The Merchant POS Credit Account allows you to cover your business's recurring and extraordinary expenses.

Flexibility

Use up the credit based on your liquidity needs

Easy to manage

Allows for collection, payments and direct debits, giving you up-to-date information on all your movements

 

Early redemption

You can pay off the credit debt either fully or partially at any time

More advantages for your business

  • Interest is only paid on the amounts drawn down.
  • This is one of the most flexible financing instruments, allowing financing to be adjusted to the company's real needs at any given time.
  • A suitable product to centralise the company's cash and bank, as it allows for all kinds of charges, collection and direct debits (payroll, social security contributions, suppliers, etc.), along with several payment instrument options (cheques, promissory notes, etc.).
  • Always available to finance working capital and especially at seasonal times when you prepare your campaigns and increase your stock levels.
Apply for Merchant POS Credit

Sign up for the Merchant POS Credit Account at  any Unicaja branch, where we will be delighted to help you.

 

If you prefer, you can also apply for a Merchant POS Credit Account by filling out an application form and indicating the branch where you'd like to process it. We will contact you shortly.

 

Remember that if you have any questions or queries, you can call our customer service team on: +34 900 15 15 16 or +34 952 07 62 24.

Easy-to-read small print

(1) Granting subject to the institution's criteria. Amount of up to 50% of the merchant's annual turnover through the POS terminal (maximum of €100,000).

Can we help you?

 900 15 15 16

You can also contact the Bank by calling at 952 60 67 67 or through the contact form.

The telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

You can also contact us by:

ATMs and offices
Help and contact

Customer Support