Pay or request money on your mobile phone and receive it instantly in your bank account.
Transfer money to anyone who has registered for Bizum at no cost at all, whatever their bank may be.
It is not necessary to give the account number to make a payment, just the mobile phone number or your phone book contact will suffice.
Bizum is a service that is fully backed by our security systems.
Where can you pay with Bizum?
Bizum is a free service for Unicaja Banco users. It therefore does not charge any fees.
Make purchases at online merchants that have signed up for Bizum payments without having to enter your account or card number.
Buy lottery tickets with Bizum or collect your prizes from official state lottery outlets.
Bizum allows you to donate money to the good causes and NGOs you consider most important.
Once you have logged in to the of Unicaja Banco app perform the following steps:
We will sometimes ask you to enter the security code and/or a coordinate for your own security.
The limits to send money for payments with Bizum between individuals are as follows:
Aside from payments between individuals, Bizum allows you to make online purchases or donations to NGOs.
The minimum and maximum amounts set by Bizum for making payments at online merchants are as follows:
If you send money to a contact who has not registered for Bizum, they will receive a message notifying them that you have sent them an amount of money, along with an invitation to register for Bizum (at any bank which has joined the service). If they do not register within two days, the transaction will be cancelled.
Yes, a Bizum can be rejected if you are requested to confirm a charge (what cannot be rejected is reception of a payment).
Thus, a user who receives a request for an unwanted charge can reject it on the Unicaja Banco app.
You just have to select the request in Bizum and press "Reject".
In any case, the transaction will expire once two days have passed after receiving the charge request if it is not accepted.
If you have any problems or doubts, you can get in touch with Unicaja Banco at the Customer Service hotlines 952 076 263 or 900 151 948 Monday to Saturday from 8:00 am to 10:00 pm (except national holidays).
You just need to log in to the Unicaja Banco app and follow these steps to deregister Bizum:
No, it is not possible to make international transfers on Bizum for the time being, since it is a service associated to Spanish bank accounts (with a Spanish IBAN).
No, Bizum can only be associated to a bank account at a single bank. Thus, if you wish to bring your Bizum account to Unicaja Banco:
Once you have logged in to the Unicaja Banco app, press Menu > Bizum > Settings > Change Associated Account.
If you want to help out those who need it most immediately, you can do so using Bizum.
Pay using your mobile phone
You no longer have to carry around your Unicaja Banco cards because you can pay using your mobile phone. Do you want to know how?
Deal with any unforeseen circumstance quickly and easily by increasing the balance in your account using your card's available credit.