1 / 6

This number is indicative of the risk of the product, with 1/6 indicating low risk and 6/6 high risk.

Unicaja Banco, S.A. is a member of the Deposit Guarantee Fund for Credit Institutions created by Royal Decree-Law 16/2011, of 14 October, covering a maximum amount of €100,000 (or, in the case of deposits not denominated in euros, the equivalent in the relevant currency) per depositor and credit institution.

Risk score related to the account.

Servicio traslado de Cuentas de Unicaja Banco

Transfer whatever you want

Bring your accounts at other institutions to Unicaja. You just have to choose what you want to transfer, like bills, periodic transfers, payments, etc. We can even close your old account and bring your balance to Unicaja.

And we do it effortlessly at no extra cost for you!

Servicio traslado de Cuentas de Unicaja Banco

Forget about annoying paperwork

You just need a Unicaja account and log in to your Digital Banking Service to make the transfer. Make sure that the account holders of this account are the same as those of your account at the other bank.

Servicio traslado de Cuentas de Unicaja Banco

A quick and secure process

We will get in touch with your previous bank in less than 48 hours to initiate the transfer. The request will have been carried out in at least 13 days.


We will keep you constantly informed of the process's status, which will always be carried out in a secure environment to protect your data.


Are you a customer?

Log in and start transferring your account

Hazte Cliente de Unicaja Banco

Aren't you a customer yet?

Becoming a Unicaja customer is very easy. Do it online now without having to go to a branch.

Transfer your account in just three steps


Choose what you want to bring to Unicaja

Choose what you want to bring from your other account, like income, periodic transfers, direct debits, etc. We can even close your other account and bring your balance to Unicaja.


Choose the transfer date

Take into account that we need at least 13 business days to complete all the steps.


Sign the documents

It is essential that all the account holders sign the request.

We tell you everything you need to know

Frequently asked questions about account transfers

What does the Account Transfer Service consist of?

We offer you the possibility of bringing your account at another institution to your Unicaja account through the Account Transfer Service.

We will get in touch with the other institution to carry out all the formalities you choose, such as:

  • Transfer your outgoing (wire transfers) and incoming (for instance, salary payments) periodic payment orders.
  • Transfer your directly debited bills.
  • Transfer the balance to your account and close the account at the other institution.

What advantages does the Unicaja Account Transfer Service offer?

Changing directly debited bills and payments (electricity, telephone, etc.) involves a lot of paperwork and formalities that are always burdensome. Thanks to the Unicaja Account Transfer Service, you can process your change of accounts without leaving your Digital Banking Service. It takes just five minutes without any paperwork.


As from that moment, we well submit the change of account order on your behalf to all the bill issuers you request (water, electricity, telephony, schools, etc.). Moreover, we will keep you informed about the status of the request throughout the entire process and whether it is necessary for you to help us out in order to process the change of any of your direct debits.


It's that simple!

Can I change the periodic transfers and standing orders I had at the other bank?

Yes, you can. Unicaja will request your other bank to provide it with information about your periodic transfers in order to initiate them from your account (if you so wish).

We can also request the issuers of recurrent payments into your account —like, for instance, your salary— to change the account.

Do I have to do anything else?

Some of the bill issuers may not allow us to make the change for you. In which case you'll have to inform the issuing entity to change your debit account.

In so far as salary payments are concerned, it is possible that you might have to get in touch with your company's human resources department to request the change of credit account. Similarly, if the income is a non-contributory pension from Social Security or other agency, get in touch with them directly. In the case of unemployment benefits, you can change the account directly through the SEPE (Public State Employment Service).

Nonetheless, we will accompany you throughout the entire process, providing you with the forms you need so you can submit them to the bill or payment issuer.

Do I have to go to the branch of my other bank if I wish to close the account?

If you so wish, we can additionally order your other bank to close your account of origin and send the resulting balance to new account on the date you tell us. All of this is done fully online, so you don't waste any of your time.


If you close the account at your other bank, please bear in mind that the other bank may ask you to return the cards, cheques and passbooks associated to said account.

Can the other bank reject the transfer?

Yes, it can. If you have products linked to the account (like loans, mortgages, investment funds, etc.), your other bank might reject the transfer request. Cancel all the products before making the transfer.


In order to ensure the transfer goes well, also remember that the Unicaja account must have the same holders as the account in the previous bank.

Who has to sign the change of bank request form?

The request form must be signed by all of the old account's holders. In addition, the new Unicaja account must have the same holders. If they do not coincide, the institution of origin will reject the transfer request.

Also at a branch


Fill in the request form

Fill in the account transfer form and we'll take care of the rest.

Download form


Download it and read it to find out about all the details of making each transfer.

Download guide

Find your branch

If you prefer to make the change face to face, we will also be more than pleased to help you out.

ATMs and Branches

Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: