This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the relevant currency) per depositor and per credit institution.
Risk score related to the account.
An account for every moment and financial need
If you're between 18 and 27 years old, this is the account for you. An account which allows you to think about the future, while living in the present.
Sin comisiones de mantenimiento y de los principales servicios cumpliendo requisitos*
Free young Contactless Debit Card
Endless privileges
Mobile banking service
A basic account for common operations. Free Basic Payment Account in a special situation of vulnerability or risk of financial exclusion.
Account for natural persons, for private use**
The holder may not have another account***
Direct deposit your paycheck at Unicaja Banco and benefit from all the advantages offered by this service.
Exclusive advantages
Better bonuses
Benefit from ZERO fees on the most common services if the Plan's terms and conditions are met.
Add all your financial products at any bank whatsoever to the Unicaja Banco Digital Banking service and control your money on a single site.
Free of charge, convenient and secure
Moreover, you can make wire transfers from any account that has been added
(*) Siempre que el cliente primer titular de la cuenta cumpla todos los requisitos detallados a continuación, la Cuenta Joven estará exenta de la comisión de mantenimiento, transferencias, giros y otras órdenes de pago en euros, con adeudo en cuenta, entre cuentas de pago de clientes ubicadas en la zona SEPA siempre que se realicen a través de Banca Digital ( Web o App Unicaja Banco) o cajero automático, y no se trate de transferencias urgentes, inmediatas y OMF, y de las comisiones por ingresos de cheques nacionales en euros. Los requisitos son:
Cuando no se cumplan todos los requisitos indicados anteriormente, la comisión de mantenimiento será de 60,00 euros anuales (liquidables con periodicidad trimestral) y se aplicarán las comisiones de dichas transferencias y de ingresos de cheques nacionales en euros que se recogen en el Documento informativo de comisiones.
Podrá contratar la Cuenta Joven cualquier persona física entre 18 y 27 años.
T.I.N. 0,00%. T.A.E.: 0,00%. Sin intereses. Para un supuesto en el que se cumplan los requisitos exigidos, la cuenta está exenta de comisión de mantenimiento.
T.I.N. 0,00%. T.A.E.: -0,996% para un supuesto en el que no se cumplan los requisitos exigidos y se mantenga durante 1 año un saldo de la cuenta de 6.000€, siendo la comisión de mantenimiento de la cuenta de 15 € trimestrales.
(**) To open a Basic Payment Account, there is no obligation to purchase another product or additional service.
(***) To open this account, the holder must declare that they have no payment account at any other bank in Spain.
This allows you to generate the IBAN, the international bank account number, of a bank account.
Your branch, online. Consult and carry out all your banking operations without worrying about opening hours or queues.
Your Unicaja accounts and products always at hand. Anytime, anywhere.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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