Young | Unicaja Banco
We help you attain the future you had imagined
Up to 35 years
This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.
Risk score related to the accounts.
Up to 35 years
At Unicaja Banco we want to help you make your dreams come true: rent a flat, buy your first home, travel, study abroad, start up a business... You are young, benefit from the advantages you have until you're 35.
BECOME A CUSTOMER ONLINE WITHOUT MOVING FROM HOME
Become a Unicaja Banco customer in just 5 steps. Without displacement.
Products designed for you, just for being young
Operate on the Internet and at stores, a card especially designed for people under the age of 28.
Or maintenance fees
Valid on the Internet and abroad
A credit card in tune with your pace of life, offering you all the privileges of being young.
For people under the age of 28
Practical, convenient and secure
Flexible payment methods
Make your day-to-day tasks easier with our Digital Banking service, which is accessible 24 hours a day throughout the year.
Operate from anywhere
24 hours a day, 365 days a year
Easy and quick
Financing for studies
WHATEVER YOUR AGE MAY BE AND WHATEVER YOU MAY BE STUDYING!
You can even get an advance on the money of the grant you have been awarded. So studying is your only concern!
Housing: rentals and purchases
If you want to set up on your own or change your home, we offer you a bank guarantee to help you rent out the flat you want (2).
It guarantees that you will be able to pay the rent
Easy to apply for
Apply for your Youth Mortgage at Unicaja Banco and benefit from special terms and conditions until you are 35. Calculate your repayments instantly (3).
Up to 30 years to repay it
Finance up to 80% of the home's value
Early redemptions from €300
Start up a business! We help you finance your projects
Get the motorcycle or car you dream about under special terms and conditions just for being young (1).
Fulfil your dream with a loan that takes into account the fact that you are young (1).
Start up your business project with a loan especially tailored to you (1).
Free cash withdrawals abroad
We won't charge you any fees for the first three debit cash withdrawals per month made from ATMs abroad with your Youth Debit Card (4).
Valid for operating on the Internet.
Exclusive promotions and discounts.
Mobile payments: if you carry your phone around, you've got money
Add your Unicaja Banco card to your mobile phone and you will be able to pay at any store which accepts contactless payments.
For Android phones: Unicaja Banco app, Samsung Pay and Google Pay.
For iPhones: Apple Pay.
Bizum integrated into Digital Banking
Wherever and whenever you want. Operate with Unicaja Banco easily and securely on our Digital Banking service.
UnicajaMóvil app with free notification service.
And if you get your salary paid directly into Unicaja Banco...
Have your salary paid directly into Unicaja Banco and benefit from all the advantages we offer you for doing so:
Special exclusive terms and conditions for financing.
You can arrange an overdraft of up to €300 in your account (5).
Unicaja Banco has a specific financial offering for people under the age of 35 that suits their needs, as well as direct discounts on card purchases made at stores which have joined the Euro 6000 Privileges discount programme.
Query the stores at https://www.euro6000.com/landings/unicaja-banco
(1) Granting subject to the institution's criteria.
(2) Rental bank guarantee meant for customers aged between 18 and 35 years. Granting subject to the institution's criteria.
(3) Granting of our mortgages is subject to the institution's criteria. Mortgage for home purchases for natural persons who reside in Spain having income or wealth solely in euros.
(4) The first three debit cash withdrawals per month from ATMs belonging to other institutions and abroad made with a card are exempt from any Unicaja Banco fees. The institution owning the ATM abroad may, however, charge a fee. Find out where you can make free debit cash withdrawals from ATMs in Spain with a card here.
(5) Granting subject to the institution's criteria. An overdraft of up to €300 for salaries between €600 and €1,999, and an overdraft of up to €500 for salaries equivalent to or greater than €2,000. The account overdraft will be paid off by the next salary payment received.
CAN WE HELP YOU?
Our telephone support lines are open
Mon-Sat from 8 am to 10 pm non-stop..
You can also call us
on 900 151 948
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