Simplicity and security for your purchases
We have designed our cards with people like you in mind to ensure your purchases are as easy and secure as possible.
Unicaja Cards
Your card gifting you with €250* is really something else
Get your hands on one of the thirty-six €250 gift vouchers. Sign up on your Digital Banking service and make purchases with your credit or debit card equal to or greater than €5 until January 15, 2025. Use your card and get the most out of it!
Unicaja Mastercard debit card
A simple and secure card. Use it to pay for all your purchases, either at physical or on online stores. You can also use it at more than 14,000 ATMs to withdraw cash from your account free of charge¹.
In addition, our card gives you access to instant discounts with the EURO 6000 Plus program.
Unicaja Mastercard credit card
A unique card. Use your credit card² for all your purchases, either at physical or on online stores in Spain or abroad.
You can also choose to pay for your purchases made with the card on a weekly or month-to-month basis, or to pay for your purchases in convenient instalments using the revolving³ payment method, which allows you to decide whether to pay back a percentage of your purchases or a fixed monthly amount.
Our card additionally comes with instant discounts with the EURO 6000 Plus program.
Find out about a wide range of cards specially tailored to your needs and interests, such as the Mastercard Debit Card for young people or the Real Madrid Debit Card. They're wonderful.
If you wish to have flexibility when it comes to paying for your purchases, we have the credit cards you are looking for. Aside from the Mastercard Credit Card, there is the Mastercard Fit Credit Card, which allows you to plan your purchases in the short, medium or long term. We also offer the Real Madrid Credit Card especially meant for fans imbued with the Real Madrid spirit. Get your card.
Pay with your mobile phone
Add your card to your mobile phone to pay for your purchases conveniently.
View how to pay with a mobile phone
Purchase with discounts
Our cards come with the EURO 6000 Plus Benefits Programme. Pay less at leisure, fashion, restaurant and technology brands...
Query discounts
Purchases that are always secure
Your card is equipped with Mastercard SecureCode technology to protect any payments you make on the Internet and an EMV chip that makes it difficult to copy the card fraudulently.
And in the event of theft or loss, you can temporarily deactivate the card with a single click through our Digital Banking service.
Debit cards and credit cards are great ways of accessing your money, but they work differently. A debit card allows you to spend what you actually have in your bank account, while a credit card allows you to borrow money which you then have to pay back with interest.
The documents you need to submit may vary depending on the card you with to apply for. To apply for a Mastercard Debit or Credit Card, you have to submit documents like an official identity document, proof of residence, proof of income and an active bank account.
To apply for a card, you must at least meet the following requirements:
You may also be requested to meet some additional requirements depending on the card you are applying for.
You can apply for both a credit card and a debit card, regardless of whether you already have one of each kind. Each card has its own distinct features and functionalities, so they can be used in complementary ways.
Of course you can. You can link both your debit and credit card. Doing so is very easy. If your telephone is an iPhone, you can do it on the Wallet app. If it is an Android phone, you can do it on the Unicaja app or download the Google Pay app. Furthermore, if it is a Samsung phone, you can also do it on Samsung Pay. You can thus pay for your purchases without having to carry around the physical card with you. It is easy, secure and quick.
Yes, you can do so on the website and the Digital Banking app in the Cards section and, if you do not have an Internet connection, you can call us and request a statement of your bank account.
The small print in capital letters
(*) In order to take part in the draw for thirty-six €250 vouchers, you must register for the promotion and make purchases equal to or greater than €5 with Unicaja debit or credit cards for private use. One entry will be generated if the purchase is made with a debit card, two entries will be generated if it is made with a credit card that is paid off on a weekly or monthly basis and three entries will be generated if the purchase is made using the deferred (revolving) or split payment method (any purchases that are deferred/split using the Defer Your Purchase service also count). Cancelled or returned purchases do not count. The "Gift Voucher" is personal and non-transferable. Promotion valid until January 15, 2025. Consult the rules here.
(1) Granting subject to the institution's criteria.
(2) Conditions for debit card withdrawals from ATMs differ in each province (view map):
At all Unicaja ATMs (includes the Liberbank network) and from €120 at ATMs in the EURO 6000 network (EURO 6000 institutions included: Abanca, Bankoa, Ibercaja, Kutxabank, Cajasur, Evo Banco, Cecabank, Caja de Ontinyent, Colonya Caixa Pollensa and Cardtronics), Banco Sabadell, Bankinter, Caja de Ingenieros, Arquia Banca and former Bankia ATMs in the following provinces: La Coruña, Lugo, Orense, Pontevedra, Vizcaya, Guipúzcoa, Álava, Navarra, La Rioja, Burgos, Segovia, Guadalajara, Madrid, Zaragoza, Huesca, Teruel, Lleida, Barcelona, Girona, Tarragona, Castellón de la Plana, Balearic Islands, Valencia, Alicante, Murcia, Granada, Córdoba, Badajoz, Santa Cruz de Tenerife, Las Palmas. And from €120 in ATMs from any network in the provinces of Huelva and Seville.
Terms and conditions valid until 31 December 2023.
(3) Mastercard Credit Card interest rate:
In the deferred (revolving) payment method, any transactions made with the Mastercard Credit Card will be accumulated (purchases, cash withdrawals, etc.) and a fixed amount of the credit drawn down may be repaid, which will be settled and repaid monthly on the first day of each calendar month until the amount of the transactions made under this payment method has been fully repaid. Different typical examples of the AER are shown below, which are calculated for cases where no additional credit drawdowns other than the ones indicated are made and the instalment is not changed, using the French amortisation method (constant periodic instalments which include capital and interest) over 48 months:
The monthly capital repayment amount may never be less than €20. The minimum monthly instalment to be paid will therefore be €20 plus any interest accrued and fees due in the period.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
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