We've got just the loan* you need to turn your projects into reality.


With convenient repayment terms.


The money you need without any complications.

Préstamo Estudios de Unicaja Banco

Study loan

From €5,000 up to the registration amount and up to five years to repay it conveniently.

So studying is your only concern!

Anticipo Nómina de Unicaja Banco

Salary Advance

We advance you up to three pay cheques (maximum of €6,000 to repay in 12 months at most) so you can cover your unforeseen expenses.

Financiación Planes de Unicaja Banco

Other plans

And if you're seeking to finance other plans like, for instance, a trip, health expenses or electronic goods, we've got the loan that best suits your needs.

Car or motorcycle purchase loans

We grant you the financing you need to help you buy the car or motorcycle you want.



Up to €60,000* to finance your electric car. You'll have up to eight years to repay your loan to purchase a ZERO emissions or ECO vehicle.


Choose the car or motorcycle you would like to drive and we help you buy it with a loan of up to €60,000* and a repayment term of up to eight years.

Préstamo Reforma de Unicaja Banco

Reform loan

Does your home need a refurbishment? We offer you financing of up to €60,000* to refurbish your home just the way you'd like to. In addition, you can repay it conveniently in up to eight years.

Frequently asked questions about Unicaja loans

What is a personal loan?

A personal loan is a transaction through which Unicaja places at your disposal a certain amount to money, which is stipulated previously, through an agreement in which you undertake the obligation of repaying the money within a specific time.

What kind of loans are there?

There are two kinds of loans:

  • Personal loans: these loans are intended to finance specific needs at a certain time like, for instance, a home refurbishment.
  • Mortgage loans: these loans are usually intended to finance the purchase of a home or other real estate.

What are the requirements to apply for a personal loan?

You must be over 18 years of age to apply for a personal loan. In addition, the sum of loan's term and the oldest borrower's age may not exceed 75 years.

You must also have opened a current account at Unicaja. Furthermore, granting is subject to the institution's criteria after having conducted a risk viability study.

What documents are needed to apply for a Unicaja loan?

In order to apply for a loan at Unicaja, you will need to submit your national ID card or equivalent identity document, the last pay cheques you have received and your last income tax return.

How much money can I request with my personal loan?

It depends on of the loan you apply for:


  • Study Loan: from a minimum of €5,000 up to the registration amount.
  • Unicaja Salary Advance Loan: up to three pay cheques (maximum of €6,000).
  • Unicaja Eco-Mobility Loan: up to €60,000.
  • Unicaja Mobility Loan: up to €60,000.
  • Home Refurbishment Loan: up to €60,000.

Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: