Tarjeta Débito Mastercard de Unicaja

Unicaja Mastercard debit card

A simple and secure card. Use it to pay for all your purchases, either at physical or on online stores. You can also use it at more than 14,000 ATMs to withdraw cash from your account free of charge¹.


In addition, our card gives you access to instant discounts with the EURO 6000 Plus program.

Tarjeta Crédito Mastercard de Unicaja

Unicaja Mastercard credit card

A unique card. Use your credit card² for all your purchases, either at physical or on online stores in Spain or abroad.

You can also choose to pay for your purchases made with the card on a weekly or month-to-month basis, or to pay for your purchases in convenient instalments using the revolving³ payment method, which allows you to decide whether to pay back a percentage of your purchases or a fixed monthly amount.

Our card additionally comes with instant discounts with the EURO 6000 Plus program.

Find out about all our cards

Debit Cards

Find out about a wide range of cards specially tailored to your needs and interests, such as the Mastercard Debit Card for young people, the PlayStation® Debit Card or the Real Madrid Debit Card. They're wonderful.

Credit cards

If you wish to have flexibility when it comes to paying for your purchases, we have the credit cards you are looking for. Aside from the Mastercard Credit Card, there is the Mastercard Fit Credit Card, which allows you to plan your purchases in the short, medium or long term. We also offer the Real Madrid Credit Card especially meant for fans imbued with the Real Madrid spirit. Get your card.

You'll love our cards

Pay with your mobile phone

Add your card to your mobile phone to pay for your purchases conveniently.

View how to pay with a mobile phone

Withdraw money free of charge

Yes, free of charge¹ at more than 14,000 ATMs.

Query ATM map

Purchase with discounts

Our cards come with the EURO 6000 Plus Benefits Programme. Pay less at leisure, fashion, restaurant and technology brands...

Query discounts

Compras siempre seguras en Unicaja Banco

Purchases that are always secure

Your card is equipped with Mastercard SecureCode technology to protect any payments you make on the Internet and an EMV chip that makes it difficult to copy the card fraudulently.


And in the event of theft or loss, you can temporarily deactivate the card with a single click through our Digital Banking service.

Frequently asked questions about Cards

What is the difference between a debit card and a credit card?

Debit cards and credit cards are great ways of accessing your money, but they work differently. A debit card allows you to spend what you actually have in your bank account, while a credit card allows you to borrow money which you then have to pay back with interest.

What documents do I need to apply for my Mastercard Debit or Credit Card?

The documents you need to submit may vary depending on the card you with to apply for. To apply for a Mastercard Debit or Credit Card, you have to submit documents like an official identity document, proof of residence, proof of income and an active bank account.

What conditions do I have to meet to apply for a credit or debit card?

To apply for a card, you must at least meet the following requirements:

  1. Be of legal age;
  2. Have a proven source of income;
  3. Have a good credit record.

You may also be requested to meet some additional requirements depending on the card you are applying for.

Can I apply for a credit card if I already have a debit card, and vice versa?

You can apply for both a credit card and a debit card, regardless of whether you already have one of each kind. Each card has its own distinct features and functionalities, so they can be used in complementary ways.

Can I link my card to my mobile phone?

Of course you can. You can link both your debit and credit card. Doing so is very easy. If your telephone is an iPhone, you can do it on the Wallet app. If it is an Android phone, you can do it on the Unicaja app or download the Google Pay app. Furthermore, if it is a Samsung phone, you can also do it on Samsung Pay. You can thus pay for your purchases without having to carry around the physical card with you. It is easy, secure and quick.

Can I query the transactions I make with my card?

Yes, you can do so on the website and the Digital Banking app in the Cards section and, if you do not have an Internet connection, you can call us and request a statement of your bank account.

Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: