Payroll Loan
Advantageous financing just for having your salary paid directly into Unicaja Banco (1).
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Up to € 30,000
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Up to 8 years to repay it.
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Quick and simple
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Easy processing
Personal Loans
We offer the financing you need
Up to €60,000 to finance your electric car
FEATURED LOAN | GREEN ECO MOTOR LOAN
Repay your loan to purchase a ZERO emissions or ECO vehicle in up to eight years.
And if you are looking for...
Loans for young people
If you are under 35 years of age, make your projects come true with the financing you need.
View loans for young people
Study loans
Commence your studies, carry on with them or take them up again. So studying is your only concern!
View study loansLoans for your plans
Loans for consumer and personal needs, regardless of whether they are for financing a holiday, purchases or a refurbishment.
Salary Advance
Cover an unforeseen expense or fulfil your dreams. Apply for an advance on your salary up to a maximum of €10,000 (1)
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Up to three pay cheques
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For whatever you want
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Repayment term of up to 10 months(2)
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Quick processing
Does your home need a revamp?
Give your home a revamp with the Home Loan. Financing for home refurbishments(1).
Loan for your car or motorcycle
We place at your disposal the financing you need to get behind the wheel.
Motor Loan
Finance your new, pre-owned or second-hand car or motorcycle.
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Up to € 60,000
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Up to 8 years to repay it
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Fixed interest
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Easy processing
Green Eco Motor Loan
Finance any vehicle with the DGT's ZERO emissions or ECO labels(1).
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Up to € 60,000
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Highly flexible
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Sustainable loan
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Environmental commitment
Frequently asked questions about Unicaja Banco loans
What are the requirements to apply for a personal loan?
You must be over 18 years of age to apply for a personal loan. In addition, the sum of loan's term and the oldest borrower's age may not exceed 70 years.
Opening a current account at Unicaja Banco is also required. Furthermore, granting is subject to the institution's criteria after having conducted a risk viability study.
What documents are needed to apply for a Unicaja Banco loan?
In order to apply for a loan at Unicaja Banco, you will need to submit your national ID card or equivalent identity document, the last pay cheques you have received, an employment contract and the last income tax return.
How can I know if I will be granted a personal loan?
You must demonstrate the ability to pay it off through a steady income and a leverage ratio below 35% (including the loan's repayments).
(1) Granting of loan subject to the Bank’s criteria.
(2) Up to 10 months for three pay cheques (maximum of €10,000) and up to five months for two pay cheques (maximum of €5,000).