The insurance that gives you another owned car
Take out your third-party liability insurance with optional¹ Car x Car coverage and, in the event of a total write-off, they give you another car!
Tailored quote
Get a good price without giving up any excellent coverage.
Due to a lack of fuel, punctures, towing and rescue, 24-hour mechanical service from anywhere in Spain, and help for you and the people travelling with you.
Easy payments²
Choose the payment method that suits you best: quarterly, half-yearly or yearly.
Your tailored insurance
Choose the option that best suits your needs, ranging from a basic insurance up to the most comprehensive coverage.
Meets minimum legal protection requirements so you can drive safely.
Includes differential coverage like window breakage, fire or theft coverage. The best-selling insurance.
Be totally free from worries with maximum protection for you and your vehicle and take out an insurance policy with an excess as from €200.
If your car suffers a breakdown or needs servicing, you can choose where to take it, either to your trusted workshop or to one of the more than 500 centres that have signed agreements with Caser across the country, where you will receive top-quality attention under preferential conditions for you and your vehicle.
Legal defence is placed at your disposal in the event of administrative, court or arbitration procedures arising from a traffic accident. Or, if you so prefer, we cover your own attorney's fees. Costs limited to €1,500.
Have peace of mind while travelling by taking out his optional coverage, which includes a vehicle replacement and towing service to a workshop in Spain and abroad.
When you take out this coverage, you will be paid a monthly indemnity if your licence is withdrawn or loses points.
Find out about the coverage of your car insurance by calling 915 909 657 (from 9:00 am to 8:00 pm Monday to Friday and on non-national holidays) or visit any Unicaja branch for complete tailored information.
Our most affordable option is third-party liability insurance, which allows you to meet all legal requirements. This option includes essential coverage like mandatory and voluntary third-party liability, protection against personal damage, legal assistance, fine management and travel assistance, thereby ensuring your peace of mind on the road.
At Unicaja, we adapt to your needs by offering you the option of taking out a comprehensive insurance policy with an excess. This insurance includes the most complete coverage for your vehicle, insuring against damages with an excess that can be tailored to your needs to provide you with maximum protection and peace of mind at the steering wheel. In addition, if you need it, we will study the option of offering you comprehensive insurance without an excess (provided you meet the necessary requirements for this option's approval), thus offering you comprehensive coverage without having to worry about any additional costs.
We offer insurance for a wide range of vehicles, especially those having four or more wheels and a total weight of less than 3,500 kg (quads are excluded), including trailers weighing less than 750 kg having the same registration number as the towing vehicle. Nonetheless, there are restrictions for vehicles valued at more than €100,000, vehicles having a low weight/power ratio and vehicles that are over 30 years old.
In order to take out your car insurance, we only need you to provide us with your National ID Card (or Alien's ID Card) and your driving licence, both must necessarily have been issued in Spain, along with your vehicle's technical documentation (brand, model and registration date), the customer's address and postcode of where the car will be driven. If the vehicle has been insured previously, we need the previous policy's data.
When you take out your insurance, you will be backed by Unimediación S.L.U., our related banking-insurance operator, and by CASER, Compañía de Seguros y Reaseguros, S.A., thus providing you a trusted, top-quality service.
(1) Solely for third-party liability options that have taken out the Car x Car coverage. Terms and conditions limited to vehicles that are at most 20 years old with a residual value over €2,000 at the time the claim is filed. Replacement vehicle having similar features or, in the event of not finding a vehicle having similar features, the car's residual value at the time of the claim increased by 20% will be offered. The alternatives to the compensation envisaged in the additional Car x Car coverage may entail a change in the policyholder's wealth and lead to certain effects on their income tax, which is calculated as the difference between the acquisition value of the vehicle declared as a total write-off and the value of the compensation received.
(2) Terms and conditions of splitting up payments depending on the option and payment terms chosen. It is not possible to make split payments of premiums that generate bills of less than €30. Split-payment surcharge: quarterly: 11%, half-yearly: 8%.
(3) If a possible accident is detected, CASER will contact the insured party by telephone to find out about their state and provide help as quickly as possible if it is required. If the insured party does not answer the phone after three calls, Caser will initiate the operating procedure to provide the necessary service.
(4) Coverage subject to the policy's specific and general terms and conditions.
(5) Payment of a monthly indemnity to the insured party for the amount agreed on in the Specific Terms and Conditions where a situation comes about of a temporary driving licence withdrawal arising from a final court judgment or a loss of the driving licence's validity due to having used up all the points assigned to it.
Insurance taken out with CASER, Compañía de Seguros y Reaseguros S.A., through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the Unicaja Banco, S.A. network. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unimediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros
The product's coverage is subject to the policy's General and Specific Terms and Conditions.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
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