Self-employed social security contribution direct debit promotion
Freer whenever you want: up to €4501 in 12 months
Just for directly debiting your self-employed social security contributions through us.
Promotion valid until January 1, 2027
Set up a direct debit for your PAC payment
We’ll help you manage it and get them paid directly2 into Unicaja. And, if you need it, we can also advance3 you a grant's amount.
Intensive Crops
Simple, fast financing*, tailored to your needs and ready when you need it.
Olive Farm Financing
Our way of growing is accompanying you in yet another harvest with the very best financing** for your olive grove.
Professional Farming and Stockbreeding 0.0 Plan
No complications, zero surprises
Stop paying the most usual fees if you meet the programme's terms and conditions4.
UniVerde Card
Make paying for your purchases more flexible with a unique credit card offering exclusive benefits at more than 600 retail outlets.
Discount Diesel Card
An exclusive card for agricultural sector professionals offering greater payment flexibility when refuelling.
UniVerde System POS
A more convenient, secure and immediate payment method which offers your customers greater payment flexibility.
Loan for Woody Crops
An exclusive loan* with excellent conditions to cover the needs of your woody crops.
Exclusive financing.
Tailor-made loan.
Up to 8 years to return it.
Up to 3-year grace period.
Agri-business Financing
Get the financing* you need to improve the productivity of your agribusiness.
Advance on subsidies.
For working capital requirements.
Tailor-made financing.
Certificates and cheques without any fees.
Digital Banking
Carry the bank around with you everywhere
You can check your accounts, make transfers and gain access to multiple services anywhere quickly and securely on our app.
Unicaja branches and ATMs
We are right by your side
You have over 1,000 branches at your disposal if you wish to carry out any formalities in person. In addition, you also have over 14,000 ATMs at your disposal to withdraw cash free of charge without any fees.
Customer Service Department
If something goes wrong, we listen to you
We place the Customer Service Department at your disposal if you wish to file a claim or complaint about any of our services.
Concession subject to the bank's discretion.
Financing subject to analysis and approval by Unicaja for applications made between October 1, 2026 and April 30, 2027, including both dates.
Promotion valid until 31 January 2027 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last twelve months. A monthly payment of €23.63 net will be received if the salary or pension is between €600 and 1,199€ or of €30.38 net if the amount is equal to or greater than €1,200, or if self-employed social security contributions equal to or greater than €50 are directly debited. The amount is conditional upon meeting the requirements in each period, may not be combined or be retroactive, and will be received for at most 12 months. No permanence requirement. View the terms and conditions of the incentive here. A registration document must be signed and the terms and conditions must be met within at most three months of registration. The incentives are deemed as investment returns and subject to taxation.
The current campaign has an official period for submitting direct grant payment applications from 1 February to 30 April 2026.
The granting of financing transactions is subject to study by the institution and its criteria. Up to 90% of the amount of your agricultural grants. These terms and conditions are valid from 1 February to 31 October 2026. Ask about them at your branch. The loan requires prior approval by Unicaja Banco.
The Plan 0,0 Profesional Agroganadero and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).
