do you want to know about the undergraduate and master's degree combinations that will open up the doors to the labour market for you? Improve your job opportunities!

View the undergraduate and master's degrees offeri

Application process Grant Advance

In order to be able to subscribe the Grant Advance, you may go to any of our Unicaja Banco branches where we will be pleased to attend you.

 

If you prefer, you may also apply for the Grant Advance by filling in the application form and stating which branch you prefer to process it at. We shall shortly contact you.

 

Remember that, in the event of any doubt or query, you may call our customer care service: +34 952 07 62 63.

RELATED PRODUCTS AND SERVICES

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Digital Banking

Access your Unicaja Banco accounts and products by computer. The perfect tool to manage your day-to-day finances.

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Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.

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