(1) Promotional bonus gift for customers who take out through Unicaja Mediación S.L.U.—a Banking and Insurance Operator related to UNICAJA Banco— any of the following Caser insurance products between 23 April and 30 September 2026, including both dates: freely sold temporary annual renewable Home Insurance, Car Insurance, Motorcycle Insurance or Comprehensive Healthcare Insurance for individuals, the self-employed and single-family SMEs (Integral PRO) having a total annual premium equal to or greater than €300. The bonus will amount to €75 if only one new insurance policy is taken out and, if two or more of these insurances policies are taken out, the first one will be granted a bonus of €75 and the rest will each be granted a bonus €125. The policyholder's mobile telephone number must appear on the policy. Any policy replacements, amendments or updates or new policies that come into force after December 31, 2026 will not be entitled to a gift. In event of force majeure, Caser reserves the right to replace the aforementioned gift for another one having similar characteristics. Consult the rules here.
(2) Terms and conditions of splitting up payments depending on the option and payment terms chosen. It is not possible to make split payments of premiums that generate bills of less than €30. Split-payment surcharge: quarterly: 11%, half-yearly: 8%.
(3) Solely for third-party liability options that have taken out the Car x Car coverage. Terms and conditions limited to vehicles that are at most 20 years old with a residual value over €2,000 at the time the claim is filed. Replacement vehicle having similar features or, in the event of not finding a vehicle having similar features, the car's residual value at the time of the claim increased by 20% will be offered. The alternatives to the compensation envisaged in the additional Car x Car coverage may entail a change in the policyholder's wealth and lead to certain effects on their income tax, which is calculated as the difference between the acquisition value of the vehicle declared as a total write-off and the value of the compensation received.
(4) If a possible accident is detected, CASER will contact the insured party by telephone to find out about their state and provide help as quickly as possible if it is required. If the insured party does not answer the phone after three calls, Caser will initiate the operating procedure to provide the necessary service.
(5) Coverage subject to the policy's specific and general terms and conditions.
(6) Payment of a monthly indemnity to the insured party for the amount agreed on in the Specific Terms and Conditions where a situation comes about of a temporary driving licence withdrawal arising from a final court judgment or a loss of the driving licence's validity due to having used up all the points assigned to it.
Insurance taken out with CASER, Compañía de Seguros y Reaseguros S.A., through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros
The product's coverage is subject to the policy's General and Specific Terms and Conditions.