1 / 6

This number indicates the risk of the product, where 1/6 indicates lower risk and 6/6 higher risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or the equivalent in another currency in the case of deposits which are not in euros) per depositor and per credit institution.

Risk score related to the account.

REMOTE SERVICES

ENJOY THE SUPERIOR BENEFITS AND BANK CONVENIENTLY

Digital Banking

Make everyday life more comfortable with our Digital Banking system, open 24 hours a day, every day of the year.

Bank from anywhere
24 hours a day, 365 days a year
Simple and instantaneous
Maximum security

BENEFITS REQUEST

Fee-Free Plan

Set up direct deposit for your salary and your day-to-day banking will be commission free.

No maintenance fees*
No card maintenance fee**
No issuance fee for transfers***

Conditions Request

ATMs

You may use Unicaja Banco ATMs to perform your most frequent operations without having to enter the branch.

Operate with savings booklet and card
Ample operating range
Convenience
Security

More information Locate your ATM

(*) Annual nominal interest rate on the 0.00 % account, AER: 0.00 % if they fulfil the requisites of Plan Zero, the account maintenance commission being € 0 per quarter and the debit card maintenance commission € 0 per annum. Consult the bases of Plan Zero.

If you do not fulfil the requisites of Plan Zero, the AER of the account is as follows, considering the relevant maintenance commission of the account as well as an annual card maintenance commission of € 28:

AER: -0.15 % for cases in which a total balance is held in the account of (a) quarterly of € 35,000, the maintenance commission being € 6 per quarter.

AER: -1.47 % for cases in which an average balance is held of (b) quarterly of € 6,000, the account maintenance commission being € 15 per quarter.

AER: -11.00 % for cases in which an average balance is held of (b) quarterly € 800 with linking, (c) the maintenance commission of the account being € 15 per quarter.

AER: -14.00 % for cases in which an average balance is held of (b) quarterly € 800 without linking, (d) the account maintenance commission being € 21 per quarter.

(a) Total balance as first holder in Accounts at Sight and/or Investment Funds and/or Pension Schemes and/or Savings Insurance and/or Fixed Term and

Total balance as Plan Zero as first holder in Accounts at Sight and/or Investment

Total balance as first holder in Accounts at Sight and/or Investment Funds and/or Pension Schemes and/or Savings Insurance and/or Fixed Term and/or Private Banking and/or Securities Portfolio exceeding € 30,000.

(b) Average balance of the account.

(c) With linking: when any of the following conditions is fulfilled: domiciliation of payroll, pension, unemployment subsidy, social payment, agrarian subsidies and/or operating card.

(d) Without linking: when there is no domiciliation of payroll, pension, unemployment subsidy, social payment, agrarian subsidies and/or the holder does not have any operating card.

(**) The exemption shall apply to the linked card identified in the membership document.

(***) For issuing transfers through Digital Banking, Unicaja Mobile or ATMs, non-urgent, SEPA zone, in euros.

key moments

Count on us for any decision

Your home, your biggest wish

The one you have dreamed of and decorated to your liking… Your home with a mortgage to suit your means.

Your next trip will be unforgettable

You only have to choose the destination and pack. We handle your travel insurance, cards, credit, etc. Whatever you need.

View your financial life cycle

Unicaja BANCO is also

Online banking

Your branch, online. Consult and carry out all your banking operations without opening times or queues.

Benefits of Online Banking

Mobile banking

Your Unicaja accounts and products always at hand. Anytime, anywhere.

Benefits of Mobile Banking

ATM and branch network

There's always a Unicaja branch and/or ATM near you to carry out your transactions.

ATM and branch network

CAN WE HELP YOU?

Our telephone support lines are open

Mon-Sat from 8 am to 10 pm non-stop..

901 246 246

You can also call us

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

901- and 902- service lines have special rates that may vary according to the telephone company. We recommend checking your telephone company for current calling rates for these numbers.

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