(*) Promotion valid until 31 January 2025 for salaries or pensions exceeding €2,000 net that are directly paid into Unicaja for the first time which have not been paid into Unicaja in the preceding twelve months and which are maintained for at least 24 months. When the first salary or pension payment is paid, you will receive a single deposit amounting to €400 net (the incentive will amount to €150 for salaries or pensions as from €800). You will receive a monthly payment during 12 months of 5% of the amount of any purchases made with Unicaja credit cards for personal use or with Bizum at shops with a limit of €10 per month. We will reimburse you 1% of the amounts of any water, electricity, gas or telecommunications bills that are directly debited with a limit of €100 per year. The payment for directly deposited amounts and the payment of 1% of the amount of bills are deemed movable capital returns and are subject to taxation. The 5% cashback on purchases is deemed for tax purposes as a capital gain and is not subject to personal income tax withholding. You have six months from joining the promotion to meet its requirements (directly deposited salary/pension, making shop purchases with the credit card or Bizum and directly debiting an electricity, water, gas or telecommunications bill).
 

Exclusive Unicaja promotion, cannot be accumulated with other offers. Consult the promotion's terms and requirements here.

(1) For any people who are of legal age and the main holder of a Unicaja account into which a salary or pension is paid amounting to at least €800 and less then €2,000 (the net bonus being €150) or equivalent to or greater than €2,000 (the net bonus being €400) who join the promotion starting on 1 October 2024 and ending on 31 January 2025. For any customers who sign an uninterrupted 24-month permanence commitment with the institution. The salary or pension must not have been paid directly into the institution in the twelve months prior to the date the application document is signed. This incentive is subject to taxation and deemed as earnings from the transfer of monetary assets to third parties according to Article 25(2) of Act 35/2006 on Income Tax which is in force. Unicaja Banco will withhold income tax and pay it according to Article 74(2) of the Income Tax Regulation, without passing on the costs of this payment to the customer. Consult the promotion's terms and requirements here.

(2) 5% monthly cashback promotion of the total amount of any purchases made at shops with Bizum or a credit card for personal use for 12 months counting from the date the promotion is joined with a maximum of €10 per month. The promotion starts on 1 October 2024 and ends on 31 January 2025. For any customers who join the promotion by signing the Permanence Commitment Application Document. Any transactions that are cancelled or returned, as well as any made at betting shops do not count. The incentive's reimbursement is made into the card's associated account. You have six months as from the date you join the promotion to meet its requirement. Consult the promotion's rules and requirements here.

(3) A reimbursement amounting to 1.00% of the sum of all directly debited bills in the name of the holder of the account into which the salary or pension is paid into with a limit of €100 per year. Only water, electricity, gas and telecommunications bills that are thus charged will be calculated for this purpose.

Unicaja Banco, S.A. Avda. Andalucía 10-12, 29007 Málaga. VAT No. A93139053.