What kind of loans are there?

There are two kinds of loans: Personal loans : these loans are intended to finance specific needs at a certain time like, for instance, a home refurbishment. Mortgage loans : these loans are usually intended to finance the purchase of a home or other real estate.

How much money can I request with my personal loan?

It depends on of the loan you apply for: Study Loan : from a minimum of €5,000 up to the registration amount. Unicaja Banco Salary Advance Loan : up to three pay cheques (maximum of €6,000). Unicaja Banco Eco-Mobility Loan : up to €60,000. Unicaja Banco Mobility Loan : up to €60,000. Home Refurbishment Loan : up to €60,000.

Personal Loans

We want to finance your plans

We've got just the loan* you need to turn your projects into reality.

With convenient repayment terms.

The money you need without any complications.

Plans Loans

Make your projects come true.

Study loan

From €5,000 up to the registration amount and up to five years to repay it conveniently.

So studying is your only concern!

View Study Loan

Salary Advance

We advance you up to three pay cheques (maximum of €6,000 to repay in six months at most) so you can cover your unforeseen expenses.

View Salary Advance

Other plans

And if you're seeking to finance other plans like, for instance, a trip, health expenses or electronic goods, we've got the loan that best suits your needs.

Apply for more information

Car or motorcycle purchase loans

We grant you the financing you need to help you buy the car or motorcycle you want.

Home Loans

Give your home a revamp by applying for the personal loan you need.

Reform loan

Does your home need a refurbishment? We offer you financing of up to €60,000* to refurbish your home just the way you'd like to. In addition, you can repay it conveniently in up to eight years.

View Reform Loan

Frequently asked questions about Unicaja Banco loans

A personal loan is a transaction through which Unicaja Banco places at your disposal a certain amount to money, which is stipulated previously, through an agreement in which you undertake the obligation of repaying the money within a specific time.

There are two kinds of loans:

Personal loans: these loans are intended to finance specific needs at a certain time like, for instance, a home refurbishment.
Mortgage loans: these loans are usually intended to finance the purchase of a home or other real estate.

You must be over 18 years of age to apply for a personal loan. In addition, the sum of loan's term and the oldest borrower's age may not exceed 70 years.

You must also have opened a current account at Unicaja Banco. Furthermore, granting is subject to the institution's criteria after having conducted a risk viability study.

In order to apply for a loan at Unicaja Banco, you will need to submit your national ID card or equivalent identity document, the last pay cheques you have received and your last income tax return.

It depends on of the loan you apply for:

Study Loan: from a minimum of €5,000 up to the registration amount.
Unicaja Banco Salary Advance Loan: up to three pay cheques (maximum of €6,000).
Unicaja Banco Eco-Mobility Loan: up to €60,000.
Unicaja Banco Mobility Loan: up to €60,000.
Home Refurbishment Loan: up to €60,000.

Easy-to-read small print

*Granting of loan subject to the Bank’s criteria.

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