Get it for free
Samsung Galaxy A56¹
Get it at no cost at all
Voucher worth €429 that is redeemable at the Unicaja Store for a Samsung Galaxy A56 256 GB mobile phone.
1
/
6
This number indicates the risk of the product, 1/6 indicates low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions, created by Royal Decree-Law 16/2011, of 14 October, whose coverage has a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, its equivalent in the currency in question) per depositor and credit institution.
Risk score related to the account.
Self-employed social security contribution direct debit promotion
Do you want to get €450?
For being you, get €4501 for directly debiting you self-employed social security contributions at Unicaja.
Promotion valid until 28 February 2026.
Get it for very little
Samsung Galaxy S25¹
You pay a bit and we pay the rest
Voucher worth €550 that is redeemable at the Unicaja Store for a Samsung Galaxy S25 256 GB mobile phone worth €849. You will have to pay the difference amounting to €299.
What requirements must I meet?
- Being a new customer, or not having had your self-employed social security contribution directly debited in the last 12 months.
- Directly debit your self-employed social security contribution equal to or greater than €50 a month.
POS Flat Rate
Increase your sales with a specific POS terminal for your business and benefit from the advantages of the POS Flat Rate. The fee varies from €9 up to at most €60 depending on the billing tranche. Subscribe it at your branch.
Tax Financing
Finance your taxes with the Split-Payment Loan3 and dedicate your business's liquidity to growth.
Store POS Credit Account³
Finance your working capital on the basis your POS's turnover, thereby leveraging your relationship with the bank.
Multiproduct Line
You will be able to unify all your solutions with our Multiproduct Line: Foreign trade transactions, confirming and split-payment loans for your financing3. Everything is quicker and easier to manage.
And what if you no longer have to pay any fees in addition to getting €450?
The plan for the self-employed that allows you to stop having to pay for your most common transactions. Find out about the Zero-Fee Plan2 options, regardless of whether you own a business or are a farmer.
Either of the two options (Option 1 / Option 2) must be fully fulfilled in order to be able to benefit from the Professional Zero Plan's fee exemption programme.
OPTION 1
Basic requirements (must be fulfilled simultaneously):
- Recurrent income* equivalent to or greater than €7,200 in the last 12 months with a monthly deposit in at least six of the twelve months.
- Spending with credit cards for an amount equal to or greater than €1,200 per year (or a minimum of 2 monthly transactions) or POS use equal to or greater than €600 per month (Consult the kind of transactions taken into account to calculate consumption in the Professional Zero Plan's terms).
Optional requirements (at least one of which must be fulfilled):
- Balances amounting to €6,000 or more in the Bank (of which you are the account holder in: Current accounts, Deposits, Investment Funds (including Discretionary Portfolio Management)), Pension Plans and Savings Insurance Policies subscribed through Unicaja or brokered by it of which the customer is the holder.
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
OPTION 2
Basic requirement:
- Balances having a total amount equivalent to or greater than €20,000 at the institution of which the customer is the holder: demand accounts, investment funds (including Discretionary Investment Portfolio Management), pension plans and savings insurance taken out through Unicaja or brokered by it.
Optional requirements (at least one of which must be fulfilled):
- Consumption on credit cards for an amount equivalent to or greater than €1,200 per year (consult the kind of transactions taken into account to calculate consumption in the Zero Plan's terms).
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
In order to be able to benefit from the Professional Zero Plan's fee exemption programme, either of the two options (Option 1 / Option 2) must be fully fulfilled.
OPTION 1
Basic requirements (must be fulfilled simultaneously):
- Annual revenue* of at least €7,200, with at least one deposit within this period.
- Spending with credit cards for an amount of at least €1,200 per year (or a minimum of 2 monthly transactions) or POS use of at least €600 per month (Consult the kind of transactions taken into account to calculate consumption in the Professional Zero Plan's terms).
Optional requirements (at least one of which must be fulfilled):
- Balances amounting to €6,000 or more in the Bank (of which you are the account holder in: Current accounts, Deposits, Investment Funds (including Discretionary Portfolio Management)), Pension Plans and Savings Insurance Policies subscribed through Unicaja or brokered by it of which the customer is the holder.
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
OPTION 2
Basic requirement:
- Balances having a total amount of at least €20,000 at the institution of which the customer is the holder: demand accounts, investment funds (including Discretionary Investment Portfolio Management), pension plans and savings insurance taken out through Unicaja or brokered by it.
Optional requirements (at least one of which must be fulfilled):
- Consumption on credit cards for an amount of at least €1,200 per year (consult the kind of transactions taken into account to calculate consumption in the Zero Plan's terms).
- Having taken out from the institution one or several insurance policies** (subscribed through Unicaja or brokered by it of which the customer is the holder) that are in force and the sum of said policies' paid premiums being equivalent to or greater than €100.
Bring your account to Unicaja easily and effortlessly
We take charge of it all, ranging from your self-employed social security contributions to bills for basic services, taxes, rental payments and insurance premiums.
Benefit from the account transfer service totally free of charge and without any complications.
You will receive €450 for paying your self-employment contributions by direct debit for an amount equal to or greater than €50. You can also choose a €429 voucher that is redeemable at the Unicaja Store for a Samsung Galaxy A56 256 GB mobile phone worth €429 if the salary or pension is equal to or greater than €1,200, or alternatively a €550 voucher to redeem for a Samsung Galaxy S25 256 GB mobile phone worth €849 and pay the difference amounting to €299.
