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Now, more than ever, your security is fundamental
In september 2019, the new European payment regulations came into force, the objects of which are to facilitate and improve security in use of payment systems, both presence-based as well as online, as well as to promote innovation.
The way you shop has changed
Millions of people all over the world make purchases every minute. Paying by card or mobile phone is the normal thing to do. Moreover, e-commerce has become one of our main options when it comes to making purchases.
Such as your PIN
Like your mobile phone or card
Like your fingerprint or facial features
You receive a notification on your mobile via the new Unicaja Banco app.
You authorise and confirm your payment using your fingerprint, facial recognition or Digital Banking password.
If you haven't signed up for the Digital Banking service, your identity will be verified by entering random positions of your PIN plus an SMS we send to your mobile phone.
The digital economy grows, and the way people shop does to: mobile telephones, computers, tablets and even voice assistants, are used to shop every day.
Due to the growing volume of such purchases, it is necessary to increase the security elements requested to verify that the card holder is really who they say they are. Payment Services Directive 2 (PSD2) has the objective, among other matters, of improving presence-based transaction security and online payments through Strong Customer Authentication.
Some small changes will allow you to operate with much greater security
When you pay over the Internet, we may perhaps ask you for additional security measures such as a single use code or facial recognition. And when you pay in shops, you may be asked for your PIN more frequently in different transactions, even for amounts under € 20. It is thus as well as important for us to have your mobile telephone up to date, in addition to you using our Digital Banking and the Unicaja Banco App.
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