Step 1
Directly debit your self-employed social security contributions.
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This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.
Risk score related to the account.
Self-employed social security contribution direct debit promotion
Freer whenever you want: up to €4501 in 12 months
Just for directly debiting your self-employed social security contributions through us.
Promotion valid until 31 January 2027.
Step 2
Sign the application form.
Step 3
Get up to €4501 in 12 months.
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What requirements must I meet?
- Being a new customer, or not having had your self-employed social security contribution directly debited in the last 12 months.
- Directly debit your self-employed social security contribution equal to or greater than €50 a month.
How about we make everything easier today?
We want to make the day-to-day running of your business a lot easier for you. That is why you will be able to gain access to solutions and have a team of specialist advisors at your disposal who will help you sign up for them just for being a Unicaja customer.
POS Flat Rate
Increase your sales with a specific POS terminal for your business and benefit from the advantages of the POS Flat Rate. Subscribe it at your branch.
Tax Financing
Finance your taxes with the Split-Payment Loan2 and dedicate your business's liquidity to growth.
Store POS Credit Account2
Finance your working capital on the basis your POS's turnover, thereby leveraging your relationship with the bank.
Multiproduct Line
You will be able to unify all your solutions with our Multiproduct Line: Foreign trade transactions, confirming and split-payment loans for your financing2. Everything is quicker and easier to manage.
solucionaT
Being a Unicaja customer means having solutions to manage your company's day-to-day needs.
BGM
Recommend Unicaja and both of you get €50 as a gift for each recommendation.
Bizum
Enable Bizum and send or receive money quickly and securely.
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Near you
Over 800 branches across Spain. Digital, but also close to you whenever you need it.
Guaranteed security
Advanced security measures to protect your operations.
24/7 service
24/7 customer service by phone, app, e-mail or chat. Always at your side
Social commitment
We allocate part of our profits to social projects and community support.
You can do so until 31 January 2027 and, once you join, you have a three-month period to meet the direct debit requirements.
You can do so at any of the institution's branches or on your Digital Banking service in the Draws and Promotions section.
If your self-employed social security contributions are equal to or greater than €50, the gross amount of the monthly incentive is €37.50.
Unicaja regularly checks that the requirements set out in the promotion's terms and conditions are being met. When this has been verified, the cash incentive will be paid into the customer's account within two to seven business days.
You will not receive the incentive that month. As soon as they are debited again, you will be credited the relevant amount in the next bonus period.
No, there is no permanence requirement or penalty.
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Promotion valid until 31 January 2027 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last twelve months. A monthly payment of €23.63 net will be received if the salary or pension is between €600 and €1,199 or of €30.38 net if the amount is equal to or greater than €1,200, or if self-employed social security contributions equal to or greater than €50 are directly debited. The amount is conditional upon meeting the requirements in each period, is not cumulative or retroactive, and will be received for at most 12 months. No permanence requirement. View the terms and conditions of the incentive here. A registration document must be signed to take part in the promotion and its terms and conditions must be met within at most three months of joining it. The incentives are deemed to be investment returns subject to taxation.
(2)
Granting subject to the institution's criteria.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).