1 / 6

This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.

Risk score related to the account.

Or if you prefer another normal decision: choose a €450 voucher you can redeem at the Unicaja Store

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Join the promotion

What requirements must I meet?

  1. Being a new customer, or not having had your self-employed social security contribution directly debited in the last 12 months.
  2. Directly debit your self-employed social security contribution equal to or greater than €50 a month.
Sign up for the promotion

How about we make everything easier today?

We want to make the day-to-day running of your business a lot easier for you. That is why you will be able to gain access to solutions and have a team of specialist advisors at your disposal who will help you sign up for them just for being a Unicaja customer.

Further information

Find out about our solutions to boost your business

POS Flat Rate

Increase your sales with a specific POS terminal for your business and benefit from the advantages of the POS Flat Rate. Subscribe it at your branch.

Tax Financing

Finance your taxes with the Split-Payment Loan2 and dedicate your business's liquidity to growth.

Store POS Credit Account³

Finance your working capital on the basis your POS's turnover, thereby leveraging your relationship with the bank.

Multiproduct Line

You will be able to unify all your solutions with our Multiproduct Line: Foreign trade transactions, confirming and split-payment loans for your financing2. Everything is quicker and easier to manage.

Any doubts? We can help you

Request an appointment at your branch and we will tell you how to get up to €450 or a voucher worth €450 to spend at the Unicaja Store.

Request an appointment

Nowhere else is like Unicaja.

Bring your account to Unicaja easily and effortlessly

We take charge of it all, ranging from your self-employed social security contributions to bills for basic services, taxes, rental payments and insurance premiums. 

Benefit from the account transfer service totally free of charge and without any complications.

Account transfers

Everything you need to know

You will receive €450 for setting up a direct debit for your self-employed social security contribution of €50 or more. Or, if you prefer, you can choose a €450 voucher redeemable at the Unicaja Store.

Simply have the self-employed contribution equal to or greater than €50 debited during the entire period of stay.

 

If you have any doubts during the purchasing process or encounter any issues when using the voucher, you can get in touch with VP Market, the Store's provider, at 917 004 940 (from Monday to Thursday between 9:00 am and 6:00 pm and on Friday between 9:00 am and 2:00 pm)

Unicaja regularly checks that the requirements set out in the promotion's terms and conditions are being met. When this has been verified, the cash incentive will be paid into the customer's account within two to seven business days.

The product will be delivered within at most 20 calendar days from the date of purchase, unless it is out of stock, in which case VP Market will get in touch with the customer to offer them alternatives, such as waiting for new stock to arrive, choosing another product or cancelling the order.

Easy-to-read small print:

(1) Promotion valid until 30 September 2026 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debit self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last twelve months. The incentive may consist of a net cash payment of €283.50 if the salary or pension amounts to between €600 and €1,199, or €364.50 if the salary or pension is equal to or greater than €1,200, or if self-employed social security contributions are directly debited. View the terms and conditions of the incentive here. A €450 voucher that can be redeemed at the Unicaja Store for any product or products the customer chooses may also be obtained if the salary or pension is equal to or greater than €1,200, or if social security contributions are directly debited. View the full terms and conditions of Store vouchers here. A 24-month permanence commitment must be signed for any of the promotions and their terms and conditions must be fulfilled within at most three months of joining them. The incentives are deemed as investment returns subject to taxation; and in the case of the vouchers, they are deemed as earnings in kind with Unicaja assuming payment on account of tax withholdings. 

 

(2) Granting subject to the institution's criteria.

Can we help you?

 900 15 15 16

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

You can also contact us by:

ATMs and offices
Help and contact

Customer Support