There are multiple payment solutions for every situation

Instant funds

Cope with the unexpected by increasing your savings account balance with your card credit. An easy, instant service.

  • Simple and practical
  • Instant transfer to your account
  • How and when you need it
  • No quantity limits

Defer your purchases

Take advantage of our different options to pay for your purchases in easy installments.

  • Fully flexible financing
  • From your Digital Banking or in shops
  • Available to cardholders
  • Easy and straightforward

Unipay Bizum App

Settle your accounts with your friends instantly. Send and receive money from your contacts on your mobile through Bizum.

  • Free, quick and easy to use
  • No account number needed
  • Send and receive money instantly
  • To any bank

Virtual Card

The card that allows you to make purchases online without your bank details being exposed on the internet.

  • Free with your Unicaja Banco card
  • Greater confidentiality
  • Unique and only valid for a limited time
  • Manageable through Digital Banking

key moments

Count on us for any decision

Your home, your biggest wish

The one you have dreamed of and decorated to your liking… Your home with a mortgage to suit your means.

Payment Deferral
Making your purchases more flexible

You can save to buy what you cannot afford now, or you can enjoy it now if you buy it now and defer the payment in easy instalments.


unicaja BANCO is also

Digital Banking

Your branch, online. Consult and carry out all your banking operations without opening times or queues.

Mobile banking

Your Unicaja accounts and products always at hand. Anytime, anywhere.

ATM and branch network

There's always a Unicaja branch and/or an ATM near you for your banking needs.


Our telephone support lines are open  

Mon-Sat from 8 am to 10 pm non-stop..

901 246 246

You can also call us  

on 952 076 263

ATMs and Branches

Find your nearest ATM or Branch.

Fill in the form

Use our forms to request information.

901- and 902- service lines have special rates that may vary according to the telephone company. We recommend checking your telephone company for current calling rates for these numbers.

Unicaja Banco S.A., the website owner, uses its own and third-party cookies in order to: measure the volume of visitors its website and interactions with its users, create behavior profiles of these users and personalise information the user sees on the website. The user can accept or reject all cookies by clicking the "Change settings" link.