beneficiaT
Find out about beneficiaT and benefit from it!
Being a Unicaja customer gives you loads of advantages. Including being able to enjoy discounts on your favourite brands thanks to beneficiaT.
Exclusive discounts for you
Discover the promotions offered by brands such as IKEA, Octopus Energy, SICOR alarmas El Corte Inglés, Vodafone, ADT, Invicta or NEXT.
First-class home, mobility and leisure
Get the house of your dreams, the electric vehicle you need and great benefits in more than 6,000 establishments.
Purchase state-of-the-art technology
Get latest generation devices directly from our store.
Just for being a Unicaja customer
Being a Unicaja customer means having access to a world of benefits available to very few. It’s as simple as that!
5% discount at IKEA and free decoration project¹
Renew or renovate your home for less with this discount and free advice from an interior designer.
8% discount on your bathroom refurbishment project²
Exclusive discount to bid your bathtub goodbye and gain space, safety and style.
Protect your home and pay nothing until the fourth month. After that, from €35.60/month³
Plus, get a €50 El Corte Inglés gift card.
Save €350 on security for your home with ADT⁴
ADT Smart Security for 2 months free of charge and additional ADT Help for your entire family for a year.
Save up to 5% by moving on to green energy⁵
Octopus Energy is the electricity utility that cares for both your pocket and the planet.
Find out about the flexible Vodafone plans with a permanent 15% discount⁷
If you still aren't a Vodafone customer, take advantage of this exclusive offer just for being a Unicaja customer.
More than 200 tax consultants at your disposal throughout the year
Savings of 20%6 on their tax consultancy and tax return filing services to ensure you obtain maximum savings.
New discounts of up to 25% at Invicta⁸
Go electric and take advantage of discounts on Invicta scooters, bikes, motorcycles and Citycars, the leading brand in urban mobility.
A €200 discount on your NEXT electric motorcycle⁹
Take advantage of the discount and get a free helmet holder and free insurance for the first year.
Choose the benefit that suits you best
Choose from the wide variety of offers that we’ve got for you.
Log in, find out more and save
Each benefit has its own purchasing process depending on the brand you choose. We take care that every experience is comfortable for you.
(1) IKEA Benefit: Exclusive offer for Unicaja customers who have a current mortgage, loan, credit card or life insurance with the institution and who make purchases on the IKEA online store (www.ikea.es). Customers must prove their eligibility by means of their username and login password to the Unicaja Digital Banking service. A 5% discount will be applied on the price of any product purchases from €80 (excluding from said amounts decoration advice, assembly, transport and installation services). The discount will automatically be reflected on the IKEA online store shopping cart. For any product purchases exceeding €500 (excluding from said amount decoration advice, assembly, transport and installation services), a 5% discount on the price of said products will be applied in addition to a free personal designer service. Both promotions will automatically be reflected in the shopping cart on the IKEA online store. The cost of the decoration project amounts to €59 and must be paid in advance, subsequently discounting said amount of €59 when a purchase exceeding €500 is made. These offers will be applicable to two independent uses or purchases (of either type) per customer made as indicated above until December 31, 2026. This offer will be valid for any purchases made on our portal and on the IKEA.ES online store until December 31, 2026. This offer does not apply to physical stores. Shipments to the Balearic Islands, the Canary Islands, Ceuta and Melilla are excluded from the offer. Products marketed by IKEA IBÉRICA, S.A.U. with VAT Registration Number A28812618 and registered office at Avda. Matapiñonera 9, San Sebastián de los Reyes, Madrid.
(2) Leroy Merlin Benefit: Leroy Merlin offers for Unicaja shall be governed by the usual terms and conditions for Leroy Merlin services and its Loyalty Club that are in force from time to time. LEROY MERLIN ESPAÑA shall place an expert advisor at the Unicaja customer's disposal so they may enjoy a tailored purchasing experience upon signing up through the form on the page they have placed at our disposal.
Terms and conditions of the Leroy Merlin - Unicaja discount: In order to benefit from the discount, you must fill out the form on the: https://proyectos.leroymerlin.es/Landing-Unicaja/ website. Discounts are applied to products before completing the purchase. Services are excluded. Offer cannot be combined with other promotions (such as Renovation Pack, trade transactions…). Prices subject to the area where the work site is located. If you are also a member of the Leroy Club (free registration), you will get a discount voucher amounting to 2% of the amount purchased for future purchases.
