From €5,000 up to the amount of registration¹

Count on us to do the studies you want.




Repayment flexibility

Up to 5 years to repay it, and you are also granted the option of only paying interest in the first year.


At a fixed interest rate

You'll always know what you are going to pay for your study loan.



For you, if you are of legal age²

How old you are doesn't matter. This is the ideal loan for your education.


Préstamo Estudios Unicaja Banco

A student loan at a fixed interest rate

The Study Loan allows you to finance the total amount of your studies' enrolment fee and repay it at a fixed interest rate in up to five years with easy repayments instalments.

Préstamo Estudios Unicaja Banco

Commence your studies, carry on with them or take them up again whenever you want

No matter what stage of education you may be in, don't let the cost of your studies be an obstacle. This Study Loan could help you pay for access to a broad range of educational systems, ranging from undergraduate and graduate university degree courses to vocational training at both public and private centres or business schools, along with special scheme teaching.


Frequent Questions Study Loan

Can I apply for a Study Loan if I don't have a salary?

Yes, you can apply for a Study Loan without being required to have a salary. You just need a personal guarantee or security from your parents, guardians or any other person who guarantees the transaction.

What is the maximum age limit to apply for a Student Loan?

There is no maximum age limit to apply for a Study Loan. Commence, carry on with or take up your studies again at any time no matter what your age may be.

My son/daughter needs a loan to study, can I apply for it in my name?

Documentary proof of enrolment is required to grant the loan. The loan's borrower must therefore be the student.

How much time do I have to repay the Study Loan?

You have up to five years to pay back the loan's amount in easy repayments.

What is the deadline to apply for a Study Loan?

You can apply for a loan at any time, provided you have documentary proof of the studies you are about to do.

How are the repayments made?

Pay your Study Loan repayments easily on a month-to-month basis. You have up to five years to pay back the total amount.

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Do you want to know about the undergraduate and master's degree combinations that will open up the doors to the labour market for you? Improve your job opportunities!

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Tips for studying and working at the same time

You have surely asked yourself at some point whether you can study and work at the same time. Check out these tips that will help you to combine work and study.

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Contracting process Study Loan

To take out a Study Loan, you may visit  any of our Unicaja branches, where we will be happy to help you.


If you prefer, you can also apply for a Study Loan by filling out an application form and indicating at which branch you'd like to process it. We will contact you shortly.


Remember, if you have any questions or queries, you can call our customer service team: +34 952 07 62 63.

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