The small print in capital letters

(*) Promotion valid until 31 January 2025 for salaries or pensions exceeding €2,000 net that are directly paid into Unicaja for the first time which have not been paid into Unicaja in the preceding twelve months and which are maintained for at least 24 months. When the first salary or pension payment is paid, you will receive a single deposit amounting to €400 net (the incentive will amount to €150 for salaries or pensions as from €800). You will receive a monthly payment during 12 months of 5% of the amount of any purchases made with Unicaja credit cards for personal use or with Bizum at shops with a limit of €10 per month. We will reimburse you 1% of the amounts of any water, electricity, gas or telecommunications bills that are directly debited with a limit of €100 per year. The payment for directly deposited amounts and the payment of 1% of the amount of bills are deemed movable capital returns and are subject to taxation. The 5% cashback on purchases is deemed for tax purposes as a capital gain and is not subject to personal income tax withholding. You have six months from joining the promotion to meet its requirements (directly deposited salary/pension, making shop purchases with the credit card or Bizum and directly debiting an electricity, water, gas or telecommunications bill).

Exclusive Unicaja promotion, cannot be accumulated with other offers. Consult the promotion's terms and requirements here.

(**) Granting of our mortgages is subject to the institution's criteria. Mortgage for home purchases by natural persons who reside in Spain having income or wealth solely in euros.  

(***) In order to take part in the draw of 30 €150 "Gift Vouchers" it is necessary to sign up for Bizum on the Unicaja App, sign up for the promotion and make one Bizum transaction. Promotion valid for new Bizum customers from 2 December 2024 to 15 January 2025. Consult the rules here.