Back
1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.

Risk score related to the account.

FEE-FREE PLAN

WITH US, YOU ARE CHOOSING A RELATIONSHIP OF TRUST AND FREE FROM FEES

Are you a customer but still don't have your login details?

Account

Your associated account without maintenance fees(1).

Card 

Your credit card with no maintenance fee(2).

Online transfers

Carry out the transfers you require with no issuance fee(3).

Conditions

Enjoying the Fee-Free Plan is a lot easier than you think. See (4)

Fee-Free Plan Fee-Free Plan

NOW THAT'S A PLAN!

Get your salary, pension or unemployment benefit paid directly into your account and fulfil the other conditions of the Requirements section.

You'll thus form part of the Zero Fee Plan and won't have to pay the maintenance fees of your account and card or any wire transfer fees. Performing your most common services will cost you nothing.

Consult the Individual Zero-Fee Plan's terms

CONSULT THE ZERO-FEE PLAN'S TERMS

Requirements

Either of the two options (Option 1 or Option 2) must be fully fulfilled in order to be able to benefit from the Zero-Fee Plan's fee exemption programme.

OPTION 1

 

Basic requirements (must be fulfilled simultaneously):

  • Salary, pension or unemployment benefit deposited directly into the account monthly for a net amount equivalent to or greater than €600 (or recurrent income* equivalent to or greater than €7,200 in the last 12 months with a monthly deposit in at least six of the twelve months).
  • Consumption on credit cards for an amount equivalent to or greater than €1,200 per year or at least two transactions per month (consult the kind of transactions taken into account to calculate consumption in the Individual Zero-Fee Plan's terms).

 

Optional requirements (at least one of which must be fulfilled):

  • Balances having a total amount equivalent to or greater than €6,000 in the institution's investment funds (including Discretionary Investment Portfolio Management), pension plans and saving insurance subscribed through Unicaja Banco or brokered by it of which the customer is the holder.
  • Having taken out from the institution one or several different savings insurance policies** (as envisaged in the preceding option) and the sum of said policies' paid premiums being equivalent to or greater than €100.

 

OPTION 2

 

Basic requirement:

  • Balances having a total amount equivalent to or greater than €20,000 in the institution's investment funds (including Discretionary Investment Portfolio Management), pension plans and savings insurance of which the customer is the holder.

 

Optional requirements (at least one of which must be fulfilled):

  • Consumption on credit cards for an amount equivalent to or greater than €1,200 per year or at least two transactions per month (consult the kind of transactions taken into account to calculate consumption in the Individual Zero-Fee Plan's terms).
  • Having taken out from the institution one or several different savings insurance policies** (as envisaged as a basic requirement) and the sum of said policies' paid premiums being equivalent to or greater than €200.

 

Contracting process

To join the Fee-Free Plan, you can go to any Unicaja Banco branch, where we will be delighted to help you.

 

If you prefer, you can also join the Fee-Free Plan by filling out the application form and indicating at which branch you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team+34 952 07 62 63.

Can we help you?

Leave your number and we will get in touch with you.

Other means of contacting us.

ATMs and Branches
Fill in the form

RELATED PRODUCTS AND SERVICES

ico_sin_comisiones

Digital Banking

Access your Unicaja Banco accounts and products from your computer. The perfect tool to help you manage your daily finances.   

ico_banca_movil

Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.   

For Unicaja Banco S.A., the holder of the web page, it is important to adapt to your tastes and preferences, for which we use own and third-party cookies, that gather connection data that may be linked to your registration user name, the purpose of which is to measure traffic and user interaction with the web page, to help to improve operation of the web content, as well as the services and products offered, preparing behaviour profiles, while always protecting your privacy. You may transparently choose the configuration that suits you best, without that causing any change in your usual operations.