Instant Funds
If your account needs funds, let's give it some credit
As simple as it is practical
Transferring money is very simple, with no paperwork or obstacles.
Instant funds
From your credit card to your account, instantly.
Unlimited amounts¹
Transfer as much as your credit card allows.
However and whenever you need it²
You can do it through Digital Banking, by phone or at ATMs.
You can rest easy
You hadn't thought of this solution, had you?
There are particular months when you are debited insurance or tax payments, which always slip your mind, and you still have outstanding payments to make. With the Unicaja Instant Funds service, you can easily and instantly increase your account balance with your credit card through Digital Banking, by telephone (+34 900 15 15 16 ó +34 952 60 67 67) or at any of our ATMs.
You can use the credit you already have
Handle your payments with solvency.
Don't let the unexpected ruin your mood. If you need more money in your account than you currently have, the solution is as simple as transferring it from your credit card. You can return this money in a single payment at the end of the month or in convenient installments* (revolving). And if you don't have a credit card, go to your nearest Unicaja branch and ask for one.
Access your Digital Banking, select your credit card, and under "More," tap the Instant Funds option.
Select the credit card and the target account.
Choose the amount to be transferred and the payment method.
The money is now in your account.
In order to enjoy your Instant Funds, all you need is a Credit Card from Unicaja.
You can access your Instant Funds in different ways:
- If you are already a Digital Banking user and you have a Credit Card, click on the Instant Funds option.
- You can also access it through our App Unicaja Mobile.
- Or if you prefer, through the Unicaja ATM network or at any of our offices.
Remember that if you have any questions or queries, you can call our customer service team: +34 900 15 15 16 / +34 952 60 67 67
(1) Transfer subject to the availability of the card's credit line.
(2) In order to carry out the transfer through Digital Banking or through our Customer Service on +34 900 15 15 16 / +34 952 60 67 67, you must activate Unicaja's electronic banking services, together with the login details to be able to access them.
(*) Conditions according to the agreement
Can we help you?
You can also contact the Bank by calling at 952 60 67 67 or through the contact form.
The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).