Hours: Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except holidays).
No fees in the first year
Has no issuance or maintenance fees in the first year. As from the second year, free from maintenance fee according to terms and conditions.
Pay for your purchases when it suits you best
Your Youth Mastercard Credit Card allows you to pay for your purchases weekly, at the end of the month or using the deferred (revolving) payment method.
Take it anywhere in the world
You can pay for all your purchases in any currency, with no commissions2.
How can I pay for my purchases?
Any purchases you make with your credit card from Monday to Sunday will be charged to your account the following Monday. Your credit will therefore be available once more every week.
You will pay for all the purchases made with your Youth Mastercard Credit card on the first day of the following month. You can therefore keep within your budget.
You can also pay for your purchases in monthly instalments using the revolving payment method⁴. Choose whether to pay back a percentage or a fixed amount.
Can we help you?
Hours: Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except holidays).
The Youth Mastercard Credit Card's main fees
Maintenance fee: € 22.00 a year. You don't have to pay this fee if you make 24 purchases and/or mobile phone reloads in a year (monthly average of two transactions). Cancelled transactions or reimbursements do not count. This is also the case if you have joined the Zero-Fee Plan and meet the requirements laid down. Consult the terms of the Zero-Fee Plan.
Debit cash withdrawal fee from ATMs with a Youth Mastercard Credit Card:
Credit cash withdrawal fee from ATMs with a Youth Mastercard Credit Card:
Fee for foreign currency transactions other than the euro: 3%. This fee will be applied to the resulting euro countervalue amount of all foreign currency transactions (purchases and cash withdrawals) made with the card according to the exchange rate obtained by the payment systems on the date when the relevant settlement is made.
Youth Mastercard Credit Card interest rate4.
* Consult the promotion's terms here.
(1) Granting subject to the institution's criteria.
(2) The commission for currency payment will be included by increasing the amount of the purchase and the commission is subsequently refunded with a credit to the customer's account.
(3) Collective policy taken out with Compañía Aseguradora Caja de Seguros Reunidos, Compañía de Seguros y Reaseguros, S.A. CASER through SEGURANDALUS MEDIACIÓN, CORREDURÍA DE SEGUROS, S.A. (Sociedad Unipersonal). VAT Reg. No.: A-48484232. DGS Code: J-01215. Third-party liability and necessary financial capacity insurance taken out pursuant to Royal Decree-Law 3/2020 on Insurance Policy Marketing. Free insurance applies to the holder of the FIT Mastercard Card. Collective policy renewed by calendar years at the institution's discretion.
(4) Youth Mastercard Credit Card interest rate:
In the deferred (revolving) payment method , any transactions made with the Youth Mastercard Credit Card will be accumulated (purchases, cash withdrawals, etc.) and a fixed amount of the credit drawn down may be repaid, which will be settled and repaid monthly on the first day of each calendar month until the amount of the transactions made under this payment method has been fully repaid. Different typical examples of the AER are shown below, which are calculated for cases where no additional credit drawdowns other than the ones indicated are made and the instalment is not changed, using the French amortisation method (constant periodic instalments which include capital and interest) over 48 months:
The monthly capital repayment amount may never be less than €20. The minimum monthly instalment to be paid will therefore be €20 plus any interest accrued and fees due in the period.
Can we help you?
Also at 952 076 263 or through the contact form.
Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).