1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the Online Account

We have the ideal POS for your business

Increase your sales and charge quicker with Unicaja POS terminals.

POS terminal flat rate

Choose the Flat Rate tranche that best suits your business and you won't get any billing surprises. Benefit from it free of charge for six months until 31 December.

View POS terminal flat rate

Virtual POS

The collection system for Internet card payments. As quick and secure as a conventional POS.

More informatios about Virtual POS

Plazox for Companies

Increase your sales by offering your customers split payments for their purchase with the Plazox service. Available on your POS.

More informatios about Plazox for Companies
Find out about our POS terminals

The closer we are, the more advantages there are

The Zero-Fee Plan allows you to reduce the fees you have to pay as your transactions increase.

For companies

Company Zero-Fee Plan

Sign up for the new Company Zero-Fee Plan and take advantage of all its benefits.

Free from any fees for six months*

  • Reduce your fees as your transactions increase.

  • Swift charges bonus (€5 per transaction).

  • Exemption from SEPA transfer issuance fee.

  • Exemption from maintenance fee for POS terminals associated to a single merchant2.

(*) No account, card, POS and transfer fees for six months for new customers. Subsequently, exemptions depending on the degree of linkage to the bank.

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For the self-employed

Self-Employed Online Account³

Account, card and transfers without any fees if you meet flexible income, consumption and balance requirements.

  • Account without any maintenance or administration fees.

  • Card and POS without any issuance or maintenance fees.

  • Online transfers without any fees.

  • Certificates and cheques without any fees.

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Shall we talk about taxes? Let's talk about financing⁴

Pay your taxes without reducing your cash flow. With our Split Payment Loan or Credit Account, you will get the financing you need quickly and flexibly. We adapt to your needs!

More information

Solutions for your company

Discounts and advantages offered together with our allied brands.

Boost your business with QdQ

QDQ offers you tailored plans that include an optimised website, digital marketing campaigns, social media management and expert support.

Sort out your legal doubts

Consult a lawyer when you need to with Legálitas and save 10% on your monthly fee.

Keep your accounting under control

Easily manage your finances with a 40% discount with Cegid Contasimple. Invoicing, accounting, management and much more.

Renew your vehicles

LeasePlan renting allows you to renew your vehicle with the very best deals and without an initial outlay or any paperwork.

Protect your business

Protect your business with alarms and security systems that ensure your peace of mind thanks to SICOR / ADT.

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Find out about solucionaT

Always close to you

Digital Banking

Carry the bank around with you everywhere

You can check your accounts, make transfers and gain access to multiple services anywhere quickly and securely on our app.

Know more about Digital Banking

Unicaja branches and ATMs

We are right by your side

You have over 1,000 branches at your disposal if you wish to carry out any formalities in person. In addition, you also have over 14,000 ATMs at your disposal to withdraw cash free of charge without any fees.

Search for branches Make an appointment

Customer Service Department

If something goes wrong, we listen to you

We place the Customer Service Department at your disposal if you wish to file a claim or complaint about any of our services.

More information

The small print, in capital letters

(1) Special terms and conditions for new self-employed customers. This offer is available to individuals who have not acquired any form of Unicaja product or service in the last 12 months. Only one account per customer is allowed. Typical example: If you directly debit your self-employed contributions for an amount equivalent to or greater than €50 a month during the first year and keep a constant average balance of €20,000, you will receive gross annual interest amounting to €593.40, applying an AER of 3.00% (APR of 2.967%). You may not benefit from any other salary, pension or self-employed contribution promotions during this period.  After the first year, the return will amount to an AER of 0.00% (APR of 0.00%). Interest is paid every three months. No maintenance or administration fees. Offer valid until 31 January 2026.

 

(2) Except where said merchant has signed up for the Flat Rate Scheme.

 

(3) The Professional' Zero Plan and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.

 

(4) Concession subject to the bank's discretion.

Can we help you?

 900 15 15 16

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

You can also contact us by:

ATMs and offices
Help and contact

Customer Support