Health insurance for the entire family

Benefit from a great health insurance policy from just €44.32 per person (€133 a month for a family comprised of three insured parties²).


Dental supplement included

Includes 14 basic services free of charge and agreed maximums prices for the rest of treatments provided.


No copayments for the first ten medical services provided

Don't pay anything for the first ten medical services per insured party a year3.


Telemedicine service

Access the digital health service that adapts to your pace of life wherever and whenever you want depending on availability and a prior appointment.



Primary healthcare: general medicine, paediatrics and nursing.


All medical specialities: gynaecology, orthopaedics, ophthalmology, rehabilitation and physiotherapy, psychology, etc.





Hospital and home emergencies.


All kinds of hospitalisation without limit (except psychiatric hospitalisation).



Seguro de Salud Integral CASER de Unicaja Banco

We reimburse up to €200

In optometry expenses, pharmacy expenses and child vaccines⁴.

Seguro de Salud Integral CASER de Unicaja Banco

Emotional well-being programme

An exclusive digital platform to care for the mind and emotions⁵ through mindfulness, emotional intelligence and stress management courses, etc.

Seguro de Salud Integral CASER de Unicaja Banco

Gift voucher worth €100 for dental treatment

We give you a dental treatment gift voucher worth €100 which can be exchanged for orthodontics, implants and dentures, or €30 for other kinds of treatment⁶.

Seguro de Salud Integral CASER de Unicaja Banco

Selfie Health Service

An exclusive digital service that will allow our customers to obtain health indicators in a complete, quick, autonomous and simple way. In just 30 seconds through simple facial monitoring on a mobile phone⁷.

Take out your health insurance at Unicaja Banco

You can go to any Unicaja Banco branch to take out your Comprehensive Health Insurance. Request your prior appointment.

Frequently asked questions about Caser Comprehensive Health Insurance

What grace period does the health insurance marketed by Unicaja Banco have?

If the customer comes from another insurance company and has a product having similar coverage for at least a year, the exclusion periods may be eliminated and only the exclusion period for childbirth and assisted reproduction will be maintained. In order to do so, you will have to submit the specific terms and conditions of your previous insurance policy and the bill paid corresponding to the month prior to the date of subscription.



Otherwise, the exclusion period would be as follows depending on the medical services: 



6-month exclusion period for:


• Family planning.


• Surgical operations and hospital admissions (except for cases of vital urgency).


• Oncology, cardiovascular, lithotripsy and dialysis treatments.



10-month exclusion period for:


• Childbirth/caesarean section assistance.


• Postpartum pelvic floor rehabilitation, provided it is requested within six months after vaginal delivery.


• Postpartum care.



24-month exclusion period for:


• Assisted reproduction, both members of the couple.

Can I take out the health insurance if I have a pre-exiting health condition?

Before taking out the policy, a medical questionnaire must be completed by each insured party who applies for health insurance coverage.


After the medical questionnaire is studied, it may be the case that some injuries, pathologies or diseases suffered prior to the insurance policy being taken out will not be covered by the policy and may even result in the insured party's rejection.



Three options may come about after it is studied:

  • Insured: you can make use of the all the medical specialities and diagnostic tests included under the insurance policy.
  • Insured with exclusion of some pathologies: you can benefit from private health insurance, except for any pathologies you already had at the time the policy was taken out, after the customer has granted prior consent to said terms and conditions.
  • Rejection as an insured party.

Does the health insurance marketed by Unicaja Banco involve co-payments?

The first ten medical services provided per insured party and year are free of charge. The rest involve a reduced copayment.

What is the maximum age limit to take out the health insurance?

The maximum age for taking out the health insurance is 69 years of age, with no age limit for permanence.

Can I take out the health insurance marketed by Unicaja Banco if I am pregnant?

Yes, you can take it out, though you must take into account that the policy you subscribe has a 10-month exclusion period for childbirth assistance coverage.


Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop.

900 151 948

You can also call us  

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.



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