1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the account.

It's that simple:

Sign up

Sign the Solidarity Plan Promotion Registration Document at your branch.

Get your code

Once you have registered at the branch, you will receive a code via e-mail to start sharing it.

Share it and help

As the host, you can choose between donating €50 to the NGO of your choice or receiving that amount in your account for each invited person who meets the requirement.

Sign up at your branch or on your Digital Banking service (only if you are self-employed) and become a host

Host

Requirements for becoming a host

  1. Be self-employed or a legal person.
  2. Be a Unicaja customer, have a demand account at our institution and be a Digital Banking user.
  3. Sign up for the campaign by signing the Solidarity Plan Promotion Registration Document at your branch.
  4. Share your code with your employees and associates who are not Unicaja customers when the promotion starts.
  5. Those thus invited must meet the participation requirements for the host to be eligible for the incentive. Incentive limit of €6,000 per host.

Employees and friends

Requirements for your employees and friends

  1. Be a natural person of legal age.
  2. Be a new Unicaja customer who opens an account and is the main account holder thereof.
  3. Use your code to join Unicaja.
  4. Get their salary or pension amounting to over €600 directly deposited into their account or directly debit self-employed social security contribution equal to or greater than €50. And if your employee signs up for the promotion, they can benefit from the advantages we offer for getting their salary or pension paid directly into their account or directly debiting their social security contributions2.

Donate the money to the NGO you prefer

Unicaja will pay 50 euros on behalf of the Host to the NGO chosen by them when they sign up for the promotion.

Everything your company may need at Unicaja

SolucionaT

We want to make your company's day-to-day activity much easier. That is why you will be able to gain access to solutions and have a team of specialist advisors at your disposal who will help you sign up for them just for being a Unicaja customer.

Web Rulebooks

Manage your remittances in a very simple way. Web Rulebooks allow you to generate and send bill, payroll and transfer remittances that meet SEPA standards. It is a free service you can use on the Unicaja Digital Banking service.

Frequently asked questions about the Unicaja Solidarity Plan

It is a promotional initiative to attract new customers through a recommendation made by our own customers.

Hosts who meet all the requirements can choose between two incentive options:

  • Option of contributing 50 euros to an NGO: Unicaja will pay 50 euros on behalf of the Host to the NGO chosen by them when they sign up for the promotion. The Host may choose among a group of registered NGOs in Bizum Help.
  • Option of payment into the Host's account: they will receive in their account the amount of 50 euros for each invited person who meets the requirements set forth in these rules.

The total amount to be received by Host for this promotion is limited to 6,000 euros.
The choice of one or other incentive will be made by the Host during the promotion's registration process and may not be subsequently changed.

The promotion will last until January 31, 2027.

The first thing you must do is sign up for the promotion. We will then provide you with a personal code, which you can share with your employees or associates as many times as you want.

Find out why we are the bank of over 4 million people

And what if we are the bank you were looking for?

Near you

Over 800 branches across Spain. Digital, but also close to you whenever you need it. 

Guaranteed security

Your deposits are protected up to €100,000 by the Deposit Guarantee Fund.

24/7 service

24/7 customer service by phone, app, e-mail or chat. Always at your side

Social commitment

We allocate part of our profits to social projects and community support.

The small print, in capital letters

(1)

Promotion valid for legal persons and the self-employed of legal age who are Unicaja customers, holders of at least one demand account at said institution and have a Digital Banking service contract. You must sign up for the promotion by signing the "Registration Document", which will be available until January 31, 2027, and share the code with people with whom you have a professional, business or personal relationship —such as employees, partners, associates, cooperative members, suppliers, collaborators, friends or relatives— who are not Unicaja customers (for this purpose, any person who has been involved in any way with some kind of Unicaja product and/or service in the last 12 months will not be construed as a "New Customer"). In order to receive the benefit amounting to €50, the person thus invited must meet the following requirements: be a natural person of legal age, be a new customer of the institution, open an account and be the main account holder thereof, redeem the code provided by their host, and get a salary or pension equal to or greater than €600 directly deposited into the account or directly debit self-employed social security contributions equal to or greater than €50. Consult the promotion's legal rules here.

 

Prevailing tax legislation will apply to this promotion. As regards HOSTS that are self-employed, both incentives are deemed for tax purposes as a capital gain not subject to a Personal Income Tax withholding or payment into account. As regards HOSTS that are legal persons, both incentives are deemed for tax purposes as financial income or similar not subject to a corporation tax withholding or payment into account. All the foregoing is without detriment to any possible tax benefits for making donations the HOST may claim in the relevant tax return. The customer will be liable for fulfilling any obligations they are legally subject to and Unicaja will thus be held harmless from any such liability.

(2)

Promotion valid until 31 January 2027 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last twelve months. A monthly payment of €23.63 net will be received if the salary or pension is between €600 and 1,199€ or of €30.38 net if the amount is equal to or greater than €1,200, or if self-employed social security contributions equal to or greater than €50 are directly debited. The amount is conditional upon meeting the requirements in each period, may not be combined or be retroactive, and will be received for at most 12 months. No permanence requirement. View the terms and conditions of the incentive here.

A registration document must be signed and the terms and conditions must be met within at most three months of registration in order to take part in the promotion. The incentives are deemed as investment returns and subject to taxation.

Can we help you?

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).