Payroll Loan
Advantageous financing just for having your salary paid directly into Unicaja Banco (1).
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Up to € 30,000
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Up to 8 years to repay it.
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Quick and simple
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Easy processing
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Up to €60,000 to finance your electric car
FEATURED LOAN | GREEN ECO MOTOR LOAN
Repay your loan to purchase a ZERO emissions or ECO vehicle in up to eight years.
Loans for your plans
Loans for consumer and personal needs, regardless of whether they are for financing a holiday, purchases or a refurbishment.
Advantageous financing just for having your salary paid directly into Unicaja Banco (1).
Up to € 30,000
Up to 8 years to repay it.
Quick and simple
Easy processing
Cover an unforeseen expense or fulfil your dreams. Apply for an advance on your salary up to a maximum of €10,000 (1)
Up to three pay cheques
For whatever you want
Repayment term of up to 10 months(2)
Quick processing
Loan for your car or motorcycle
We place at your disposal the financing you need to get behind the wheel.
Finance your new, pre-owned or second-hand car or motorcycle.
Up to € 60,000
Up to 8 years to repay it
Fixed interest
Easy processing
Finance any vehicle with the DGT's ZERO emissions or ECO labels(1).
Up to € 60,000
Highly flexible
Sustainable loan
Environmental commitment
You must be over 18 years of age to apply for a personal loan. In addition, the sum of loan's term and the oldest borrower's age may not exceed 70 years.
Opening a current account at Unicaja Banco is also required. Furthermore, granting is subject to the institution's criteria after having conducted a risk viability study.
In order to apply for a loan at Unicaja Banco, you will need to submit your national ID card or equivalent identity document, the last pay cheques you have received, an employment contract and the last income tax return.
You must demonstrate the ability to pay it off through a steady income and a leverage ratio below 35% (including the loan's repayments).
(1) Granting of loan subject to the Bank’s criteria.
(2) Up to 10 months for three pay cheques (maximum of €10,000) and up to five months for two pay cheques (maximum of €5,000).
Your branch, online. Check and carry out all your banking operations without worrying about opening hours or queues.
Your Unicaja accounts and products always at hand. Anytime, anywhere.
There's always a Unicaja branch and/or ATM nearby where you carry out your transactions.
CAN WE HELP YOU?
Our telephone support lines are open
Mon-Sat from 8 am to 10 pm non-stop..
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