Companies and self-employed

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LEASING

FINANCE YOUR BUSINESS INVESTMENT AND SAVE ON THE INITIAL OUTLAY

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Financing  (1)

You can obtain up to 100% of the investment in movable and immovable assets that your company needs.

 

Cost saving

Save yourself the big initial outlay and do not pay VAT on the purchase.

Option to purchase

You have the option to purchase the leased goods at the end of the contract.

Taxation

The interest payable can be deducted for Corporate Tax or Personal Income Tax (sole-owner companies or self-employed individuals).

Solicitar Leasing

A FORMULA WITH MULTIPLE BENEFITS

Lease with purchase option

Leasing allows you to make use of the movable and immovable assets that Unicaja Banco acquires for you according to the needs of your company, in exchange for regular installments over a certain period of time.

Tax advantages

The recovery of the cost of the assets is also a deductible expense for Corporate or Personal Income Tax purposes with certain limits: double the tax depreciation for large companies, and triple for SMEs. The total depreciated amount may not exceed the amount paid to recover the assets during the financial year

Adapted financing

We finance the productive asset that you need, be it furnishings or a property.

Duration of the contract

You have a maximum term of 7 years and a minimum of 2 years for movable assets such as machinery, industrial vehicles, office furniture or computer equipment, among others.

Contractual process

To apply for Leasing, you can go to any of our Unicaja Banco branches, where we will be delighted to attend you.

 

If you prefer, you can also apply for Leasing by filling out an application form and indicating at which branch you'd like to process it. We will contact you shortly.

 

Remember, if you have any questions or queries, you can call our customer service team on+34 901 11 11 33 or +34 952 07 62 24.

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Mobile Banking

Immediate access to your Unicaja Banco accounts and products. Consult and start banking, wherever you are.

Can we help you?

Leave your number and we will get in touch with you.

Call us on 952 076 263 or on 901 246 246

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