Credit cards

CHOOSE the CREDIT* card that best suits your lifestyle

Tarjeta Mastercard Crédito de Unicaja Banco

Mastercard Credit Card

A credit card that makes your life easier and allows you flexibility in payment methods.

No maintenance fee in the first year**
Convenient, practical and safe
Flexible payment methods

Tarjeta Mastercard Unidúo de Unicaja Banco

Unidúo MasterCard Credit Card

A revolving credit card that allows you to arrange payment of your purchases in convenient installments, at your convenience.

No maintenance fee in the first year**
Ideal for extra expenses
Flexibility for repayment

More information Apply for card

FIT Mastercard Card

It's an ideal credit card to plan more expensive purchases, since you can split their payments over 3, 6, 9 and 12 months.

Chose the term that suits you best for each purcha
You can also split your bills
The perfect companion for your other cards

More information Apply for a card

Visa Gold Card

The card for customers who want to have a higher credit limit and more advantages.

Flexible payment methods***
Accepted anywhere in the world
AirRefund

More information Apply for a card

Platinum Visa Card

The preferential card for more internationally-minded customers.

Flexible payment methods***
The perfect means of payment for your travel
No foreign exchange fees abroad****

More information Apply for a card

Tarjeta Visa Classic Crédito Unicaja Banco

Visa Classic Credit Card

A credit card that's always with you to ensure your purchases are no problem at all thanks to its payment flexibility.

No maintenance fee in the first year**
Pay with your mobile phone
Payments methods suited to you

More information Apply for a card

Youth Mastercard Credit Card

All the benefits of a credit card with all the privileges of Espacio Joven Uni. Just for being young.

For people under the age of 28
Practical, convenient and secure
Flexible payment methods***

More information Apply for a card

Apply for credit card

All our credit cards come with these advantages:

A flexible credit card

Flexible instalments or payment methods depending on the credit card you apply for.

You can pay with your mobile phone at shops

Pay with your credit card from any mobile device. Add it to your favourite platform and benefit from this digital advantage.

Turn your credit card on and off

Activate and deactivate your card whenever you want or need to on the Digital Banking service.

Receive your credit card at home

No need to go to a branch. In addition, you can also activate your credit card on the Digital Banking service.

(*) Granting of our credit cards is subject to the institution's criteria.

(**) Exempt from maintenance fee as from the second year according to terms and conditions: Mastercard Contactless Credit Card, Visa Classic Credit Card and Unidúo Mastercard Card. Otherwise, the maintenance fee of the above-mentioned cards amounts to €44 per year.

AER applicable to credit card transactions made using said cards with the deferred (revolving) payment method in a typical example that draws down the card's credit on the first day of the current month for a purchase at a Spanish shop amounting to €1,500 over 48 months, French amortisation method (periodic constant instalments which include capital and interest).

• Without card maintenance fee: APR: 19.00%. AER: 20.74%. Total cost of credit: €651.57. Total amount owed: €2,151.57 (of which €651.57 amount to interest) to be paid in 47 monthly instalments of €44.83 and a last instalment of €44.56.

• With card maintenance fee (€44 per year): APR: 19.00%. AER: 27.00%. Total cost of credit: €827.57. Total amount owed: €2,327.57 (of which €651.57 amount to interest) to be paid in 47 monthly instalments of €44.83 and a last instalment of €44.56. The AER varies depending on the amount and term. The maintenance fee is paid annually through a single payment at the beginning of each yearly period.

(***) Includes revolving payment method.

(****) Unicaja Banco does not charge a foreign exchange fee for over-the-counter purchases.

Application Process for Credit Cards

You can go to any Unicaja Banco branch to apply for our credit cards, where we will be delighted to help you out.

You can also apply for a card in each credit card's fact sheet by filling in the application form, where you can indicate the branch where you would like it to be processed. We will then get in touch with you shortly.

However, don't forget that if you have any queries or doubts, you can call any of our Customer Service telephone numbers: +34 952 07 62 63 / 900 151 948

Apart from our credit cards

Dinero al Momento

Boost the balance of your savings account with the credit on your card. A quick and easy service.

Advantages of Instant Funds

Mobile Banking

Your Unicaja accounts and products always at hand. Anytime, anywhere.

Benefits of Mobile Banking

Tarjetas de débito

Choose the card to carry with you for your day-to-day life. The one you need at each moment.

View debit cards

CAN WE HELP YOU?

Our telephone support lines are open

Mon-Sat from 8 am to 10 pm non-stop..

952 076 263

You can also call us

on 900 151 948

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

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