(*) Maximum of € 6,000 per operation and client.
(1) Granting subject to the Bank’s criteria. Conditions valid until 31st December 2019. Nominal rate: 0 %. AER: 0 % calculated for a loan principal equal to € 6,000 with a term of 1 year, with a monthly quota of € 500. Opening commission 0 %. Study commission 0 %. Total amount owed: € 6,000.
As of the moment when the participant totally or partially fulfils the consolidated rights of the pension scheme, by any of the contingencies or exceptional cases of liquidity foreseen in the Regulations of the Scheme, or totally or partially transfers the rights consolidated in the pension scheme to another pension scheme or an insured pension scheme, that is not marketed by Unicaja Banco and managed by Unicorp Vida, compañía de Seguros y Reaseguros, S.A., the loan shall accrue a variable interest in favour of Unicaja Banco of Euribor at one year +7.50 p.p. AER variable: 7.643 %(**) for the principal of the loan equal to € 6,000 at a term of 1 year, with a monthly liquidation of interest and capital, with a monthly quota of € 520.23, except for the last quota which is of 520.28. Total amount owed: € 6,242.81. Unicaja reserves the right not to implement the credit if, during its period of validity, it has knowledge of any circumstance that amends the risk level attributed to the holder.
(**) The Variable AER stated is calculated on 23th Mayl 2019, considering that no advance cancellation arises, either partial or total, throughout the whole term of the loan. The Variable AER shall vary according to the term and amount of the loan. The variable APR will vary depending on the term and amount of the loan. Monthly capital and interest quotas. The Variable AER has been calculated with the Euribor at one year from the month of March 2019 (-0.112 %), under the hypothesis that the reference indexes do not vary; thus, this Variable AER shall vary with the interest rate reviews. Annual reviews.
The documents with the fundamental data for the participant in all the pension schemes are available on the following web page www.unicajabanco.es, the Entity promoting being: Unicorp Vida, Cía de Seguros y Reaseguros S.A./Unicaja Banco S.A. Gestoa: Unicorp Vida Cía de Seguros y Reaseguros S.A. Custodian: CECABANK, S.A. For more information on the Pension Schemes promoted, look here.