(1) The Young Person's Acccount is a fee-free account in: maintenance of the account, transfers, remittances and other orders in euros, with debit in account, between paid customer accounts located in the SEPA zone. Includes periodic transfers, check clearing and Young Person's Contactless Mastercard Debit Card maintenance.
(2) Any physical person over 17 years of age and younger than 28 years of age can sign up for the Young Person's Account. Accrued interest per average balance: up to €600 at 0% NIR (0% AER) and for balances exceeding €600 at 0.05% NIR.
First example: average balance of €800 (the first €600 average balance accrues interest at 0% NIR and the balance in excess of €600 accrues interest at 0.05% NIR), with AER at 0.01%. Quarterly interest payments.
Second example: average balance of €1,500 (the first €600 accrue interest at 0% NIR and the balance in excess of €600 accrues interest at 0.05% NIR). AER is 0.03%. Quarterly interest payments.
(*) Promotion valid from 15th May 2019 to 15th July 2019 and/or until stocks of 4,000 cards end. For clients over 28 years old who are domiciling their payroll at Unicaja Banco for the first time during the campaign and who also adhere and sign to remain for 24 months. For clients under 28 years old who domicile their payroll at Unicaja Banco for the first time during the campaign and without a commitment to remain. For Payrolls from € 600 to € 1,999 are assigned a card with a new balance of € 100, and for payrolls equal to or above € 2,000, a card with a net balance of € 250. Delivery of the card to the client due to payroll registration is subject to taxes and has the tax classification of yield on moveable capital in species obtained for cession of own capital to third parties, by virtue of Article 25.2 of the current Act 35/2006 on Personal Income Tax. Unicaja Banco shall perform the Personal Income Tax withholding by virtue of Article 74.2 of the Personal Income Tax Regulations, without the client bearing the cost of that deposit. Consult bases and requisites of the promotion at https://www.unicajabanco.es/bases-nomina.pdf or any branch of Unicaja Banco.