The offer does not apply to purchases made at brick-and-mortar stores or by telephone.
Offer made by LEROY MERLIN ESPAÑA, S.L.U., whose registered office is in Alcobendas, Madrid at Avenida de la Vega, 2 and with VAT Registration Number B-84818442, solely intended for individual Unicaja customers. Valid until December 31, 2026.
(3) SICOR alarms El Corte Inglés Benefit: Promotion valid for Kit 1, Kit 2 and Kit 3 until March 31, 2026. 24-month term. Service offered by SICOR ALARMAS EL CORTE INGLÉS, S.L - DGP. 4717, with N.I.F.: B-19937069
(4) ADT Benefit: Promotion valid until March 31, 2026 for new contracts. Promotion offered by TYCO INTEGRATED SECURITY, S.L.U (ADT), the holder of VAT Reg. No. B82115577.
(5) Octopus Energy Benefit: Exclusive promotion for Unicaja customers who sign up on the Octopus Energy website to which we will redirect you from our website.
Offer valid until March 31, 2026. Service offered by Octopus Energy España, S.L.U. with VAT Registration Number B40563082 and registered office at Calle Pintor Sorolla 5, 2nd Floor, 46002 Valencia.
(6) TaxDown Benefit: Exclusive 20% discount on PRO, LIVE and FULL income tax return plans for Unicaja customers who sign up on the TaxDown website to which we will redirect you from our website. Free access to the BASIC simulation plan.
Offer valid until March 31, 2026. Service offered by TAX DOWN, S.L. with VAT Registration Number B-88287164 and registered office at Calle San Bernardo 64, 3rd Floor, 28015 Madrid.
(7) Vodafone Benefit: Exclusive promotion for individual Unicaja customers who become individual Vodafone customers by signing up on the Vodafone web page we redirect you to from our website. Offer valid until December 31, 2026.
Mobile and Landline Communication Services, Television Services and other value-added services offered by Vodafone España, S.A.U. with VAT Reg. No. A80907397 (Vodafone España); Vodafone Ono, S.A.U. with VAT Reg. No. A62186556 (Vodafone Ono); and Vodafone Servicios, S.L.U. with VAT Reg. No. B87539284 (Vodafone Servicios), all of which are companies incorporated under Spanish law and domiciled in Madrid at Avenida de América 115, 28042 (jointly or separately referred to as Vodafone).
(8) Invicta Benefit: Exclusive offer for Unicaja customers by including the discount code displayed on the landing. Delivery 72 hours, counting from confirmation of payment (the delivery deadline for electric vehicles will be 30 days as from registration at most).
Three-year official Invicta service warranty. The Invicta Electric vehicle's warranty will be calculated as from the date the product is delivered in the case of bicycles and scooters. In the case of motorcycles and vehicles, the warranty period will start to count from the moment the Authorised Invicta Electric Dealer effectively delivers the vehicle to the owner once it has been registered. Offer valid until December 31, 2026 only for shipments within Spanish territory in the Iberian Peninsula. Product marketed by the company Invicta Electric, S.L., whose registered address is at Calle Portal de Gamarra, 1, Deba Building, Office 208, 01013 Vitoria-Gasteiz, Álava, with VAT Reg. No. B-88134226.
(9) NEXT Motorbikes Benefit: The company that sells the electric motorbike is NEXT Electric Motors S.L. with tax I.D. No. B42529917 and its registered address at C/ Ronda Circunvalación, 188 Edificio CEEI, 12003 Castellón de la Plana (Castellón).
Free third-party insurance for adults with a moped licence, offered for one year by NEXT ELECTRIC MOTORS SL through the insurance company Helvetia Compañía Suiza, Sociedad Anónima de Seguros y Reaseguros, with its address at Paseo Cristóbal Colón, 26 – 41001 Seville; it includes Compulsory and Voluntary Third-Party Liability and Legal Defence for the first year. Free delivery includes shipping to all parts of Spain, including the islands. Deliveries usually take between 5 and 20 business days, depending on the destination address. In each specific case, NEXT ELECTRIC will inform the customer of the estimated delivery date when making the purchase. Shipping costs vary depending on the destination, time of year and price of fuel, NEXT ELECTRIC offers this free of charge up to a maximum of €300. Delivery is handled by a courier company. The helmet box, together with the stand included in the offer, is valued at €123. Promotion valid until December 31, 2026.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
