(*) Concession subject to the bank's discretion.

(1) Promotion valid until the 28 February 2026 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debiting self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last 12 months. The incentive may consist of a net cash payment of €283.50 if the salary or pension amounts to between €600 and €1,199, or €364.50 if the salary or pension is equal to or greater than €1,200, or if self-employed social security contributions are directly debited (consult the complete rules here). You can also obtain a €429 voucher that is redeemable at the Unicaja Store for a Samsung Galaxy A56 256 GB mobile phone worth €429 if the salary or pension is equal to or greater €1,200 or if you directly debit self-employed social security contributions  (consult the complete A56 rules here), or alternatively a €550 voucher to redeem for a Samsung Galaxy S25 256 GB mobile phone worth €849 and pay the difference amounting to €299 (consult the complete S25 rules here). For any of the promotions, it is necessary to enable Bizum on the app (except people over the age of 75 and the self-employed), sign a 24-month permanence commitment and fulfil the terms and conditions within at most three months from signing up for the promotion. The incentives are deemed as income from moveable assets subject to taxation; and in the case of the vouchers, they are deemed as income in kind with Unicaja assuming the payment on account of tax withholdings.

(2)  The  Zero Plan and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.