With our Visa Business Prepaid Card you will be able to:


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Use it just like a debit card

It will work like any debit card at ATMs and shops, but you will only be able to use the available balance.

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Manage professional expenses

In the event of theft, loss or for control purposes, access can only be gained to the card's available balance and not the company's accounts or credit.

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Withdraw cash without any fees

Withdraw debit cash without being charged any fees from over 14,000 ATMs1.

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Immediate reloads

Reload it immediately on our Digital Banking service, even abroad, and use the funds instantly.


Tarjeta Visa Business Prepago de Unicaja

A very simple tool to manage professional expenses:

  • Supervise the card's movements at all times, enable it for use abroad or on the Internet, block it or turn it off on the Digital Banking service.

  • Set up each card in a tailored way to limit daily use at shops and ATMs by setting them as non-operational or limiting the amount for each employe.

  • Use your card on your mobile phone without having to carry around the physical card.

  • For just €5 a year2 per card and employee, provided you have signed up for another credit or debit card.

Application process for the Visa Business Prepaid Card

You can go to any Unicaja Banco branch to apply for a Visa Business Prepaid Card, where we will be delighted to help you out.

 

If you so prefer, you can also apply for a Visa Business Prepaid Card by filling in the application form and indicating the branch where you would like it to be processed. We will then get in touch with you shortly.

 

If you have any doubts, remember that you can call our Customer Service Department at: +34 900 15 19 48 or +34 952 07 62 24.


Terms and Conditions of the Visa Business Prepaid Card

PRINCIPAL FEES

 

Issuance fee: €5.

 

Maintenance fee (as from the second year): €5 a year if the contracting party has another debit or credit card. If you do not have another card, the cost will amount to €32 a year.

 

Fee for debit cash withdrawals made with cards from ATMs:

 

€0 fee for any withdrawals made with your Visa Business Prepaid Card from ATMs belonging to Unicaja Banco, S.A.

 

100% of whatever the owner of the ATM charges Unicaja for the withdrawal. In other words, Unicaja Banco will pass on to the customer the amount institutions charge Unicaja Banco for any debit cash withdrawals made by the customer with their Visa Business Prepaid Card from ATMs belonging to other institutions from Spain (other than Unicaja Banco), the Eurozone, Sweden and Romania. We inform you that the amount the institution which owns the ATM you are withdrawing cash from will charge Unicaja Banco should be displayed on screen when you are making the withdrawal. Unicaja can pass on said amount to you. In any case, you can query the areas in Spain where you can make free debit cash withdrawals equivalent to or exceeding €120. Find out where you can make free withdrawals in Spain here.

 

4.00% (minimum charge of €3.50) of the amount withdrawn in other countries. We will charge this fee for debit cash withdrawals from ATMs made with a Visa Business Prepaid Card outside the Eurozone, Sweden or Romania.

 

Fee for foreign currency transactions other than the euro: 3%. This fee will be applied to the resulting euro countervalue amount of all foreign currency transactions (purchases and cash withdrawals) made with the card according to the exchange rate obtained by the payment systems on the date when the relevant settlement is made.


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Can we help you?

Also at 952 076 263 or through the contact form.

Our telephone service hours are Monday to Saturday from 8:00 a.m. to 10:00 p.m. (except national holidays).

We also put other contact methods at your disposal: