Digital Banking
Carry the bank around with you everywhere
You can check your accounts, make transfers and gain access to multiple services anywhere quickly and securely on our app.
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6
This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.
Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.
Risk score related to the Account
Digital Super Account
We give you 3% AER¹. Easy and profitable.
During the first year, simply for switching your salary payments.
No fees2 and 100% digital.
Only for new customers!
Up to January 31, 2026.
Young Person's Debit Card
Uni Card
Your new free card3 for your very best plans. You decide when and where to live UNI style. This is Uni.
There must be something to it: We've got the mortgage4 that adapts to your needs.
Use our mortgage simulator to calculate your repayments with no strings attached. If you take it out before 31 December, your mortgage also entitles you to a 5% discount at IKEA and free advice from an interior designer5.
Save without even realising it
It's that easy: set a target, choose your savings method, the amount and the time in which you want to accomplish it.
Nowhere else is like Unicaja
If you want to change your bank, we help you do it easily: bring your bills, recurring transfers, payments...
We are right beside you
You have over 1,000 branches and 14,000 ATMs at your disposal to withdraw cash free of charge and without any fees.
Get the latest technology
Discover our selection of leading-brand mobile phones, television sets or accessories on the new online store we have placed at your disposal.
Customer Service Department
If something goes wrong, we listen to you
We place the Customer Service Department at your disposal if you wish to file a claim or complaint about any of our services.
(1) Special conditions for new customers. This offer is available to individuals who have not acquired any form of Unicaja product or service in the last 12 months. Only one account is allowed per customer. Typical example: If you get your salary or pension paid directly into your account (at least €600 per month) during the first year, and you maintain an average balance of €20,000, you will receive a gross annual amount of €593.40, based on 3.00% AER (2.967% APR). During this period, you will not be able to benefit from any other salary or pension promotions. During the first year, the return will be 0.00% AER (0.00% APR). Interest is paid every three months. No maintenance or administration fees. Offer valid until January 31, 2026.
(2) Exemption from transfer fees for standard and immediate euro-denominated transfers between payment accounts of customers located in the SEPA made on the Unicaja Electronic Banking service, Mobile Banking service or its ATM network. Fund Movement Orders (FMOs) made through the Bank of Spain are excluded from this exemption.
(3) Only people aged under 28 may sign up for a Mastercard Youth Contactless Debit Card. Maintenance fee: €0 per year. Issuance fee: €0.
(4) Granting of our mortgages is subject to the institution's criteria. Mortgage for home purchases by natural persons who reside in Spain having income or wealth solely in euros.
(5) IKEA Benefit: Exclusive offer for Unicaja customers who have a current mortgage, loan, credit card or life insurance with the institution and who make purchases on the IKEA online store (www.ikea.es). Customers must prove their eligibility by means of their username and login password to the Unicaja Digital Banking service. A 5% discount will be applied on the price of any product purchases from €80 (excluding from said amounts decoration advice, assembly, transport and installation services). The discount will automatically be reflected on the IKEA online store shopping cart. For any product purchases exceeding €500 (excluding from said amount decoration advice, assembly, transport and installation services), a 5% discount on the price of said products will be applied in addition to a free personal designer service. Both promotions will automatically be reflected in the shopping cart on the IKEA online store. The cost of the decoration project amounts to €59 and must be paid in advance, subsequently discounting said amount of €59 when a purchase exceeding €500 is made. These offers will be applicable to two independent uses or purchases (of either type) per customer made as indicated above until December 31, 2025. This offer will be valid for any purchases made on our portal and on the IKEA.ES online store until December 31, 2025. This offer does not apply to physical stores. Shipments to the Balearic Islands, the Canary Islands, Ceuta and Melilla are excluded from the offer.
Products marketed by IKEA IBÉRICA, S.A.U. with VAT Registration Number A28812618 and registered office at Avda. Matapiñonera 9, San Sebastián de los Reyes, Madrid.
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).