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Health insurance for the entire family

Benefit from a great health insurance policy with a 30% discount for a family unit comprised of three insured parties as from €154.29 per month (€51.43 per insured party with the Comprehensive 10WITHOUT Copayment Family Pack)2.

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Extraordinary team of doctors

With the best professionals, including all specialities, emergencies and hospitalisation.

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Different copayment options³

  • 10WITHOUT Copayment.
  • With Copayment.
  • Without Copayment.
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Dental supplement at no extra cost

Includes 25 basic services free of charge and agreed maximum prices for the rest of treatments provided.


Seguro de Salud Integral de Unicaja

Health insurance with coverage for the entire family

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    Primary healthcare: general medicine, paediatrics, nursing, hospital and home emergencies.

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    Hospitalisation with no time limit: medical and surgical admissions, ICU, maternity care, paediatrics, psychiatry (limited to 60 days).

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    All specialities: gynaecology, dermatology, endocrinology, orthopaedics, rehabilitation, physiotherapy, ophthalmology, podiatry, etc.

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    Usual diagnostic tests: clinical tests, X-rays, MRIs, CT scans, ultrasound scans, etc.


Benefit from the irresistible advantages offered by your health insurance

Seguro de Salud Integral de Unicaja

50% reimbursement of your bills

We will reimburse you up to €100 of your optician expenses and €100 of your pharmacy expenses4.

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Emotional well-being programme

Based on caring for the mind and emotions through a variety of online Mindfulness and Emotional Intelligence courses given by Psychology professionals5.

Seguro de Salud Integral de Unicaja

Dental voucher of up to €100

We give you a dental treatment gift voucher worth up to €100 which can be exchanged for orthodontics, implants and dentures, or €30 for other kinds of treatment6.

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Selfie Health Service

It measures vital signs, giving you information on more than 15 health indicators, and now even measures your mood7.

Seguro de Salud Integral de Unicaja

NEW: Alain Afflelou

We give you a discount voucher of up to €200 on hearing aids and up to €100 on prescription glasses8.

Seguro de Salud Integral de Unicaja

Unlimited video consultations

Including over 25 medical specialities: psychology, dermatology... free of charge!


Seguro de Salud Integral de Unicaja

Take care of your oral and dental health with Caser Essential Smile Dental Insurance⁹

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    Affordable prices: Benefit from it from as little as €7.95 per month per person or €19.90 per month for a Family Pack comprised of three to six insured parties10.

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    Free Child Dental Health Plan: Paediatric Dentistry for children under 15 years of age11. Except root canal treatments and orthodontics.

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    Extensive medical-dental roster: Over 1,500 professionals throughout Spain and access to more than 30 of our own clinics with exclusive advantages.

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    Dental treatments: 45 dental services at no cost and additional treatments at agreed maximum prices.


Take out your health or dental insurance at Unicaja

Request an appointment at your office and we will give you a quote to your needs:


Frequently asked questions about Comprehensive Health Insurance

What grace period does the health insurance marketed by Unicaja have?

If the customer comes from another insurance company and has a product having similar coverage for at least a year, the exclusion periods may be eliminated and only the exclusion period for assisted reproduction will be maintained, presenting policy and the last paid receipt..  

 

Otherwise, the exclusion period would be as follows depending on the medical services:

 

8-month exclusion period for:

  • Family planning.
  • Intervenciones quirúrgicas e ingresos hospitalarios (salvo casos de urgencia vital), incluida la asistencia en partos y cuidados posparto.
  • Oncology, cardiovascular, lithotripsy and dialysis treatments.

 

24-month exclusion period for:

  • Assisted reproduction, both members of the couple.

Can I take out the health insurance if I have a pre-exiting health condition?

Before taking out the policy, a medical questionnaire must be completed by each insured party who applies for health insurance coverage.

 

After the medical questionnaire is studied, it may be the case that some injuries, pathologies or diseases suffered prior to the insurance policy being taken out will not be covered by the policy and may even result in the insured party's rejection.

 

 

Three options may come about after it is studied:

  • Insured: you can make use of the all the medical specialities and diagnostic tests included under the insurance policy.
  • Insured with exclusion of some pathologies: you can benefit from private health insurance, except for any pathologies you already had at the time the policy was taken out.
  • Rejection as an insured party.

The Insured Party must accept said terms and conditions, otherwise the policy will not be issued.

Does the health insurance involve co-payments?

We place at the disposal of your customer three Comprehensive Health Insurance copayment options:

  • Without copayment.
  • 10without copayment: 10 first medical services per insured party a year at no cost at all. Minimum copayment for the rest.
  • With copayment: copayment per service, limited to €395 per insured party and year. Once said amount is reached, the insured party will not have to pay any further copayments.

What is the maximum age limit to take out the health insurance?

The maximum age for taking out the health insurance is 69 years of age, with no age limit for permanence.

Can I take out the health insurance marketed by Unicaja if I am pregnant?

Yes, you can take it out, though you must take into account that the policy you subscribe has a 8-month exclusion period for childbirth assistance coverage.

 

 

Except where it is proven that the customer has a policy with another company they have been insured with for at least a year under similar terms and conditions as these specific terms and conditions and the last bill was for the month prior to taking out the new policy.



Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: