This information describes the risk of the Pension Scheme and may vary over time. It is calculated on the basis of simulated data that, however, may not be considered to constitute a reliable indication of the future risk profile of the Scheme. The risk profile information of each Scheme is available at Unicaja Banco Pension Plans Catalogue. The scale of risk of the pension schemes promoted ranges from 1 to 7.
Collecting the pension payments or exercising the redemption right is only possible in the case of any of the contingencies or exceptional liquidity cases governed by the regulations on Pension Schemes and Funds taking place.
The value of the mobilisation fees, of the pension payments and the exceptional cases of liquidity depend on the market value of the Pension Fund assets and this may cause relevant losses.
Make sure you get the retirement you've always wanted
Invest in your future through pension plans that suit your needs depending on your age or, if you prefer, in keeping with your commitment to sustainability.
You can choose depending on your age or, if you prefer, in keeping with your commitment to sustainability.
LIFE-CYCLE PLANS
IF YOU ARE BETWEEN 30 AND 37 YEARS OF AGE
UNIPLAN WITH YOU 2054
• It's just right for you if your retirement age is around 2054.
• Risk-tolerant profile (5/7 risk level).
LIFE-CYCLE PLANS
IF YOU ARE BETWEEN 38 AND 45 YEARS OF AGE
UNIPLAN WITH YOU 2046
• It's just right for you if your retirement age is around 2046.
• Risk-tolerant profile (5/7 risk level).
LIFE-CYCLE PLANS
IF YOU ARE BETWEEN 46 AND 53 YEARS OF AGE
UNIPLAN WITH YOU 2038
• It's just right for you if your retirement age is around 2038.
• Moderate risk profile (4/7 risk level).
LIFE-CYCLE PLANS
IF YOU ARE BETWEEN 54 AND 61 YEARS OF AGE
UNIPLAN WITH YOU 2030
• It's just right for you if your retirement age is around 2030.
• Moderate risk profile (3/7 risk level).
SUSTAINABLE PLAN
IF ARE 30 YEARS OLD OR MORE AND WANT TO CARE FOR THE PLANET
SUSTAINABLE PENSION PLAN
• A socially responsible investment that contributes to sustainable development.
• Risk-tolerant profile (6/7 risk level).
Find the pension plan you need depending on your aims, age and interests. Plan for your retirement.
If you already have a pension plan but want to bring it to Unicaja Banco, you can benefit from a wide variety of pension plans.
Choose the pension plan that best fits in with your needs:
Of interest for you
UNIBLOG
How much tax relief does a pension plan grant?
Pension plans are one of the most interesting financial products from a tax standpoint, as pension plan contributions reduce the taxable base for income tax purposes. They are meant to supplement the state retirement pension.
UNIBLOG
How much can i contribute to my Pension Plan this year?
Pension plans are a single-purpose financial product which, aside from allowing one to save for one's retirement, provides tax benefits in its accumulation period by reducing the taxable base each year as contributions are being made.
UNIBLOG
Pension Plan Guide
The Law makes it very easy to identify whether or not a financial product is a pension plan. It is mandatory for two key words to appear in the product's name: namely, "pension plan". If they do not appear, it is not a pension plan.
Easy-to-read small print
Documents containing essential data for the holder of all pension plans are available for download and consultation in the Pension Plan Catalogue, The sponsors of said pension plans are: Unicorp Vida, Cía. de Seguros and Reaseguros, S.A./Unicaja Banco, S.A.; Liberbank Vida and Pensiones Seguros and Reaseguros, S.A.; and CCM Vida and Pensiones Seguros y Reaseguros S.A. and Unión del Duero Compañía de Seguros de Vida, S.A. Management companies: Unicorp Vida, Cía. de Seguros and Reaseguros, S.A., CCM Vida y Pensiones Seguros y Reaseguros, S.A. and Unión del Duero Compañía de Seguros de Vida, S.A. Depository agents: CECABANK, S.A. or Unicaja Banco, S.A. depending on the insurance company. Broker: Unimediación, S.L.U. through the Unicaja Banco, S.A. network.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
Or through our social networks:
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