1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.

Risk score related to the account.



Are you a customer but still don't have your login details?


Your account with no administration or maintenance fees(1).


Your credit or debit card with no issuing or maintenance fee(2).

Online transfers

Carry out the transfers you require with no issuance fee(3).


Enjoying the Fee-Free Plan is a lot easier than you think. See (4)

Fee-Free Plan


Get your salary, pension or unemployment benefit paid directly into your account and fulfil the other conditions of the Requirements section.

You'll thus form part of the Zero Fee Plan and won't have to pay the maintenance fees of your account and card or any wire transfer fees. Performing your most common services will cost you nothing.

Practical information


Direct deposit

  • Monthly direct deposit of your salary, pension or unemployment benefit for a net amount equal to or greater than €600 (or recurring income* equal to or greater than €7,200 in the previous 12 months, with at least 1 monthly income in 6 of the 12 months).


Spending with cards

  • Spending with credit or debit cards for an amount equal to or greater than €1,200 per year, or a minimum of 2 monthly transactions carried out with the same in the 12 months preceding the settlement date of each fee.


Balance or insurance

  • Balances of a total amount of €6,000 or more in the institution (of which you are the account holder in: demand accounts, investment funds, pension plans and savings insurance policies), or having taken out at least one insurance policy* with the institution (other than savings insurance, which is included in the previous option)**.


Contracting process

To join the Fee-Free Plan, you can go to any Unicaja Banco branch, where we will be delighted to help you.


If you prefer, you can also join the Fee-Free Plan by filling out the application form and indicating at which branch you'd like to process it. We will contact you shortly.


Remember that if you have any questions or queries, you can call our customer service team+34 901 24 62 46 +34 952 07 62 63.



Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to help you manage your daily finances.   


Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.   

Can we help you?

Leave your number and we will get in touch with you.

Call us on 952 076 263 or on 901 246 246

Other means of contacting us.

ATMs and Branches
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