(1) Promotion valid from 1st December to 31th December 2019 and/or until stocks of 3,000 cards end. For clients over 28 years old who are domiciling their payroll at Unicaja Banco for the first time during the campaign and who also adhere and sign to remain for 24 months. For clients under 28 years old who domicile their payroll at Unicaja Banco for the first time during the campaign and without a commitment to remain. For Payrolls from € 600 to € 1,999 are assigned a card with a new balance of € 50, and for payrolls equal to or above € 2,000, a card with a net balance of € 250. Delivering the card to the client for obtaining the payroll is subject to taxation and has a tax classification of yield on moveable capital in species obtained by cession of own capital to third parties, by virtue of Article 25.2 of the current Act 35/2006 on Personal Income Tax. Unicaja Banco shall perform the withholding and deposit to account of the Personal Income Tax, by virtue of Article 74.2 of the Personal Income Tax Regulations, without repercussing the cost of that deposit on the client. Consult the bases and requisites of the promotion at any Unicaja Banco branch.
(2) Concession subject to the bank's discretion.
(3) In compliance with the conditions, the Fee-Free Plan exempts the customer from administration and maintenance fees for an account or passbook held by the customer, designated by the customer as an account linked to the fee-free plan, from the fee for making non-urgent transfers by the customer from the linked account, in euros, between payment accounts of customers located in the SEPA zone, provided they are made through Digital Banking, Unicaja Mobile or ATM, and from the fee for issuing and maintaining a credit or debit card, held by the customer, designated by the customer. In order to adhere to the Fee-Free Plan, the following requirements must be met: Two basic requirements must be met, plus another from among the optional requirements. BASIC REQUIREMENTS (must be met simultaneously): - A monthly salary deposit for an amount equal to or greater than €600 net. - Spending of an amount equal to or greater than €1,200 per year from the customer's credit or debit cards, or a minimum of 2 monthly transactions made with the same in the 12 months prior to the settlement date of each fee. Consult the Fee-Free Plan Basics for the types of operation included in the calculation of spending or the 2 monthly transactions. OPTIONAL REQUIREMENTS (at least one of these must be fulfilled): - Balances in Sight Accounts, Investment Funds, Pension Plans and Savings Insurance policies, contracted with Unicaja or through its intermediation, for a total amount equal to or greater than €6,000, of which the customer is the holder. - Take out at least one insurance policy with Unicaja or through its intermediation, of which the customer is the holder. This includes all insurances policies (Home, Automobiles, etc.) sold by Unicaja, with the exception of the Savings Insurance policies (already included in the previous option). Learn more about the basics and requirements of the Fee-Free Plan, or in your office.
AER: 0 % calculated if the requisites of Plan Zero are met (maintenance commission of € 0.00 per quarter).
AER: -1.00 % if the requisites of Plan Zero are not met (for a case of a constant average balance (1) per quarter of € 6,000 for a year, the maintenance commission of the account amounts to € 15.00 per quarter).
AER: -0.08 % if the requisites of Plan Zero are not met (for a case of constant average balance (1) per quarter of € 30,000 € for a year, the maintenance commission of the account amounts to € 6.00 per quarter).
(*) Average balance in Balances at Sight, Investment Funds, Pension Schemes, Saving Insurance, Fixed Term, Private Banking and Securities Portfolio you hold.
(4) Offer may not be accumulated with other insurance promotions. Discounts applicable to the first-year premium of 10% (5% for payrolls under €2,000/month) in any of the free life insurance modes, for clients with domiciled payroll. Free life insurance subscribed with Unicorp Vida Cia. de Seguros y Reaseguros S.A. Insurance subscribed through Unimediación, S.L., related banking-insurance operator, and Pension Fund (Inscription No. OV-0010), acting through the Distribution Network of Unicaja Banco, S.A, Civil Liability Insurance subscribed pursuant to Act 26/2006 of 17th July. It has sufficient financial capacity in accordance with current legislation. You can find the insurance companies that Unimediación S.L. has signed an agency contract with at www.unicajabanco.es/seguros. Free Life Insurance Promotion valid for policies subscribed from 01/01/2019 to 31/12/2019.
901 and 902 numbers have special rates that may vary depending on the telephone operator. We advise you to consult your telephone company for further details and current rates for calls to these numbers.