- Potentially less performance Potentially more performance +
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • Low risk
  • High risk

This information describes the risk of the Pension Scheme and may vary over time. It is calculated on the basis of simulated data that, however, may not be considered to constitute a reliable indication of the future risk profile of the Scheme. The risk profile information of each Scheme is available at Unicaja Pension Plans Catalogue. The scale of risk of the pension schemes promoted ranges from 1 to 7.  

Collecting the pension payments or exercising the redemption right is only possible in the case of any of the contingencies or exceptional liquidity cases governed by the regulations on Pension Schemes and Funds taking place.

 

 

The value of the mobilisation fees, of the pension payments and the exceptional cases of liquidity depend on the market value of the Pension Fund assets and this may cause relevant losses.



icono-asegura-jubilacion

Secure your retirement

In order to continue enjoying the same standard of living when you retire.

icono-tu-decides

You decide

Decide the amount and periodicity of the contributions you wish to make.

icono-fiscalidad

Taxation

Take advantage of the tax benefits¹ granted to your contributions.

icono-adaptado-a-ti

Adapted to you

Choose the plan that best suits your investor profile.


Planes de Pensiones de Unicaja

Bring your pension plan to Unicaja and benefit from a bonus of up to 4%²

If you transfer your pension plan from another institution (not linked to Grupo Unicaja) before 31 December 2024, you can get a bonus of up to 4%, depending on the amount transferred and the permanence term.


Choose the pension plan that best fits in with your needs

You can choose depending on your age or, if you prefer, in keeping with your commitment to sustainability.

Planes de Pensiones de Unicaja

If you are between 30 and 37 years of age

Uniplan with you 2054

  • It's just right for you if your retirement age is around 2054.
  • Risk-tolerant profile (5/7 Risk level).

Planes de Pensiones de Unicaja

If you are between 38 and 45 years of age

Uniplan with you 2046

  • It's just right for you if your retirement age is around 2046.
  • Risk-tolerant profile (4/7 Risk level).

Planes de Pensiones de Unicaja

If you are between 46 and 53 years of age

Uniplan with you 2038

  • It's just right for you if your retirement age is around 2038.
  • Moderate risk profile (4/7 Risk level).


Planes de Pensiones de Unicaja

If you are between 54 and 61 years of age

Uniplan with you 2030

  • It's just right for you if your retirement age is around 2030.
  • Moderate risk profile (3/7 Risk level).

Planes de Pensiones de Unicaja

If you are 30 years old or more and want to care for the planet

Sustainable pension plan

  • A socially responsible investment that contributes to sustainable development.
  • Risk-tolerant profile (6/7 Risk level).



Encuentra Planes Pensiones de Unicaja Banco

Find and compare the plans which best fit in with your needs

Find the pension plan you need depending on your aims, age and interests. Plan for your retirement.



Of interest for you

Planes de Pensiones de Unicaja

Uniblog

How much can i contribute to my Pension Plan this year?

Pension plans are a single-purpose financial product which, aside from allowing one to save for one's retirement, provides tax benefits in its accumulation period by reducing the taxable base each year as contributions are being made.

Planes de Pensiones de Unicaja

Uniblog

Pension Plan Guide

The Law makes it very easy to identify whether or not a financial product is a pension plan. It is mandatory for two key words to appear in the product's name: namely, "pension plan". If they do not appear, it is not a pension plan.


The small print in capital letters



Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal:

Back