Application process
In order to be able to subscribe the Variable Rate Mortgage, you may go to any of our Unicaja Banco branches where we will be pleased to attend you.
If you prefer, you may also apply for the Variable Rate Mortgage by filling in the application form and stating which branch you prefer to process it at. We shall shortly contact you.
Remember that, in the event of any doubt or query, you may call our customer care service: +34 901 24 62 46 or +34 952 07 62 63.
Pre-contractual information
(1) The maximum amount shall be the lower figure between 80% of the appraisal value and 80% of the acquisition price for the first usual home. It shall be 70% instead of 80% for the second home.
A MORTGAGE THAT REWARDS YOUR TRUST AND ADAPTS TO YOU
IDEP INFORMATION POSTER PARA PRÉSTAMOS HIPOTECARIOS SOBRE UNA VIVIENDA QUE VAYAN A FORMALIZARSE O SE CELEBREN EN ANDALUCÍA
The consumer and user who wishes to arrange a mortgage loan on a home is entitled to be delivered an index of required documentation for delivery (IRDD) that lists all the documents that must be supplied under obligatory terms until its formalisation.
Act 3/2016, of 9th June, on protection of the rights of persons who are consumers and users in subscribing mortgage loans and credits on homes (BOJA on 16th June 2016).
PRACTICAL INFORMATION ON MORTGAGES
Guide for access to the mortgage loan
Here you have the information you need to subscribe a loan intended for home acquisition.
Code of good practices
The general information on measures to reinforce protection for mortgage debtors is available here.
RELATED PRODUCTS AND SERVICES
Digital Banking
Access your Unicaja Banco accounts and products by computer. The perfect tool to manage your day-to-day finances.
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Immediate access to your Unicaja Banco accounts and products. Consult and perform banking operations wherever you are.
