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HOME LOAN

RENOVATE YOUR HOME AND MAKE IT UNIQUE WITH A LOAN UNLIKE ANY OTHER

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Up to €60,000 (1)

Count on us to make your home the house of your dreams.

Fixed or variable interest

Choose the type of interest that suits you best.

Up to 8 years to repay it.

Choose the payment that best suits your needs.

Easy processing

All you need is a pro-forma invoice for the installation or an estimate of the renovation.

  • N.I.R.
    6,95
    %
  • A.E.R.
    7,92
    %
    TERM OF 8 YEARS
Solicitar préstamo hogar

A NEW HOME WITHOUT MOVING

Contracting process

To take out a Home Loan, visit   any of our Unicaja Banco branches, where we will be happy to assist you.

 

If you prefer, you can also apply for a Home Loan by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team+34 901 24 62 46 +34 952 07 62 63.

Financial conditions

Home Loan

 

Purpose: Financing home renovations
Amount:
Up to € 60,000
Term:
Up to 8 years.
Guarantee:
Applicant’s staff
Nominal rate:
6.95 %

Opening commission: 2.00%, minimum € 60
Study commission: 0.50%, minimum € 50

 

Offer valid until 31st December 2019.
Granting subject to the Bank’s criteria.
AER calculated for a contract held on 14th May 2019.

 

Requisites: Payroll domiciliation and renovations invoice.

 

Nominal rate: 6.95%. AER: 11.187% for loan principal equal to € 3,000 with a term of 2 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 134.29 except the last instalment which is € 134.23. Opening commission: 2.00% (min. € 60). Study commission: 0.5% (min. € 50). Total amount owed: € 3,332.9. Nominal rate: 6.95 %. AER:  8.316% for loan principal equal to € 10,000 with a term of 5 years, with monthly interest liquidation and capital repayment, with a monthly instalment of € 197.84, except the last instalment which is € 197.96. Opening commission: 2.00% (min. € 60). Study commission: 0.5% (min. €50). Total amount owed: € 12,120.52. AER min.: 7.919% calculated for loan principal equal to € 60,000 with a term of 8 years, with a monthly instalment of € 816.85, except the last instalment which is € 817.48. Opening commission: 2.00% (min. € 60). Study commission: 0.5% (min. €50). Total amount owed: € 79,918.23. Early cancellations or withdrawals will give rise to application of a Reimbursement Compensation of 1.00% of the early repayment of capital, if the period until maturity exceeds one year, or of 0.50% if it is less than or equal to one year.

 

You may subscribe the loan in a combined mode linked to a freely chosen insurance product based on your demands and needs, it not being obligatory to subscribe such insurance. You may consult Unicaja Banco, S.A. for any information regarding the difference between the joint and separate offer of the products to which this subscription refers.

Life Insurance Linked to loan taken by Unicorp Vida Compañía de Seguros, through Unimediación, S.L., related Banking Insurance Operator, registered on the Special Administrative Register of Insurance Mediators, Reinsurance Brokers and their top management, of the Directorate General of Insurance and Pension Funds (inscription number OV-0010), acting through the Distribution Network of Unicaja Banco, S.A. Civil Liability Insurance subscribed pursuant to Act 26/2006 of 17th July. It has financial capacity pursuant to the legislation in force. You may consult the insurance companies with which Unimediación S.L. has subscribed an agency agreement.

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Can we help you?

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Call us on 952 076 263 or on 901 246 246

Other means of contacting us.

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