mortgages

CHOOSE THE BEST MORTGAGE FOR THE HOUSE OF YOUR DREAMS

Fixed Rate Mortgage

Mortgage variable rate

Approval of our mortgages subject to the Bank’s criteria.

INFORMATIVE POSTER FOR THE IDEP ON MORTGAGE LOANS ON A HOME TO BE FORMALISED OR THAT ARE ENTERED INTO IN ANDALUCIA

The consumer and user who wishes to take out a mortgage loan on a home has the right to be provided with an index of mandatory delivery documents, which lists all the documents that have to be provided until the loan contract is duly signed.

Law 3/2016, published in the BOJA (Official Gazette of the Government of Andalusia) of June 9 2016, for the protection of the rights of consumers and users when taking out loans and mortgages on housing

Pre-contractual information fixed rate mortgage

By virtue of the terms foreseen in Act 5/2019, of 15th March, that regulates real estate credit agreements, as well as Order EHA/2899/2011, of 28th October, on transparency and protection of the banking service client, Unicaja Banco makes the following available to you:

- The Pre-contractual Information File (FIPRE), the purpose of which is to provide clear and sufficient information as a guideline on the mortgage loans offered by the Bank; and

- The General Conditions used by Unicaja Banco in the contracts are included in the scope of application of said Act 5/2019

General conditions:

- General conditions of the loan agreement in Euros at a fixed rate with mortgage guarantee.

- General conditions of the loan agreement in Euros with mortgage guarantee at fixed rate intended for self-build.

To obtain the PRE-CONTRACTUAL INFORMATION, let us know the location, guarantee and purpose of the mortgage loan that will allow calculation of the maximum financing percentage.

Territory

Andalucía Rest of Spain

For the Autonomous Community of Andalucia, pursuant to Act 3/16, of 9th June, published in the BOJA on 16th June, for protection of the rights of consumers and users in contracting loans and mortgage loans on homes, Unicaja Banco provides you the following documents in addition to the FIPRE:

IDEP (Index of Documents for Mandatory Delivery)
DIPREC (Complementary Pre-contractual Information Document)

You must choose an option

Mortgage

On first home On second home Other properties

You must choose an option

Purpose

Individuals / Companies for individual scope

Pre-contractual information variable rate mortgage

En virtud de lo previsto en la Ley 5/2019, de 15 de marzo, reguladora de los contratos de crédito inmobiliario, así como en la Orden EHA/2899/2011, de 28 de octubre, de transparencia y protección del cliente de servicios bancarios, Unicaja Banco pone a tu disposición:

- la Ficha de Información Precontractual (FIPRE), cuya finalidad es facilitar información clara y suficiente con carácter orientativo sobre los préstamos hipotecarios que oferta la Entidad; y

- las Condiciones Generales que utiliza Unicaja Banco en los contratos incluidos en el ámbito de aplicación de la referida Ley 5/2019

Condiciones genelares:

- Condiciones generales de contrato de prestamo en Euros a tipo variable con garantía hipotecaria.

- Condiciones generales de contrato de préstamo en Euros con garantía hipotecaria a tipo variable destinado a autoconstrucción.

Para obtener la INFORMACIÓN PRECONTRACTUAL indíquenos ámbito territorial, garantía y finalidad del préstamo hipotecario que permitirá calcular el porcentaje máximo de financiación.

Territory

Andalucía Rest of Spain

Para la comunidad autónoma de Andalucía, según la ley 3/16, de 9 de Junio, publicada en el BOJA de 16 de Junio, para la protección de los derechos de las personas consumidoras y usuarias en la contratación de préstamos y créditos hipotecarios sobre la vivienda, Unicaja Banco pone a su disposición, además del FIPRE los siguientes documentos:

IDEP (Índice de de Documentos de Entrega Preceptiva)
DIPREC (Documento de Información Precontractual Complementaria)

You must choose an option

Mortgage

On first home On second home Other properties

You must choose an option

Purpose

Individuals / Companies for individual scope

To offer you information about our mortgages, we can get in touch in the way you prefer.

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KEY MOMENTS

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Your home, your biggest wish

The one you have dreamed of and decorated to your liking… Your home with a mortgage to suit your means.

Their welfare, your peace of mind

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PRACTICAL INFORMATION - MORTGAGES

Mortgage loan access guide

Here you can find the information you need to take out a loan for the purchase of a home.

More information

Code of good practice

Here you have access to general information on measures to strengthen the protection of mortgagors.

More information

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