icon-check-black

No fees in the first year

Has no issuance or maintenance fees in the first year. As from the second year, free from maintenance fee according to terms and conditions.

View Terms and Conditions
icon-check-black

Pay for your purchases when it suits you best

Your Youth Mastercard Credit Card allows you to pay for your purchases weekly, at the end of the month or using the deferred (revolving) payment method.

Additional advantages of the Youth Mastercard Credit Card

PAY WITH YOUR MOBILE PHONE

Add your Youth Mastercard Credit Card to Google Pay, Apple Pay, the Unicaja app or Samsung Pay and use your smartphone to make payments easily.

TRAVEL WITH YOUR CARD

The Youth Mastercard Credit Card is ideal to book flights, hotels, etc. either here in Spain or abroad. It also includes free travel assistance  and accident insurance2.

INSTANT DISCOUNTS

Your card offers you EURO 6000 discounts, advantages and privileges at more than 6,000 leisure, fashion, technology, etc. establishments and much, much more.

Query discounts.

Youth Mastercard Credit Card payment methods

 

How can I pay for my purchases?

calendar-7days

WEEKLY PAYMENT

Any purchases you make with your credit card from Monday to Sunday will be charged to your account the following Monday. Your credit will therefore be available once more every week.

calendar-30days

END-OF-MONTH PAYMENT

You will pay for all the purchases made with your Youth Mastercard Credit card on the first day of the following month. You can therefore keep within your budget.

time-fast

DEFERRED PAYMENT

You can also pay for your purchases in monthly instalments using the revolving payment method³. Choose whether to pay back a percentage or a fixed amount.


Apply for your Youth Mastercard Credit Card

In order to subscribe a Youth Mastercard Credit Card, you can go to any Unicaja branch or request further information using the form.


Can we help you?

Hours: Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except holidays).

Terms and Conditions of the Youth Mastercard Credit Card

The Youth Mastercard Credit Card's main fees

 

Maintenance fee: € 22.00 a year. You don't have to pay this fee if you make 24 purchases and/or mobile phone reloads in a year (monthly average of two transactions). Cancelled transactions or reimbursements do not count. This is also the case if you have joined the Zero-Fee Plan and meet the requirements laid down. Consult the terms of the Zero-Fee Plan.

 

Debit cash withdrawal fee from ATMs with a Youth Mastercard Credit Card:

  • €0 fee(*), for cash withdrawals made from ATMs belonging to Unicaja Banco, S.A. using your Youth Mastercard Credit Card.
  • 100% of whatever the owner of the ATM charges Unicaja for the withdrawal. In other words, Unicaja will pass on the amount institutions charge Unicaja for any debit cash withdrawals you make with a Youth Mastercard Credit Card from ATMs belonging to other institutions from Spain (other than Unicaja), the Euro Zone, Sweden and Romania. We inform you that the amount the institution which owns the ATM you are withdrawing cash from will charge Unicaja should be displayed on screen when you are making the withdrawal. We can pass on said amount to you. In any case, find out where you can make free debit cash withdrawals from ATMs in Spain with a card here.
  • 4.00% (minimum charge of €3.50) of the amount withdrawn in other countries. We'll charge this fee for debit cash withdrawals from ATMs with the Mastercard Credit Card outside Spain, the Euro Zone, Sweden or Romania.

 

Credit cash withdrawal fee from ATMs with a Youth Mastercard Credit Card:

  • 4.00% (minimum charge of €3.50), of the amount withdrawn in transactions made at ATMs belonging to Unicaja Banco, S.A.
  • 4.00% (minimum charge of €3.50) plus 100% of whatever the owner of the ATM charges Unicaja for the withdrawal. In other words, a 4.00% fee will be charged (with a minimum charge of €3.50) of the amount withdrawn along with the amount the institution that owns the ATM where the withdrawal is being made charges us for the use of its ATM in Spain (other than Unicaja), the Euro Zone, Sweden and Romania.
  • 5.00% (minimum charge of €5.00) in all other countries. In other words, a 5.00% fee will be charged (with a minimum charge of €5.00) of the amount withdrawn at institutions that are not in the Eurozone, Sweden or Romania.

 

Fee for foreign currency transactions other than the euro3%. This fee will be applied to the resulting euro countervalue amount of all foreign currency transactions (purchases and cash withdrawals) made with the card according to the exchange rate obtained by the payment systems on the date when the relevant settlement is made.

 

Youth Mastercard Credit Card interest rate3.

Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal:

Back