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MOTOR VEHICLE LOAN

SHOW OFF A NEW VEHICLE WITH OUR MOTOR LOAN

Are you a customer but still don't have your login details?

Up to €60,000 (1)

Count on us to finance your new vehicle.

Fixed interest

An interest rate without surprises.

Up to 8 years to repay it.

From the date of the first registration of the vehicle.

Easy processing

All you need is the pro-forma invoice of the vehicle and a document with the date of the first registration.

  • N.I.R.
    5,50
    %
  • A.E.R.
    6,21
    %
    TERM OF 8 YEARS
Solicitar préstamo motor Unicaja Banco

stop dreaming about the vehicle you want and start driving it

Contracting process

Take out a Motor Vehicle Loan at   any of our Unicaja Banco branches, where we will be happy to assist you.

 

If you prefer, you can also apply for a Motor Vehicle Loan by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team+34 901 24 62 46 +34 952 07 62 63.

Financial conditions

MOTOR LOAN

 

Purpose: Financing a new or second hand vehicle
Maximum amount: Up to € 60,000
Term: Up to 8 years, as of the date of first enrolment, both for new as well as used vehicles.
Guarantee: Applicant’s staff
Nominal rate: 5.50%
Opening commission: 1.50%, minimum € 60
Study commission: 0.50%, minimum € 50

 

Granting subject to the Bank’s criteria.
Offer valid until 31st December 2019.

 

Requisites: Payroll domiciliation and vehicle proforma invoice (or equivalent document of sale between private parties) and copy of its documentation where it records the date of first licencing.

 

Nominal rate: 5.50%. AER: 9.58% for loan principal equal to € 3,000 with a term of 2 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 132.31€ except the last instalment which is € 132.22. Opening commission: 1.50% (min. € 60). Study commission: 0.5% (min. € 50). Total amount owed: € 3,285.35. AER: 7.07% for loan principal equal to € 10,000 with a term of 3 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 302,04, except the last instalment which is € 301,91. Opening commission: 1.50% (min. € 60). Study commission: 0.5% (min. €50). Total amount owed: € 11,073.31. AER: 6.53% for loan principal equal to € 30,000 with a term of 5 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 573.19, except the last instalment which is € 573.44. Opening commission: 1.50% (min. € 60). Study commission: 0.5% (min. €50). Total amount owed: € 34,991.65. Minimum AER: 6.21% calculated for loan principal equal to € 60,000 with a term of 8 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 774.22, except the last instalment which is € 774.07. Opening commission 1.50% (minimum € 60). Study commission: 0.5% (minimum € 50). Total amount owed: € 75,524.97. Early cancellations or withdrawals will give rise to application of a Reimbursement Compensation of 1.00% of the early repayment of capital, if the period until maturity exceeds one year, or of 0.50% if it is less than or equal to one year.

 

AER calculated for a contract held on 26th March 2019, except for calculation of the AER 9.58%, calculated on 5th April 2019.

 

You may subscribe the loan in a combined mode linked to a freely chosen insurance product based on your demands and needs, it not being obligatory to subscribe such insurance. You may consult Unicaja Banco, S.A. for any information regarding the difference between the joint and separate offer of the products to which this subscription refers.

Life Insurance Linked to loan taken by Unicorp Vida Compañía de Seguros, through Unimediación, S.L., related Banking Insurance Operator, registered on the Special Administrative Register of Insurance Mediators, Reinsurance Brokers and their top management, of the Directorate General of Insurance and Pension Funds (inscription number OV-0010), acting through the Distribution Network of Unicaja Banco, S.A. Civil Liability Insurance subscribed pursuant to Act 26/2006 of 17th July. It has financial capacity pursuant to the legislation in force. You may consult the insurance companies with which Unimediación S.L. has subscribed an agency agreement at www.unicajabanco.es/seguros.

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YOUNG MOTOR LOAN

PASSION FOR DRIVING

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