• - Potentially less performance
  • Potentially more performance +
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Low risk
  • High risk

This information describes the risk of the Pension Scheme and may vary over time. It is calculated on the basis of simulated data that, however, may not be considered to constitute a reliable indication of the future risk profile of the Scheme. The risk profile information of each Scheme is available at Unicaja Banco Pension Plans Catalogue. The scale of risk of the pension schemes promoted ranges from 1 to 7. 

Collecting the pension payments or exercising the redemption right is only possible in the case of any of the contingencies or exceptional liquidity cases governed by the regulations on Pension Schemes and Funds taking place.



The value of the mobilisation fees, of the pension payments and the exceptional cases of liquidity depend on the market value of the Pension Fund assets and this may cause relevant losses.


Pension Plans

Make sure you get the retirement you've always wanted

Life-Cycle Plans

Choose the pension plan that best fits in with your needs.

  • Plans adapted to your age range

  • Investment opportunities in keeping with your profile

  • Change your contributions whenever you want

  • Enjoy tax benefits (1)

Sustainable Pension Plan

Invest in your future responsibly. Find out about our Sustainable Pension Plan.

  • Socially responsible investment  

  • Contribute to sustainable development

  • Tax benefits (1)

  • Long-term savings and investment

Find the plan which best fits in with your needs


Pension Plans Search Engine


Pension Plans Catalogue



Ensure your retirement


Invest in your future with a pension plan. Keep enjoying the standard of living you have had up to now when you retire.


You decide on the contributions


Choose the amount of your contributions and their periodicity. You will be able to make extraordinary contributions and even suspend your contributions, either temporarily or indefinitely, without losing your rights as a holder.


Returns in keeping with your investor profile


You can choose the plan that suits you best depending on your investor profile.


Find out about their tax benefits


Contributions to pension plans are directly deducted from the taxable base and any benefits received from pension plans are added to the taxable base and are deemed as earned income.

Discover everything about our Pension Schemes

We know that your retirement really matters. That's why you should get the most out of it by making periodic contributions (of at least €50 a month) to your pension plan to get into the habit of planning your savings with the amount and periodicity you choose.

If you already have a pension plan but want to bring it to Unicaja Banco, you can enjoy a wide variety of pension plans.


Choose the plan that best fits in with your needs:

  1. Fixed-income pension plans.
  2. Mixed-income pension plans.
  3. Variable-income pension plans.
  4. Lifecycle pension plans.

They are all included in our Pension Plans Catalogue.



Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop.

900 151 948

You can also call us  

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.



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