This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.
Risk score related to the account.
An account for every moment and financial need
A basic account for common operations. Free Basic Payment Account in a special situation of vulnerability or risk of financial exclusion.
Account for natural persons, for private use1
The holder may not have another account2
Online Youth Account
If you are between 18 and 29 years of age, this is your account. An account for you to ponder the future but which allows you to live the present fully.
Youth Contactless Debit Card with no issuance or maintenance fees.
Endless privileges.
Mobile banking service.
Piggy Bank Savings Accoun3
Save without any worries or fees and use your money whenever you need it4.
Choose the method which best suits you, set up your piggy bank and automatically save the amount you want little by little.
No maintenance or administration fees.
Fully online subscription5
Benefit from ZERO fees on the most common services if the Plan's terms and conditions are met.
Direct deposit your paycheck at Unicaja and benefit from all the advantages offered by this service.
Exclusive advantages
Better bonuses
To open a Basic Payment Account, there is no obligation to purchase another product or additional service.
To open this account, the holder must declare that they have no payment account at any other bank in Spain.
Account with no maintenance or administration fees: APR of 0% and AER of 0%. This account can only be used for transfers between Unicaja accounts having the same holder. It does not allow cards, direct debits, cheque payments, overdrafts, bills, loans, or cash deposits or withdrawals. Only one account per customer.
Availability of funds: You can always gain access to your funds. You must only take into account that the transfer orders for your savings as well as fund withdrawals from your Piggy Bank Savings Account's piggy banks will be completed the following day.
Subscription terms and conditions: Subscribing a Piggy Bank Savings Account is a fully digital process. The only thing you need is an active Unicaja current account of which you are the holder with full signing rights.
This allows you to generate the IBAN, the international bank account number, of a bank account.
Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.
Your Unicaja accounts and products always at hand. Anytime, anywhere.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
