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Health insurance for the entire family

Benefit from a great health insurance policy from just €44.32 per person (€133 a month for a family comprised of three insured parties²).

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Dental supplement included

Includes 14 basic services free of charge and agreed maximums prices for the rest of treatments provided.

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No copayments for the first ten medical services provided

Don't pay anything for the first ten medical services per insured party a year3.

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Telemedicine service

Access the digital health service that adapts to your pace of life wherever and whenever you want depending on availability and a prior appointment.

HEALTH INSURANCE WITH COVERAGE FOR THE ENTIRE FAMILY

 

Primary healthcare: general medicine, paediatrics and nursing.

 

All medical specialities: gynaecology, orthopaedics, ophthalmology, rehabilitation and physiotherapy, psychology, etc.

 

 

 

 

Hospital and home emergencies.

 

All kinds of hospitalisation without limit (except psychiatric hospitalisation).

 

Find out about all the coverage

BENEFIT FROM THE IRRESISTIBLE ADVANTAGES OFFERED BY YOUR HEALTH INSURANCE

Seguro de Salud Integral CASER de Unicaja Banco

We reimburse up to €200

In optometry expenses, pharmacy expenses and child vaccines⁴.

Seguro de Salud Integral CASER de Unicaja Banco

Emotional well-being programme

An exclusive digital platform to care for the mind and emotions⁵ through mindfulness, emotional intelligence and stress management courses, etc.

Seguro de Salud Integral CASER de Unicaja Banco

Gift voucher worth €100 for dental treatment

We give you a dental treatment gift voucher worth €100 which can be exchanged for orthodontics, implants and dentures, or €30 for other kinds of treatment⁶.

Seguro de Salud Integral CASER de Unicaja Banco

Selfie Health Service

An exclusive digital service that will allow our customers to obtain health indicators in a complete, quick, autonomous and simple way. In just 30 seconds through simple facial monitoring on a mobile phone⁷.

Download all the advantages

Take out your health insurance at Unicaja Banco

You can go to any Unicaja Banco branch to take out your Comprehensive Health Insurance. Request your prior appointment.

Ask us for a price

Frequently asked questions about Caser Comprehensive Health Insurance

What grace period does the health insurance marketed by Unicaja Banco have?

If the customer comes from another insurance company and has a product having similar coverage for at least a year, the exclusion periods may be eliminated and only the exclusion period for childbirth and assisted reproduction will be maintained. In order to do so, you will have to submit the specific terms and conditions of your previous insurance policy and the bill paid corresponding to the month prior to the date of subscription.

 

 

Otherwise, the exclusion period would be as follows depending on the medical services: 

 

 

6-month exclusion period for:

 

• Family planning.

 

• Surgical operations and hospital admissions (except for cases of vital urgency).

 

• Oncology, cardiovascular, lithotripsy and dialysis treatments.

 

 

10-month exclusion period for:

 

• Childbirth/caesarean section assistance.

 

• Postpartum pelvic floor rehabilitation, provided it is requested within six months after vaginal delivery.

 

• Postpartum care.

 

 

24-month exclusion period for:

 

• Assisted reproduction, both members of the couple.

Can I take out the health insurance if I have a pre-exiting health condition?

Before taking out the policy, a medical questionnaire must be completed by each insured party who applies for health insurance coverage.

 

After the medical questionnaire is studied, it may be the case that some injuries, pathologies or diseases suffered prior to the insurance policy being taken out will not be covered by the policy and may even result in the insured party's rejection.

 

 

Three options may come about after it is studied:

  • Insured: you can make use of the all the medical specialities and diagnostic tests included under the insurance policy.
  • Insured with exclusion of some pathologies: you can benefit from private health insurance, except for any pathologies you already had at the time the policy was taken out, after the customer has granted prior consent to said terms and conditions.
  • Rejection as an insured party.

Does the health insurance marketed by Unicaja Banco involve co-payments?

The first ten medical services provided per insured party and year are free of charge. The rest involve a reduced copayment.

What is the maximum age limit to take out the health insurance?

The maximum age for taking out the health insurance is 69 years of age, with no age limit for permanence.

Can I take out the health insurance marketed by Unicaja Banco if I am pregnant?

Yes, you can take it out, though you must take into account that the policy you subscribe has a 10-month exclusion period for childbirth assistance coverage.

Easy-to-read small print

 

Comprehensive Health Insurance taken out with CASER through Unimediación, S.L.U., a related banking-insurance operator, duly registered at the Special Administrative Registry of Insurance Intermediaries, Reinsurance Brokers and their Senior Executives kept by the Directorate-General of Insurance and Pension Funds (Registration No. OV-0010), acting through the distribution network of Unicaja Banco, S.A. Third-party liability insurance taken out in accordance with prevailing legislation. You can query the insurance companies with which Unimediación, S.L.U. has entered into agreements: www.unicajabanco.es/seguros.

 

(1) From 15 March 2023 to 14 September 2023 (with effective date until 15 September 2023), newly taken out individual Comprehensive Health Insurance policies paid on a monthly basis that are up to date with payments will be entitled to a free monthly premium in November 2023. A second free monthly premium in January 2024 if dental insurance is taken out for each insured party together with the health insurance on the same date of recording and effect.. Monthly premium payment method required.

 

(2) Net monthly premium of €44.32 per person and month valid for a family of three or more members up to the age of 54 years, except for Catalonia and the Balearic Islands. Any taxes which legally apply will be applied to the first bill. Promotion valid for new Caser Comprehensive Health Insurance policies taken out between 15 March 2023 and 14 October 2023 for insured parties who have not been insured by Caser in the six months prior to taking out the insurance.

 

(3) The first ten medical services per insured party a year billed to the company by medical centres will be free of charge. A copayment per medical service has been established as from the eleventh service.

 

(4) 50% of the amount of pharmacy and child vaccine bills will be reimbursed up to a maximum of €100 per insured party and year. In addition, 50% of optometry bills will be reimbursed up to a maximum of €100 per insured party and year.

 

(5) Access to the digital platform through different courses at the Caser Telemedicine Medical Center, on the Caser Salud app, free of charge until 31 December 2023. For individual customers over the age of 18 who are insured parties of health care policies.

(6) Gift voucher for dental treatment per insured party (€100 for orthodontics, implants and prostheses or €30 for other treatments). Valid in 2023 at dental clinics included in the Caser Medical Network which have joined this promotion.

 

(7) Service offered free of charge until 31 December 2023 at the Caser Telemedicine Centre on the Caser Salud app.

 

The insurance's coverages as set forth in the General, Specific and Special Terms and Conditions of the policy

CAN WE HELP YOU?

Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop.

900 151 948

You can also call us  

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

   

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