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Convenient, practical and safe
With Contactless technology and EMV chip for extra security.
Free for the first year (1)
And exempt from commission fees from the second year on with the Fee-Free Plan.(2)
You have an extensive network of ATMs available (3)
You can withdraw cash at ATMs wherever you need it. Check out where you can make free withdrawals at ATMs.
Your accounts, always straightforward
Consult your card transactions through Digital Banking and Unicaja Mobile.
In the event of theft or loss, you can temporarily deactivate the card through our Digital Banking system with a simple click.
You can use the Contactless Mastercard Debit Card at more than 33 million acceptance points worldwide.
To sign up for the Contactless Mastercard Debit Card, you can go into any Unicaja Banco branch, where we will be delighted to help you.
If you prefer, you can also apply for the Contactless Mastercard Debit Card by filling out our application form and indicating at which branch you'd like to process it. We will contact you shortly.
Maintenance fee: €28.00 per year. You can waive this fee if you are a holder of the Fee-Free Plan and you meet the established requirements.
Fee for withdrawing money from your account via ATMs (debit):
€0, for withdrawals at ATMs belonging to Unicaja Banco, S.A.
100% of what the owner of the ATM charges Unicaja for that withdrawal. In other words, for cash withdrawals made by the customer with a debit cart at the ATMs of other banks in Spain (not Unicaja Banco), the Euro Area, Sweden and Romania, Unicaja will pass the amount that these banks charge it on to the customer. Please note that at the time withdrawal is made, you should see information on the screen giving the amount that the bank that owns the ATM will charge Unicaja for the withdrawal, and that we can pass on to you. In any case, you can consult areas in Spain where, to make up for the fact that we do not have an extensive ATM network in these provinces, we will not charge you for the first three cash withdrawals with your debit card. Find out where you can withdraw cash for free in Spain, here.
4.00% (minimum €3.50) in other countries. We will charge this price for cash withdrawals from ATMs outside Spain, the Euro Area, Sweden and Romania.
Fee for transactions in currencies other than the euro: 3%This fee will be applied to the amount resulting from the equivalent in euros of all the transactions in foreign currencies (purchases and cash withdrawals) performed with the card in accordance with the exchange rate obtained by the Payment Systems on the date of the corresponding settlement.
(1) No issuance or maintenance fee for the first year. Maintenance fee in subsequent years: €28 per year.
(2) The Contactless Mastercard Debit Card is exempt from the payment of the annual maintenance fee if you are the holder of the Fee-Free Plan and meet the established requirements or, if you are over 60 years old, pension domiciled and you perform an ATM cash withdrawal or purchases in shops at least once a year.
AER: 0 % calculated if the requisites of Plan Zero are met (maintenance commission of € 0.00 per quarter).
AER: -1.00 % if the requisites of Plan Zero are not met (for a case of a constant average balance (1) per quarter of € 6,000 for a year, the maintenance commission of the account amounts to € 15.00 per quarter).
AER: -0.08 % if the requisites of Plan Zero are not met (for a case of constant average balance (1) per quarter of € 30,000 € for a year, the maintenance commission of the account amounts to € 6.00 per quarter).
(*) Average balance in Balances at Sight, Investment Funds, Pension Schemes, Saving Insurance, Fixed Term, Private Banking and Securities Portfolio you hold.
(3) No fees for withdrawing cash with a debit card at Unicaja Banco ATMs. Fees apply for withdrawing cash from the ATMs of other banks. Consult here where you can withdraw cash from ATMs for free.
Meet a series of requirements and make your card maintenance fee-free.
Activate or block your card when you need to via our APP or Digital Banking.
You can shop conveniently and securely with your Unicaja cards, both online and abroad.
A flexible credit card that allows you to defer the payment of your purchases in convenient installments, at your convenience.See Unidúo Mastercard
A través de los cajeros automáticos de Unicaja podrás realizar las operaciones más habituales sin necesidad de entrar en la oficina.see ATMs service
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