Just directly debiting your self-employed social security contributions over the entire permanence period.
It is 24 months long.
If you have any doubts during the purchasing process or encounter any issues when using the voucher, you can get in touch with VP Market, the Store's provider, at 917 004 940 (from Monday to Thursday between 9:00 am and 6:00 pm and on Friday between 9:00 am and 2:00 pm)
The product will be delivered within at most 20 calendar days from the date of purchase, unless it is out of stock, in which case VP Market will get in touch with the customer to offer them alternatives, such as waiting for new stock to arrive, choosing another product or cancelling the order.
You must be a new customer of the Institution, sign up for the promotion, register for the Zero-Fee Plan of your choice and meet the terms and conditions. The fees you will have exempted from are the following:
- Accounts2: Maintenance and administration fees.
- Professional credit card or POS: without any maintenance fees4.
- Online transfers: all the transfers you need without any issuance fees5.
- Most common certificates without any issuance fees6.
- Cheque negotiation and clearance for depositing cheques into your accounts without any fees7.
You will receive €450 for directly debiting your self-employed social security contributions equal to or greater than €50.
Just directly debiting your self-employed social security contributions over the entire permanence period.
It is 24 months long.
You must be a new customer of the Institution, sign up for the promotion, register for the Zero-Fee Plan of your choice and meet the terms and conditions. The fees you will have exempted from are the following:
- Accounts2: Maintenance and administration fees.
- Professional credit card or POS: without any maintenance fees4.
- Online transfers: all the transfers you need without any issuance fees5.
- Most common certificates without any issuance fees6.
- Cheque negotiation and clearance for depositing cheques into your accounts without any fees7.
(1) Promotion valid until the 28 February 2026 for customers and new customers who get a salary or pension of a net monthly amount equal to or greater than €600 paid directly into their account or directly debiting self-employed social security contributions equal to or greater than €50, provided they have not been directly paid or directly debited at Unicaja in the last 12 months. The incentive may consist of a net cash payment of €283.50 if the salary or pension amounts to between €600 and €1,199, or €364.50 if the salary or pension is equal to or greater than €1,200, or if self-employed social security contributions are directly debited (consult the complete rules here). You can also obtain a €429 voucher that is redeemable at the Unicaja Store for a Samsung Galaxy A56 256 GB mobile phone worth €429 if the salary or pension is equal to or greater €1,200 or if you directly debit self-employed social security contributions (consult the complete A56 rules here), or alternatively a €550 voucher to redeem for a Samsung Galaxy S25 256 GB mobile phone worth €849 and pay the difference amounting to €299 (consult the complete S25 rules here). For any of the promotions, it is necessary to enable Bizum on the app (except people over the age of 75 and the self-employed), sign a 24-month permanence commitment and fulfil the terms and conditions within at most three months from signing up for the promotion. The incentives are deemed as income from moveable assets subject to taxation; and in the case of the vouchers, they are deemed as income in kind with Unicaja assuming the payment on account of tax withholdings.
(2) AER of 0.00% without interest, calculated for an account having a constant balance of €6,000 over the course of a year at an APR of 0.00% if all the terms and conditions of the Professional Zero Plan are met; in other words, considering the account and credit card administration and maintenance fees are set at €0.00. Consult the Zero Plan's Terms here.
Typical examples without meeting the terms and conditions of the Professional Zero Plan and considering a maximum administration fee of €9 per quarter, an account maintenance fee of €30 per quarter and an annual credit card maintenance fee of €44:
AER of -3.301% calculated for an account having a constant balance of €6,000 over the course of a year at an APR of 0.00%. Without interest.
AER of -9.710% calculated for an account having a constant balance of €2,000 over the course of a year at an APR of 0.00%. Without interest.
Professional Zero Plan and the benefits it provides will have an indefinite duration. Unicaja reserves the right to cancel said Plan and its benefits or to amend its terms and conditions from time to time, due notice of which shall be given according to the governing legislation.
(*) "Recurrent income" is construed to mean any income received by the CUSTOMER in an account opened at Unicaja of which they are the main holder with a frequency of at least one monthly transaction in six of the twelve months through deposit transactions — except over-the-counter or ATM cash deposits and wire transfers made between accounts held by the same CUSTOMER —, wire transfers from other institutions and/or payment of cheques into the account.
(**) Insurance taken out through Unicaja Mediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Brokers kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the network of Unicaja Banco, S.A. Third-party liability insurance taken out according to prevailing legislation. You can query the insurance companies Unicaja Mediación, S.L.U. has entered into agency agreements with at www.unicajabanco.es/seguros.
(***) "Deposited annual income" is construed to mean any income received by the CUSTOMER in an account opened at Unicaja of which they are the main holder through deposit transactions — except over-the-counter or ATM cash deposits and wire transfers made between accounts held by the same CUSTOMER —, wire transfers from other institutions and/or payment of cheques into the account.
(3) Granting subject to the institution's criteria.
(4) The exemption applies to the associated credit card or POS terminal set forth in the application form or to the one which replaces it.
(5) Granting subject to the institution's criteria. Amount of up to 50% of the merchant's annual turnover through the POS terminal (maximum of €100,000). For issuing ordinary and immediate non-urgent transfers the customer makes charged to any of their accounts/savings accounts denominated in euros between customer payment account located in the SEPA, provided they are made on the Digital Banking service (Unicaja website or app) or at any ATM of the bank's ATM network.
(6) Account movement, account balance and loan debt certificates.
(7) In euros, payable in the Spanish National Compensation System (SNCE).
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).